Can a contractor get unemployment benefits in Washington ESD?
I've been working as an independent contractor for the past 2 years doing web development, but my main client just ended our contract and I'm scrambling to find new work. I know contractors usually can't get UI benefits, but I'm wondering if there are any exceptions or if Washington ESD has changed anything recently? I've been paying self-employment taxes and have a substantial work history. Has anyone in a similar contractor situation been able to get unemployment approved?
48 comments


Aisha Abdullah
Generally speaking, independent contractors aren't eligible for regular unemployment insurance in Washington because you haven't been paying into the UI system through payroll deductions. However, there might be some exceptions depending on how your work relationship was structured. Did your client treat you more like an employee (set your hours, provided equipment, etc.) or were you truly independent?
0 coins
GalaxyGuardian
•It was pretty independent - I set my own hours, used my own equipment, and invoiced them monthly. Sounds like I'm probably out of luck then.
0 coins
Ethan Wilson
•Not necessarily! Sometimes the IRS classification doesn't match how Washington ESD evaluates the working relationship. You should still apply and let them make the determination.
0 coins
Yuki Tanaka
You should definitely apply through the Washington ESD website. Even if you were classified as a contractor, Washington ESD will do their own evaluation of your working relationship. They look at factors like who controlled how the work was done, whether you had other clients, if you could make a profit or loss, etc. The worst they can say is no, but you might be surprised.
0 coins
GalaxyGuardian
•That's encouraging. Do you know how long that evaluation process typically takes?
0 coins
Yuki Tanaka
•It can take anywhere from 2-6 weeks for them to make a determination on worker classification issues. It's considered adjudication, so it takes longer than a regular claim.
0 coins
Carmen Diaz
I was in a similar situation last year - worked as a contractor for a marketing agency but they controlled pretty much everything about how I did my job. I applied for unemployment and after about a month of adjudication, Washington ESD determined I was actually an employee and approved my benefits. The key was documenting how much control they had over my work. If you're having trouble getting through to Washington ESD to check on your claim status, I used claimyr.com to get connected with an agent faster. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
0 coins
GalaxyGuardian
•Wow, that gives me hope! What kind of documentation did you provide to show they controlled your work?
0 coins
Carmen Diaz
•Email chains showing they set deadlines and dictated specific methods, evidence that I couldn't work for competitors, and proof that they provided some of the tools I used. Basically anything showing they treated me like an employee rather than a true contractor.
0 coins
Andre Laurent
•Interesting about Claimyr - I've been trying to reach Washington ESD for weeks about my adjudication and keep getting disconnected.
0 coins
AstroAce
ugh the whole contractor vs employee thing is so confusing!! I've been doing gig work and have no idea if I qualify for anything. Companies love to call everyone contractors to avoid paying benefits but then treat you like an employee. it's ridiculous
0 coins
Aisha Abdullah
•That's exactly why Washington ESD does their own evaluation instead of just going by how the employer classified you. The system is designed to prevent companies from misclassifying workers to avoid paying UI taxes.
0 coins
AstroAce
•good to know! maybe I should apply too then
0 coins
Zoe Kyriakidou
I'm a tax preparer and see this situation a lot. Even if you were legitimately an independent contractor, you might still qualify for benefits if you also had some W-2 employment during your base period. Washington ESD looks at all your earnings in the base period to determine eligibility. Also, make sure you understand the difference between being denied because you're a contractor versus being denied for insufficient wages.
0 coins
GalaxyGuardian
•I did have a part-time W-2 job for about 6 months during the base period. Does that help?
0 coins
Zoe Kyriakidou
•Absolutely! That W-2 income counts toward your benefit calculation. You'll want to include all your employment when you file your claim, both the contractor work and the W-2 job.
0 coins
Jamal Brown
Been through this exact situation. Filed my claim online and it went into adjudication immediately because of the contractor work. Took forever to get answers from Washington ESD until someone told me about Claimyr. Worth every penny to actually talk to a human being instead of waiting on hold for hours.
0 coins
GalaxyGuardian
•How long did your adjudication take once you were able to speak with someone at Washington ESD?
0 coins
Jamal Brown
•Once I got through to an agent, they were able to expedite my case and I got a decision within 2 weeks. The agent explained exactly what documentation they needed to make the determination.
0 coins
Mei Zhang
Just want to add that even if you don't qualify for regular UI benefits, you might be eligible for other programs. Washington ESD has various training programs and resources for self-employed individuals looking to transition to traditional employment.
