Can you get Washington ESD unemployment for unpaid maternity leave?

I think I heard about PFML but wasn't sure if I qualified. Do you know how much it pays compared to unemployment?

PFML typically pays up to 90% of your weekly wages up to a cap. It's administered separately from Washington ESD unemployment though - you'd apply through the state's PFML website.

That's frustrating! Did you end up finding any other financial support during your leave?

I had to use up all my savings unfortunately. I wish I had known about PFML earlier - definitely look into that option!

That makes sense. My job is protected under FMLA so I should be able to return. Sounds like PFML is the better route.

Exactly. PFML was specifically designed for situations like yours. The application process can be a bit complex though.

Interesting, I've never heard of that service. Did they help you figure out the PFML vs unemployment question?

Yes! The agent I spoke with explained that unemployment and PFML serve different purposes and I needed to apply for PFML instead. Saved me from filing the wrong claim.

No, you can't get both at the same time. They're separate programs for different situations. PFML is for when you need time off for family reasons, UI is for when you're unemployed and looking for work.

oh ok that makes more sense

Great! Make sure to apply as soon as possible since there can be waiting periods.

So glad you found a solution! I wish I had known about this when I was in your situation.

Yikes, definitely not worth it! Good thing there's a legitimate option available.

Yes, UI fraud is taken very seriously. Always better to use the right program for your situation.

If you're terminated illegally for requesting FMLA leave, you might qualify for UI benefits. But you'd need to document everything and possibly file complaints with the Department of Labor too.

Thanks, I'm keeping records of all our communications just in case.

I totally agree! That's part of why I ended up using Claimyr - sometimes you just need to talk to a real person who can explain things clearly.

I might have to try that if I have more questions. The automated systems are so frustrating.

Good point! I've been at my job for over a year full-time so I think I should be covered, but I'll double-check.

Yeah, as long as you've been working regularly you should be fine. The eligibility requirements are on the PFML website.

Yes, PFML covers adoption as well! It's designed for family bonding regardless of how the child joins your family.

That's wonderful! Good to know the program is inclusive like that.

That's exactly why I started using Claimyr! They handle the calling and waiting for you. Worth every penny to not waste half your day on hold.

I might have to try that. I can't afford to spend entire days trying to get through to someone.

That's encouraging! I was worried it would be as complicated as unemployment seems to be.

Nope, it's actually designed to be more user-friendly since it's a newer program.

Good to know! I'll make sure to set aside some money for taxes.

Yeah, I learned that the hard way. Better to plan ahead than get surprised next April.

You can apply up to 30 days before your leave starts, which is actually recommended so everything is processed in time.

Perfect! I'll start my application soon then.

Totally agree! At least PFML gives us some option, but employer-provided benefits would be so much simpler.

Exactly. The fact that we have to figure all this out while pregnant is just added stress we don't need.

Employers can't deny PFML if you're eligible - it's a state program, not something they control. They can only deny the unpaid FMLA portion in certain circumstances.

That's reassuring! I was worried they could block it somehow.

That's way better than I expected! Unemployment would have been much less than that.

Yeah, PFML is designed to actually help people afford to take family leave, not just provide bare minimum survival money.

I'm not in the high earner category so that shouldn't be an issue for me, but good to know!

Yeah, the cap is pretty reasonable for most people. Just something to be aware of when budgeting.

Glad it was helpful! I learned so much from everyone's responses too.

It's always good to plan ahead for these things. Knowledge is power when it comes to navigating benefit programs!