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One thing to consider is that PFML has a maximum benefit amount, so if you make really good money, you might not get your full salary replaced. But it's still probably better than unemployment benefits.
Thanks for this thread! I'm not pregnant yet but planning to start trying soon, and this gives me a much better understanding of what financial options are available. PFML sounds like a great program.
Important reminder: even though your first week is the waiting week with no payment, you still need to file that weekly claim! Don't skip it thinking it doesn't matter.
The waiting week thing confused me too when I first filed. Once you understand it's automatic and you don't need to do anything special, it makes more sense. Just keep filing your weekly claims and the payments will start after that first week.
Thanks everyone for the explanations. This helps me understand why my benefits haven't changed. Guess I'll just have to wait until my benefit year ends in August.
One more thing to consider - if you do transition to unemployment, make sure you understand the work search requirements with your medical restrictions. You might need to register with WorkSourceWA and they can help with job placement accommodations.
My advice? Talk to both your disability insurance company AND Washington ESD before making any moves. Get everything in writing so you have documentation of what you were told. That way if there are any questions later, you have proof you tried to do things correctly.
And if you can't get through to Washington ESD on the phone, that Claimyr thing someone mentioned earlier might be worth trying. I've heard good things about it from other people in similar situations.
Emma Thompson
one more tip - if you're using the car for job searching, keep track of your mileage. you can deduct job search expenses on your taxes even while on unemployment
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Sofia Ramirez
•Good to know! I'll start keeping a log of job search related driving.
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Malik Davis
this thread has been super helpful. bookmarking in case i need this info later
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Ava Rodriguez
•Happy to help. These situations are more common than people think, especially in today's job market.
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