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I'm actually going through almost the same thing. I was living in Canada for 6 months and came back to an overpayment notice and missed appeal deadline. But my question is - if you were completely laid off during that period, why were they even asking for income verification in the first place? That part doesn't make sense to me.
I think I misunderstood the original notice. Looking at everything again, they were questioning some 1099 work I did right before COVID layoffs. I reported it on my initial application but apparently they needed documentation of exactly how much I earned in the weeks before my layoff. Since I missed the deadline to provide that, they're assuming I reported incorrectly and calculating an overpayment based on that assumption. At least that's what I'm gathering from all the paperwork.
Here's something important to know about overpayment waivers that hasn't been mentioned yet. ESD evaluates waiver requests based on two factors: 1) whether the overpayment occurred through no fault of your own, and 2) whether repayment would cause financial hardship. For the financial hardship part, they'll look at your current income, expenses, and assets. Gather documentation of all essential expenses: rent/mortgage, utilities, food, healthcare, transportation, childcare if applicable. Also document your current income sources and any significant financial obligations like student loans. They have specific financial forms for this process that you'll need to complete thoroughly. The stronger your documentation, the better your chances for a waiver approval.
btw did they tell u when ur money is coming? my adjudication took 9 weeks to resolve and then the money showed up 3 days later
Just following up - did you contact KeyBank? What did they say about their hold policy? This information could be helpful for other claimants expecting large backpay amounts.
Yes! I called this morning. They said for government direct deposits, they typically make the first $1,500 available immediately and the rest is released within 2 business days. However, since I've been a customer in good standing, they put a note on my account to release the full amount immediately when it arrives. So definitely worth calling your bank in advance!
Just following up - did your payments come through yet? If it's been more than 3 business days since the \
Is anyone else bothered by how ESD handles disability-related claims? They make everything so complicated and put the burden on us to prove everything when employers can just make up reasons to fire people. The whole system feels rigged against workers with disabilities.
EXACTLY! The way ESD handles disability claims is BROKEN. They start from a position of suspicion instead of support. Plus, they expect detailed medical documentation but then make it nearly impossible to submit it properly. I've seen so many legitimate claims denied initially only to be approved on appeal when someone finally takes the time to review the evidence properly.
Malik Jackson
Did you opt for paper statements or electronic? I chose electronic for everything and mine showed up in my account on January 22nd. Maybe check your spam folder too if you were expecting an email notification?
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Paolo Longo
•I honestly don't remember what I selected when I applied. I'll check spam too, thanks for the reminder!
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Paolo Longo
UPDATE: Finally found it! I checked my Paid Leave account and it was there under Documents, dated Jan 23rd. I never got any email notification so I had no idea it was there. Thanks everyone for your help!
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CosmicCowboy
•Glad you found it! For future reference, tax documents are usually available by January 31st each year, but they often come earlier. It's always good to check your account directly rather than waiting for notifications.
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