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Do they deduct 100% of ur freelance earnings from ur benefits? The whole system is so unfair to freelancers!!
They don't deduct 100% of your earnings. ESD has an earnings deduction chart. The first $5 of earnings has no impact, and after that they deduct approximately 75% of your earnings from your benefit. So if you earn $100 in a week, roughly $71.25 would be deducted from your benefit payment. You can find the exact calculation on the ESD website under "Earnings Deduction Chart.
Just wanted to add that you should also keep copies of all your invoices and contracts for these freelance projects. ESD may ask for documentation during their periodic reviews, and having everything organized will save you a lot of headaches. I learned this the hard way when they requested records going back 6 months and I had to scramble to find everything. Also, if you're using any business expenses (software, equipment, etc.) for your freelance work, keep those receipts too - you might be able to deduct them when you file taxes, which could help offset some of the reduced unemployment benefits.
This thread has been really informative. I'm bookmarking it in case I ever need this information. Thanks to everyone who shared their experiences!
I went through something similar about 8 months ago. Lost my job and had two kids (ages 2 and 4) with no immediate childcare options. Washington ESD was actually pretty understanding about it. The key things that helped me were: 1) I filed my claim right away and was upfront about the childcare situation from the start, 2) I kept detailed records of every daycare I contacted, every family member I reached out to, and every potential childcare solution I explored, and 3) I continued my job search while also searching for childcare, applying to positions that might offer flexible schedules or remote work options. I received benefits for about 10 weeks while sorting everything out. The weekly claims were straightforward - just the standard questions about job search activities and availability. As long as you're genuinely trying to resolve the childcare barrier and actively looking for work, they consider you available for employment. Don't let the stress delay your filing - you've already waited two weeks and you don't want to miss out on benefits you're entitled to.
This isnt at all related to your question but make sure you do your 3 job search activities every single week!!! i missed one week and my claim got messed up and took like a month to fix
I went through this exact situation when I was laid off from my tech job in 2023. The key thing to remember is that ESD cares about when you EARNED the money, not when you received it. Your sick pay was earned during your employment period, so even though the check arrived during your claim week, you don't report it for that week. I was paranoid about getting it wrong too, so I kept detailed records of everything - copies of my final paystub, the layoff notice, and I even took screenshots of my bank deposits with dates. When I filed my first weekly claim, I reported $0 for income since I hadn't worked any hours that week, and I never had any issues with ESD about it. The one thing I'd suggest is keeping that final paystub handy in case ESD ever asks for documentation later. But based on everything I experienced and what the handbook says, you're good to report $0 for that claim week.
For anyone confused about 1099 reporting, the basic rule is: report gross income in the week you performed the work. Keep detailed records. Don't try to hide it. Washington ESD will find out eventually through cross-matching with tax records.
One more tip - if you're doing regular 1099 work, consider setting up a simple spreadsheet to track your hours and earnings each week. Makes the weekly claim filing much easier.
I use a simple notes app on my phone to track daily hours and then transfer to my weekly claim. Whatever system you use, just be consistent.
This whole thread has been incredibly helpful! As someone who's been hesitant to take on any freelance work while on unemployment, I now feel like I have a much better understanding of how to handle the reporting properly. The key takeaways seem to be: report ALL income in the week you do the work (not when paid), keep detailed records, and understand the partial benefit calculation. Thanks everyone for sharing your experiences!
StarStrider
Just wanted to add that you should also think about healthcare if you're on any kind of state assistance or Medicaid. That stuff doesn't transfer between states like unemployment does, so you'll need to reapply in Oregon if you're using those services.
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Sean Flanagan
•I'm not on Medicaid but that's good to know for anyone else reading this thread.
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Dylan Campbell
•Yeah, healthcare is totally separate from unemployment. Good point to bring up.
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NebulaNomad
One thing I'd add is to make sure you keep detailed records of your job search activities, especially during the transition period while you're moving. Washington ESD might ask for documentation, and having everything organized will make your life easier if any questions come up. Also, consider setting up a Google Voice number or similar service that forwards to your cell phone - that way you have a consistent contact number for potential employers even if you're switching phone plans or providers during the move. The job market for graphic design in the Pacific Northwest is definitely interconnected between Seattle and Portland, so networking contacts you've made in Washington might actually help you in Oregon too.
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