ESD account locked after identity theft - how long before I can file a new claim?
So frustrated right now! Someone hacked my ESD account last week and changed my email address (thankfully they didn't file any fraudulent claims). Now my account is completely locked and I NEED to file a new unemployment claim ASAP. I submitted copies of my driver's license and social security card to the special investigations unit like they told me to. The agent said it could take "up to 10 business days" to process my documents and unlock the account, but that I could backdate my claim once it's fixed. I'm keeping track of my 3 job search activities each week like they said, but I'm seriously worried about my finances. Has anyone else gone through this identity verification process after fraud? How long did it ACTUALLY take before you could access your account and start getting payments? I'm trying to budget and figure out how long I'll be without income. This couldn't have happened at a worse time.
22 comments
Victoria Stark
omg this happened to me back in january!! it suuuuucks. took them 16 days to unlock my account even tho they said 10. make sure u call them every few days to check on it or it'll just sit there forever
0 coins
Hassan Khoury
•16 days?! I can't wait that long! Did they at least backdate your payments like they promised?
0 coins
Benjamin Kim
I had a similar situation in February. The key is to understand the difference between identity verification and fraud investigation: 1. Regular identity verification (ID.me) typically takes 3-5 business days 2. Special Investigations Unit reviews for fraud take 7-14 business days in my experience Since yours involves actual fraud (email changed without authorization), it falls into category #2. When you backdate your claim, make absolutely sure you have documentation of all your job search activities for each week - they will require this information for any backdated weeks. If you're worried about the delay, I'd recommend calling ESD directly at their main number (800-318-6022) and explaining your situation. Sometimes they can expedite the process if you're facing financial hardship.
0 coins
Hassan Khoury
•Thanks for the detailed explanation. I've been trying that number for days but can't get through - just endless hold times or disconnects. Do they ever actually answer?
0 coins
Samantha Howard
I went through this exact process back in December. Here's my timeline: - Day 1: Discovered fraud, called ESD - Day 2: Submitted ID documents - Day 8: Called for status check, was told "still processing" - Day 12: Account unlocked - Day 14: Filed backdated claim - Day 21: First payment received (included all backdated weeks) The important thing is to document EVERYTHING. Save confirmation numbers, agent names, and call references. If you're having trouble getting through on the phone, try calling exactly at 8:00 AM when they open. Also, make absolutely sure you're completing and documenting your job search activities every week (3 per week) even while locked out. They will require this information when you backdate.
0 coins
Hassan Khoury
•This is super helpful, thank you! I'm definitely keeping detailed records of everything. Day 21 for that first payment though... that's rough.
0 coins
Megan D'Acosta
The ESD system is GARBAGE!! happened to me too and they took 23 days to unlock my account. meanwhile i almost got EVICTED!!! they don't care at all about us. keep calling them every single day and demand to speak to a supervisor. the regular agents are useless.
0 coins
Sarah Ali
•While I understand your frustration, calling daily and demanding supervisors usually doesn't speed things up. The Special Investigations Unit works separately from the call center, and supervisors typically can't expedite fraud investigations. ESD is actually required by law to thoroughly investigate potential fraud, which is why it takes longer than we'd like.
0 coins
Ryan Vasquez
I had something similar happen last year when my neighbor stole my mail and tried to claim benefits using my info. Have you tried calling the ESD fraud department directly instead of the main line? The number should be on your correspondence from them. Sometimes that's faster than the main line.
0 coins
Hassan Khoury
•I tried that number too - same result, can't get through to a human. Just endless hold times until it eventually disconnects me.
0 coins
Sarah Ali
I help people navigate ESD issues regularly, and identity theft situations typically take 7-14 business days to resolve, though I've seen some resolved in as few as 5 days when the documentation was very clear and complete. A few tips to potentially speed things up: 1. If you submitted digital copies of your documents, make sure they're high quality scans (not photos taken with your phone) 2. Call during off-peak hours (typically 7:30-8:30am or 4:30-5:00pm) 3. Be prepared with your claim ID and the exact date you submitted your documents 4. Request an escalation based on financial hardship if applicable In the meantime, you might want to check if you qualify for emergency assistance through DSHS or local community action agencies while waiting for your unemployment benefits.
0 coins
Hassan Khoury
•I did submit photos from my phone... would it help if I resubmit with better quality scans? And I'll definitely look into those emergency assistance options, thank you.
0 coins
Sarah Ali
•Yes, resubmitting with higher quality scans could potentially speed things up. Phone photos often create verification delays because security features on IDs can be hard to see. If you have access to a scanner (check your local library if needed), I'd recommend resubmitting and then calling to notify them you've sent clearer documents.
0 coins
Victoria Stark
have u tried emailing them instead of calling? sometimes that works better cuz u actually get a response. try employmentseucurity@esd.wa.gov
0 coins
Samantha Howard
•That email address isn't correct - it should be unemploymenthelp@esd.wa.gov for general inquiries. But honestly, for fraud/identity verification issues, email isn't the best approach as they typically can't discuss personally identifiable information via email due to security policies.
0 coins
Avery Saint
I went through this exact situation in March and was getting really desperate after trying to call for days with no luck. I finally used a service called Claimyr (claimyr.com) that got me connected to an ESD agent within 15 minutes instead of waiting on hold for hours. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 Once I actually spoke with someone, they were able to tell me exactly what was happening with my identity verification and gave me a more specific timeline. The agent also flagged my case as urgent due to financial hardship which seemed to speed things up. My account was unlocked about 4 days later. Worth considering if you're stuck and can't get through on the phones.
0 coins
Hassan Khoury
•I've never heard of this service before. Did you really get through that quickly? I'm desperate enough to try anything at this point.
0 coins
Avery Saint
•Yes, I got through in about 12 minutes when I had been trying for days on my own. The ESD agent I spoke with was really helpful and could see exactly where my identity verification was in the process. Having that direct conversation made a huge difference in my case getting resolved.
0 coins
Benjamin Kim
One important thing to understand about the backdating process: once your account is unlocked, you'll need to file for each week separately. The system will walk you through each missed week, but be prepared to spend about 20-30 minutes total completing all the backdated weeks. For each week, you'll need to report: - Your 3 job search activities for that specific week - Any earnings from part-time work during that week - Whether you were able and available for work - Any refusals of work If you're currently on day 5 or 6 of the processing time, I'd recommend organizing all this information now so you're ready as soon as your account is unlocked. That will help ensure you get paid as quickly as possible once the fraud hold is removed.
0 coins
Hassan Khoury
•This is really helpful, thank you. I've been keeping notes of my job search activities but I'll make sure to organize everything by week so I'm ready to go.
0 coins
Ryan Vasquez
my cousin works at ESD (not in fraud dept tho) and she says they're super backed up right now because there was a big wave of identity theft cases in April. apparently some data breach somewhere led to a bunch of unemployment fraud attempts at once. so that might affect your timeline, unfortunately...
0 coins
Hassan Khoury
•Great... just my luck to have this happen during a backlog. Thanks for the insider info though.
0 coins