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Just as an update for anyone reading this thread in the future: The standard processing time has remained consistent throughout 2025. ESD typically releases payments within 24 hours of showing PAID status, then bank processing adds 1-2 business days for most financial institutions. First payments may take slightly longer due to additional verification processes. If you're concerned about your banking information being correct, you can verify it in your eServices account under the "Payment Options" section.
UPDATE: My payment just hit my account this morning! So it took exactly 2 business days from when it showed PAID in the ESD system. Thanks everyone for the help and reassurance. For anyone else wondering about timing, seems like 2-3 business days is pretty standard based on all your experiences.
Something to be aware of - there are different types of pandemic overpayment waivers with different processing timelines. PUA (Pandemic Unemployment Assistance) waivers are handled differently than regular UI waivers, even from the pandemic period. Also, if your waiver involves identity verification issues or potential fraud flags (even if you didn't do anything wrong), those take much longer to process. Do you know which type of benefits your overpayment is related to and if there were any special circumstances flagged on your account?
Based on your responses, I'd recommend taking multiple actions simultaneously: 1) Contact your state representative as suggested above, 2) Try Claimyr to get through to an actual specialist who can look at your file, 3) Send a formal written inquiry to the Commissioner's Office, and 4) Request an official status update in writing through your eServices account. Taking all these steps increases your chances of getting someone's attention. Two years is entirely too long to wait for a decision.
Based on what you've shared, it sounds like the judge found that ESD incorrectly calculated how your earnings affected your benefits. This is actually quite common. When you work part-time while claiming benefits, ESD has a specific formula for deducting earnings from your weekly benefit amount. If they applied the wrong formula or used incorrect earnings information, that could explain the overpayment. The good news is that if your pay stubs were accepted as evidence by the judge, and the judge specifically mentioned recalculating with the proper deductions, there's a good chance your overpayment amount will be reduced significantly or possibly eliminated entirely.
Just a heads-up - make sure you get ANY payment arrangement in writing! I had a verbal agreement with an ESD rep for a $50/week plan, but it never got properly entered into their system. Three weeks later they went back to taking the full amount. When I called again, they had no record of my previous arrangement. Always ask them to email you confirmation of any payment plan they set up.
Update on your waiver situation: ESD has been severely backlogged on processing waivers since 2023. If you submitted yours over a year ago, you should submit a new one with current financial information. The process should take 60-90 days, but as you've experienced, it often takes much longer. In the meantime, definitely pursue that payment plan. When you call, be prepared with: 1. Your current income from all sources 2. Your essential monthly expenses (rent/mortgage, utilities, food, medical, etc.) 3. The minimum amount you can reasonably pay each week Based on this information, they'll determine what's manageable for your situation. They can implement the payment plan immediately, even retroactively in some cases.
I got through to ESD this morning! They're setting up a $65/week payment plan starting with my next payment. They said my waiver was denied months ago because I didn't respond to their request for additional documentation (which I never saw). I'm submitting a new waiver today with all my current financial info. Thank you all for the guidance - this community has been a lifesaver!
Miguel Ramos
One thing I haven't seen mentioned yet - you can also try to estimate your hours worked based on your bank deposits. If you can figure out your hourly rate, divide the deposit amounts by that rate to get approximate hours. It won't be perfect because of taxes, but it's a starting point. Also, reach out to the state's Child Care Licensing department (DCYF). Since you worked at a preschool/daycare, your employer should have been licensed and they might have records of staffing plans that showed your employment. Those records might help substantiate your claim. Lastly, did you save any work schedules, text messages about work hours, or emails from your employer? Even seemingly minor communications can help establish your work pattern.
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Sofia Torres
•That's a really smart idea about checking with DCYF licensing! I hadn't thought of that. I was making $18.50/hour, so I can definitely work backwards from my deposits to estimate hours. I also have a bunch of work schedule screenshots on my phone that show my shifts - would those be helpful to submit too?
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Miguel Ramos
Absolutely submit those schedule screenshots! Any documentation that shows you were scheduled to work specific hours will help your case. Print them out and include them with your wage adjustment form. The more evidence you can provide, the better your chances of getting this resolved quickly.
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Sofia Torres
•Update: I finally got through to ESD yesterday! They're sending me the wage dispute forms and told me to gather all my evidence (bank statements, schedules, etc). The agent said it could take 3-4 weeks to process once I submit everything, but they'll backdate any adjustment to when I first filed. Thanks everyone for all your help and suggestions!
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