0 coins
GalaxyGuardian
•That's good to know. I hadn't thought about training programs. Where would I find information about those?
0 coins
Mei Zhang
•Check out WorkSourceWA.com - they have information about all the workforce development programs available in Washington state.
0 coins
Liam McConnell
whatever you do, don't lie on your application about being a contractor. Washington ESD will find out and it'll cause way more problems. be honest about your work situation and let them make the determination
0 coins
GalaxyGuardian
•Definitely planning to be completely honest. Thanks for the reminder!
0 coins
Amara Oluwaseyi
The employer might fight the determination if Washington ESD decides you were actually an employee. They'll get hit with back taxes and penalties if they were misclassifying you. Just be prepared for that possibility - it could delay your case even more.
0 coins
Yuki Tanaka
•True, but that's the employer's problem, not the claimant's. Washington ESD will still process the claim based on their determination.
0 coins
Amara Oluwaseyi
•Right, just wanted to give them a heads up that it might extend the timeline if the employer appeals.
0 coins
CosmicCaptain
I was denied initially for being a contractor but appealed the decision and won. The hearing officer looked at the actual working relationship rather than just the contract language. Had to provide tons of documentation but it was worth it.
0 coins
GalaxyGuardian
•How long did the appeal process take? And did you need a lawyer?
0 coins
CosmicCaptain
•Took about 8 weeks total for the hearing and decision. I didn't use a lawyer - represented myself with all the documentation I gathered. The hearing was done by phone which made it easier.
0 coins
Giovanni Rossi
Pro tip: if you get approved, make sure you understand the job search requirements. They're different for different types of work and you don't want to get hit with a disqualification for not meeting the requirements.
0 coins
GalaxyGuardian
•Good point. I assume I'd need to be looking for both contractor and employee positions?
0 coins
Giovanni Rossi
•Actually, if you're approved for benefits, you'd typically need to be available for and seeking traditional employment, not contractor work. Check with Washington ESD about the specific requirements for your situation.
0 coins
Fatima Al-Maktoum
same boat here! been contracting for 3 years and just lost my biggest client. filed last week and already got the adjudication notice. fingers crossed we both get approved 🤞
0 coins
GalaxyGuardian
•Good luck! Hopefully we'll both hear back soon. Keep me posted on how it goes for you.
0 coins
Dylan Mitchell
Don't forget that if you do get approved, you'll need to file your weekly claims on time every week. Missing even one week can cause issues with your benefits, and as a new claimant you definitely don't want any complications.
0 coins
GalaxyGuardian
•Thanks for the reminder. I've already set up reminders on my phone for Sundays to file my weekly claims.
0 coins
Sofia Gutierrez
My sister went through this same thing with her consulting business. Washington ESD approved her benefits because her main client basically treated her like a remote employee. The key was showing that she couldn't make independent business decisions about her work.
0 coins
GalaxyGuardian
•That sounds similar to my situation. My client definitely controlled the scope and timing of all my projects.
0 coins
Sofia Gutierrez
•Yeah, that's exactly what helped her case. Document everything that shows they controlled HOW you did your work, not just WHAT work you did.
0 coins
Dmitry Petrov
Even if you don't qualify for UI, you might want to look into getting properly set up as a legitimate business for tax purposes. Sometimes the line between contractor and employee gets blurred when you're only working for one client.
0 coins
GalaxyGuardian
•That's a good point. I should probably diversify my client base going forward regardless of how this UI claim turns out.
0 coins
StarSurfer
Washington ESD is pretty thorough with their worker classification reviews. They'll look at your contract, payment structure, level of control, and whether you could profit or lose money. Just be patient during the adjudication process - it takes time but they're pretty fair.
0 coins
GalaxyGuardian
•Appreciate the reassurance. The waiting is definitely the hardest part when you're worried about paying bills.
0 coins
Ava Martinez
Update us when you hear back! I'm sure other contractors in similar situations would love to know how it works out for you.
0 coins
GalaxyGuardian
•Will do! I'll post an update once I get the determination. Hopefully it's good news that can help others in similar situations.
0 coins
Miguel Castro
One more thing - if you had any 1099s from clients, make sure you have copies of those when you apply. Washington ESD might want to see them as part of their evaluation process.
0 coins
GalaxyGuardian
•Got all my 1099s organized already. Thanks for thinking of that - definitely important documentation to have ready.
0 coins