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am i the only 1 who thinks its crazy we have to GUESS what random money from the govt means?? like they could at least send a text or something!
No kidding! The lack of communication is the worst part of dealing with ESD. Even a simple automated email would help so much.
Update for anyone finding this thread later: I spoke with an ESD representative about this exact situation recently. For overpayment waivers processed in 2025, there is currently a system issue where the payment processes correctly but the documentation is delayed by 2-3 weeks in appearing on the portal. They're aware of the problem and working on a fix. In the meantime, they recommend: 1. Keep checking your physical mail and the Notices section of eServices 2. Don't spend the money until you have official confirmation 3. If you need immediate clarification, calling is unfortunately the only option The good news is that these refunds from approved waivers are legitimate and you will eventually receive documentation.
Just following up - did your payments come through yet? If it's been more than 3 business days since the \
Yes! Both payments finally arrived this morning as separate deposits. You were right about the timing - exactly 3 business days after showing as processed. Such a relief! Thanks everyone for your help and reassurance!
I'm actually going through almost the same thing. I was living in Canada for 6 months and came back to an overpayment notice and missed appeal deadline. But my question is - if you were completely laid off during that period, why were they even asking for income verification in the first place? That part doesn't make sense to me.
I think I misunderstood the original notice. Looking at everything again, they were questioning some 1099 work I did right before COVID layoffs. I reported it on my initial application but apparently they needed documentation of exactly how much I earned in the weeks before my layoff. Since I missed the deadline to provide that, they're assuming I reported incorrectly and calculating an overpayment based on that assumption. At least that's what I'm gathering from all the paperwork.
Here's something important to know about overpayment waivers that hasn't been mentioned yet. ESD evaluates waiver requests based on two factors: 1) whether the overpayment occurred through no fault of your own, and 2) whether repayment would cause financial hardship. For the financial hardship part, they'll look at your current income, expenses, and assets. Gather documentation of all essential expenses: rent/mortgage, utilities, food, healthcare, transportation, childcare if applicable. Also document your current income sources and any significant financial obligations like student loans. They have specific financial forms for this process that you'll need to complete thoroughly. The stronger your documentation, the better your chances for a waiver approval.
Thank you for this detailed information. I definitely meet the financial hardship criteria, as I'm currently working part-time while studying. I'll make sure to document everything thoroughly. Is there a deadline for requesting a waiver? I don't want to miss another important timeline.
btw did they tell u when ur money is coming? my adjudication took 9 weeks to resolve and then the money showed up 3 days later
They told me 48-72 hours after the decision, and it's been about 36 hours now. I'm checking my account obsessively! Did it show up overnight for you or during business hours?
Just following up - did you contact KeyBank? What did they say about their hold policy? This information could be helpful for other claimants expecting large backpay amounts.
Yes! I called this morning. They said for government direct deposits, they typically make the first $1,500 available immediately and the rest is released within 2 business days. However, since I've been a customer in good standing, they put a note on my account to release the full amount immediately when it arrives. So definitely worth calling your bank in advance!
Khalil Urso
anyone know if the holiday next week will delay payments more???
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Laila Fury
•Yes, the upcoming holiday will likely add at least one extra business day to processing times. ESD doesn't process payments on federal holidays, and banks don't process ACH transfers on holidays either. So plan accordingly!
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Hazel Garcia
UPDATE: My payment finally hit my account this morning! That makes 10 calendar days (8 business days) from when it showed as "paid" in the system. Thanks everyone for your help and reassurance that this is somewhat normal. Huge relief to finally have the money.
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Geoff Richards
•lucky you still waiting on mine 😩
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Laila Fury
•Great news! The first payment is almost always the slowest. Your future payments should come more predictably now that the initial setup is complete.
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