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At least Washington state has some of the higher unemployment benefits compared to other states. I moved here from Florida where the max was like $275/week. Still not enough but could be worse.
Bottom line is unemployment insurance was designed as temporary partial wage replacement, not full income replacement. It sucks but that's the reality. Focus on job searching and use every resource available - career centers, networking, online applications, everything.
Just to add one more point - unemployment benefits are also taxable income, while Social Security benefits may or may not be taxable depending on your total income. Another difference between the programs.
Update: I finally got through to Washington ESD using that Claimyr service someone mentioned. Took about 25 minutes and the agent was able to tell me exactly what was holding up my claim. Definitely worth it if you're having trouble getting through on your own.
They needed additional verification from my employer about my separation date. Something I could have provided weeks ago if I'd known.
This is exactly why I'm going to try Claimyr too. Been waiting 3 weeks with no communication.
Don't forget you can also look into job training programs while you're collecting unemployment. Washington has some good retraining programs that can help you learn new skills while you're looking for work.
Bottom line - yes you can definitely collect unemployment if you get laid off. It's literally what the system is designed for. File as soon as possible, be honest and accurate with all information, and don't be afraid to ask for help if you run into issues. You've paid into this system through your paychecks, so don't feel bad about using it when you need it.
Liam Sullivan
Just make sure you have a backup plan in case it takes a while to get approved. The process can sometimes drag on longer than expected, especially if your employer disputes the claim.
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Diego Flores
•Yeah I'm trying to cut expenses and see if family can help out if needed. Thanks for the reality check.
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Amara Okafor
One last thing - if you do get denied initially, don't give up! The appeal process exists for a reason and lots of people win on appeal even after being denied the first time.
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Diego Flores
•I'll definitely keep that in mind. Sounds like persistence is key with this whole process.
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