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Look into a 401k LOAN instead of a withdrawal if your plan allows it. You avoid the tax penalties, and you're basically borrowing from yourself. The interest you pay goes back into your own account. Much better option if you can swing it.
Update on your question about weekly claims - if your claim is in adjudication, you should STILL be filing weekly claims every week while you wait. Many people don't realize this. If you haven't been filing, start immediately and try to file for any missed weeks (though there's a limited window for backdating).
One more critical piece of advice: start documenting your job search activities immediately (at least 3 per week). Even if your claim is still processing, you need to be completing and logging these activities from the first week you're unemployed. I've seen so many people get denied retroactive payments because they didn't do their job search requirements during the waiting period. The WorkSource Virtual Job Fair next Tuesday might be worth attending - it counts as a job search activity and you might find something that beats waiting for unemployment.
Thanks for the reminder about job search activities! I wasn't doing those last time until after I was approved and then had to scramble to catch up. I'll start keeping track right away this time. And I'll definitely check out that job fair - at this point I'd rather find something quick than deal with ESD for months.
btw dont forget to check ur spam folder for ESD emails.. they sent me like 5 messages asking for more info and they ALL went to spam. cost me like 3 extra weeks of waiting!
Yes, that's exactly right. Use what you have now until November 30th, then file a new claim. The 6 months of work will be part of your base year calculation for the new claim. Just make sure you keep track of your hours worked during that period - sometimes ESD misses some employers in their wage calculations.
My sister works at worksource and she says people get confused about this all the time. The benefit YEAR (12 month period) is different from your benefit AMOUNT (total $ you can receive). Restarting a claim in the same benefit year means you're just continuing where you left off with whatever benefits remained. Your monetary determination got updated because your weekly amount might change with new wages, but your benefit year dates stay the same.
For your specific situation - separation dispute (quit vs. layoff) - you're in the standard adjudication process. This is 100% handled by ESD adjudicators, not the governor's office. The email evidence you mentioned is exactly what the adjudicator needs to see. Call ESD directly and specifically ask for: 1. The status of your adjudication 2. Confirmation that your documentation has been received and added to your file 3. An estimated timeframe for resolution Be persistent but polite. If they try to redirect you again, ask to speak with a supervisor. Document the date/time of every call and the name of who you spoke with.
My neighbor works for the legislative office and they said people often contact their state representatives when ESD issues drag on too long. They can sometimes help speed things up! Maybe try that route instead of the governor's office? Just Google "[your area] state representative" to find their contact info.
Ava Rodriguez
I just went through this whole reapplication thing last week! Everyone's advice here is good, just wanna add that if you had any non-standard situations on your previous claim (like workplace disputes or voluntary quits or part-time availability), be prepared to possibly talk to an adjudicator again about all that stuff even if they already approved it on your last claim. Really annoying but just how they work I guess. Good luck!
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Liam O'Connor
Update: I finally got the reapplication submitted today! The advice here was super helpful. For anyone else searching about this in the future, it really is a completely fresh application - I had to re-enter all my employment history, answer all the qualification questions again, etc. Took me about an hour to complete. Now fingers crossed it processes quickly!
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Giovanni Gallo
•Glad you got it submitted! Just remember to keep filing those weekly claims while you wait for the new application to process. And if it takes more than 2 weeks to hear anything, that's when I'd recommend following up.
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