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The Washington ESD website has a good FAQ section about eligibility after termination. Might be worth reading through that before you file so you know what to expect during the process.
Been through this process twice unfortunately. First time I was denied because they said my termination was for misconduct, but I appealed and won. Second time I was approved right away. Don't give up if you get denied initially - you can always appeal the decision.
I'd recommend applying as soon as possible after you lose your job. Even if you're not sure about the exact benefit amount, you don't want to delay and miss out on weeks of potential benefits while you're figuring out the calculation.
For what it's worth, when I had questions about my benefit calculation that the website couldn't answer, I ended up using Claimyr to get through to ESD. The rep was able to pull up my exact wage history and walk through the calculation step by step. Much better than trying to guess based on the general formula.
I used that Claimyr service someone mentioned and it actually worked great. Got connected to a Washington ESD rep who walked me through my benefit calculation and explained why my amount was what it was. Saved me hours of frustration.
Just to clarify for the OP - at $95k annually, you should definitely qualify for close to the maximum benefit amount. The key is making sure Washington ESD has accurate wage information from all your employers.
For anyone else reading this thread later: the key takeaway is that unemployment compensation is taxable income that should be included in gross income calculations for most purposes. Just remember to set aside money for taxes or have Washington ESD withhold federal taxes from your payments.
One final reminder - keep good records of all your unemployment payments and any taxes withheld. Makes filing your tax return much easier when you have everything organized.
TechNinja
Just wanted to add that even if you do get denied initially, don't give up. The appeal process exists for a reason and many people win their appeals with the right documentation.
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KylieRose
•How long do you have to file an appeal if you get denied?
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TechNinja
•You have 30 days from the date of the determination letter to file an appeal. Don't wait - file as soon as possible.
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Keisha Thompson
This thread has been super helpful. I'm in a similar situation and was worried about the same things. Nice to know other people have gotten through this successfully.
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KylieRose
•Glad it helped! The uncertainty is the worst part but it sounds like most people do get approved if they're honest about what happened.
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