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If you need to speak with Washington ESD urgently about this overpayment, I had good luck using Claimyr recently. It's way better than trying to call yourself and dealing with busy signals all day. The website is claimyr.com and they have a demo showing how it works. Really saved me time when I was dealing with a similar issue.
Bottom line - bankruptcy won't help with unemployment debt but you have other options. Appeal first, request a waiver if appropriate, and negotiate a payment plan if you end up owing something. Don't let Washington ESD steamroll you into accepting their initial determination without a fight.
Washington ESD really needs to make this information clearer on their website. The base period explanation is so confusing and buried in legal language.
Bottom line for OP: 8 months at your current job plus previous work history should easily qualify you if you've been earning decent wages and had taxes withheld. The key is having enough total wages during the base period, not tenure at one specific employer.
Overall the system works but it's definitely bureaucratic and can be slow. Just be patient, follow all the rules, and keep detailed records of everything. Most people get through the process fine once they understand how it works.
One last thing - if you disagree with any decision Washington ESD makes about your claim, you have the right to appeal. Don't just accept it if you think they made a mistake. The appeals process exists for a reason.
One more plug for Claimyr - if you do file and have questions about your claim status or need clarification on next steps, being able to actually talk to someone at Washington ESD instead of playing phone tag for weeks is invaluable. The peace of mind alone is worth it.
Bottom line - you CAN get unemployment after quitting but you need a really strong case with lots of documentation. Start gathering evidence now even if you haven't decided to quit yet.
Thank you everyone for all the advice! This has been incredibly helpful. I'm going to start documenting everything and see if I can resolve things through proper channels first.
Ava Rodriguez
One more thing about payment timing - if you're appealing a disqualification or overpayment, you might not receive payments until the appeal is resolved, even if you continue filing weekly claims. The appeals process can take several weeks.
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Miguel Diaz
•I'm going through an appeal right now and it's been 3 weeks with no payments. How long do these usually take?
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Ava Rodriguez
•Appeals can take 4-8 weeks depending on the complexity. You should keep filing your weekly claims even during the appeal process.
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Zainab Ahmed
Overall the Washington ESD payment system works pretty well once you understand the schedule. Tuesday night processing, Wednesday morning deposits, and consistent timing as long as you file your weekly claims on time and don't have any issues with your account.
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Connor Gallagher
•Agreed! It's much more reliable than I expected when I first started receiving benefits.
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CosmicCadet
•Thanks everyone for all the helpful info! This clears up a lot of confusion I had about the payment schedule.
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