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OP, did you get that payment plan form submitted yet? One thing to remember is to include ALL your expenses with documentation. Rent/mortgage, utilities, medical costs, car payment, insurance, groceries, childcare, etc. The more thoroughly you document your financial situation, the more likely they'll approve your request quickly. Also, you mentioned this was from an ESD miscalculation originally? Have you previously requested a waiver of the overpayment? If ESD made the error and it wasn't due to any false information from you, you might qualify for an overpayment waiver, especially if collection causes financial hardship.
Yes, I found the form and I'm gathering all my expense documentation now! I tried to get a waiver when this first happened, but they denied it saying that even though they calculated wrong, I "should have known" the amount was incorrect and reported it. How was I supposed to know their calculations were wrong? I was just accepting what they determined I was eligible for. I didn't think to appeal that decision at the time because I was just grateful to be getting any benefits at all.
Another tip for your new payment plan request: mention that you've been consistently making payments for 2 years and this was a one-time issue during the holidays. ESD does sometimes factor in good payment history. Also, while waiting for the new plan to be processed, you might qualify for emergency assistance through DSHS or local community action agencies if the reduced benefits are causing severe hardship. Many counties have rental assistance and utility payment help programs that can bridge the gap while you get this resolved with ESD.
Thank you for suggesting the emergency assistance options. I hadn't considered that and it might really help if this drags on. I submitted my payment plan request this morning with documentation of all my expenses and a letter explaining my good payment history. Fingers crossed they process it quickly. I just can't believe one missed payment after nearly 2 years of perfect payments caused this whole mess.
Just following up - did your claim status ever update? I'm curious because I'm having a similar issue now.
For future reference, you can also check the "Payment History" tab on eServices. Sometimes that will show your claim as processed even when the main dashboard still shows you need to file. It's a good way to double-check without having to call. The ESD systems don't always communicate well with each other, so checking multiple places can give you peace of mind.
Wait till next Monday before freaking out. My last payment took 6 days to hit my account after showing "paid" and ESD wouldn't do anything about it because their system showed it was already paid. The whole system is broken if you ask me. But your money will come... eventually. This state's unemployment system is a joke.
UPDATE: Money hit my account this morning! Thanks everyone for the reassurance and advice. For anyone with the same question in the future - my timeline was: Sunday (holiday) marked as "paid" in the ESD system → funds appeared in bank account early Thursday morning. So about 3 business days total.
You're absolutely right - that was my typo. The benefit year runs for 12 months from the date of filing, so in this case until August 2026. Thanks for the correction!
You're right, I made another error. The benefit year would run until August 2026, exactly 12 months from the filing date of August 3, 2025. Thank you for the correction.
StormChaser
my cousin works for esd (not in claims dept tho) and she says theyre SUPER backed up right now because of system updates they did in march. standby stuff is taking longer than normal. she said maybe even 2 weeks for some people :
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Mei Wong
UPDATE: Just wanted to let everyone know that my standby extension was finally approved! It took 7 business days total. For anyone else in this situation - I ended up registering on the out-of-work list as a precaution but kept checking my account daily. The approval showed up without any notification email, so definitely keep checking your account regularly. Thanks for all the advice!
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Fatima Al-Mansour
•Great news! Thanks for updating the thread. This will be helpful for others in the same situation.
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Liam Fitzgerald
•glad it worked out!!
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