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This thread is really eye-opening. I had no idea unemployment fraud was so common. Are there any warning signs to watch for?
Unexpected mail from Washington ESD is the big one. Also if your employer gets a notice about you filing for benefits when you're still working.
I should probably warn my employer's HR department to watch for this stuff too.
FINAL UPDATE: Washington ESD confirmed the fraudulent claim is closed and they've flagged my SSN to prevent future fraud. The whole process took about 2 weeks once I got through to an actual agent. Thanks everyone for the advice!
Great outcome! Shows how important it is to get through to Washington ESD quickly when dealing with fraud issues.
Thanks for updating us! This thread will be helpful for others dealing with the same situation.
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I've been helping my neighbor navigate the Washington ESD system and the weekly payment schedule was confusing for her too. Once she understood that filing weekly claims is like punching a time clock - you have to do it every week to get paid - it clicked for her.
That's a good analogy! So it's like clocking in for unemployment benefits each week.
Exactly! You're certifying that you were unemployed and available for work that week, and in return they pay you for that week.
Just to add - if you're ever unsure about anything with your claim, don't guess. Try to get through to Washington ESD to ask questions. I used that Claimyr service a few times when I had questions and it was worth it to get accurate information instead of making assumptions.
Thanks for all the advice everyone! I feel much more confident about the process now. Going to file my weekly claim this Sunday and set up direct deposit.
Good plan! Once you get into the routine it becomes second nature. Best of luck with your job search too.
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For what it's worth, I've been on both sides of this as a former HR person. Most companies will contest unemployment claims automatically, but Washington ESD is pretty fair about investigating the actual facts. If you weren't willfully violating policies or being deliberately insubordinate, you'll likely be approved for benefits.
That's really reassuring coming from someone who worked in HR. Thank you!
Good to get the HR perspective on this. Thanks for sharing.
Bottom line - don't let them intimidate you. If you get fired and you weren't committing misconduct, apply for unemployment benefits. Worst case scenario, they deny your claim and you appeal. Best case, you get approved and have some income while you look for a new job. Either way, you're not worse off for trying.
You're absolutely right. I'm not going to let them scare me into not applying if it comes to that. Thanks everyone for all the great advice and support!
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Bottom line - document everything, try to resolve issues with employer first, give proper notice, and be prepared for the adjudication process to take time.
Thanks everyone. This has been super helpful. I think I have enough information to make a decision now.
Good luck! Remember you can always contact Washington ESD with questions about your specific situation before making any final decisions.
And if you can't get through on the phone, definitely check out that Claimyr service I mentioned earlier. Makes the whole process much less frustrating.
Will do. Thanks again everyone for all the advice!
Grace Thomas
The confusion might come from the fact that some states have small employee contributions to disability insurance or family leave programs. But unemployment insurance is always employer-funded.
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Hunter Brighton
•Right, in Washington we have the WA Cares Act where employees pay a small amount for long-term care insurance. But that's completely separate from unemployment.
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Brooklyn Foley
OP you should double check your W-2 or pay stubs to see what taxes were actually taken out. You'll see Social Security, Medicare, federal income tax, but no unemployment tax deduction for employees.
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Sophia Carson
•Good idea! I'll look at my last pay stub from before I got laid off. Thanks for all the help everyone.
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