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Evelyn Kelly

Do you file for unemployment where you work or live in Washington?

I'm confused about where I need to file my unemployment claim. I live in Spokane but work in Idaho just across the border. Do I file with Washington ESD since that's where I live, or do I have to file in Idaho since that's where my job was? I've been putting this off because I'm not sure which state's system to use and don't want to mess it up.

You file where you worked, not where you live. Since your job was in Idaho, you need to file with Idaho Department of Labor, not Washington ESD.

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That makes sense, thanks! I was worried I'd have to deal with both states somehow.

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Wait, I thought it was where you live? I'm in the same situation and was told to file in Washington.

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The general rule is you file in the state where you worked and paid into their unemployment insurance system. Your employer was paying Idaho unemployment taxes, not Washington taxes, so that's where your benefits would come from.

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This is correct. I work in payroll and we pay unemployment taxes to the state where the work is performed.

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Good to know about the tax part, that helps it make more sense to me.

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I had a nightmare trying to figure this out when I got laid off. Spent hours on hold with Washington ESD before they told me I needed to file in Oregon instead. If you're having trouble getting through to Idaho's system, there's actually a service called Claimyr that helps you connect with unemployment offices. Check out claimyr.com - they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks for the tip! I'll check that out if I run into issues with Idaho's system.

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Never heard of that service but sounds useful. Getting through to unemployment offices is always a pain.

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What if you worked in multiple states during your base period? I worked in both Washington and Oregon last year.

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Multi-state claims are more complex. You'd typically file in the state where you worked most recently, but they might combine wages from both states.

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Yeah, that's called an interstate claim. The state where you file will contact the other state to get your wage information.

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This is so confusing! Why can't they just make it simple - one system for everyone?

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Because unemployment insurance is managed by individual states, not the federal government. Each state has its own rules and benefit amounts.

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It would be nice if they were all the same but states like to control their own programs I guess

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I live in Vancouver WA but work in Portland OR. Filed in Oregon and it was pretty straightforward once I figured out that's what I needed to do.

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How long did it take to process your claim in Oregon?

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About 2 weeks for the initial determination, then weekly benefits started coming through normally.

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Does it matter if you're a Washington resident for tax purposes?

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Not for unemployment purposes. It's all about where the work was performed and where the employer paid unemployment insurance taxes.

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Right, residency for taxes is different from unemployment insurance eligibility.

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What about remote workers? If I live in Washington but work remotely for a company based in California?

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Remote work can be tricky. It usually depends on where the work is actually performed, which would be Washington in your case.

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I think it also depends on where the company is registered and paying taxes but I'm not 100% sure on that.

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I made the mistake of filing in the wrong state first and had to start over. Don't do what I did - make sure you're filing in the right place!

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Ugh that sounds frustrating. How long did it delay your benefits?

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About 3 weeks total because I had to cancel the first claim and restart in the correct state.

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The person who mentioned Claimyr earlier wasn't kidding about how hard it is to get through to these offices. I tried calling Idaho unemployment for days before using that service to get connected.

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Did it actually work? I'm skeptical of these kinds of services.

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Yeah it worked for me. Got through to an actual person within like 10 minutes instead of hours of busy signals.

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Border state situations are always confusing. I know people who commute from Washington to Idaho every day for work.

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Yeah that's exactly my situation. At least now I know which state to file with.

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Same here, lots of people in the Spokane area work across state lines.

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Quick tip - when you file make sure you have all your employer information ready including their address and your supervisor's name. Idaho might ask for different info than Washington would.

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Good point, I'll gather all that before I start the application.

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Also have your last day of work and reason for separation ready to go.

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Does anyone know if the benefit amounts are different between states?

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Yes, every state has different maximum benefit amounts and duration. You'd need to check Idaho's current rates.

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I think Idaho's max is lower than Washington's but don't quote me on that.

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This thread is super helpful! I was about to file with Washington ESD but I work in Oregon so now I know I need to go through Oregon instead.

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Glad it helped! That's exactly why I asked - figured other people might have the same confusion.

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Yeah it's not intuitive at all. You'd think it would be where you live.

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One more thing to consider - if you end up having issues with Idaho's system, that Claimyr service someone mentioned earlier could be really helpful. I used it last year when I couldn't get through to my state's unemployment office and it saved me so much time.

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I bookmarked their site just in case. Hopefully Idaho's system is easier to navigate than Washington's.

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Every state's unemployment system seems to have issues with high call volumes these days.

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Thanks everyone for clearing this up! I was so confused about this exact same thing.

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No problem! It's definitely not obvious and I bet tons of people get confused about this.

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Exactly - seems like something they should make clearer on their websites.

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Just to summarize for anyone else reading - you file unemployment where you WORKED, not where you LIVE. The state where your employer paid unemployment insurance taxes is where you file your claim.

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Perfect summary! That's the key thing I needed to understand.

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Wish I had known this rule years ago when I was in a similar situation.

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