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The whole process seems overwhelming when you first look at it but honestly it's pretty straightforward once you start. Just follow the prompts and you'll be fine.
One thing to remember is that working part-time doesn't pause your benefit year. You're still using up weeks of eligibility even when you're working and getting reduced benefits.
This has been really helpful! I feel much more confident about taking on some part-time work now. The key seems to be staying under 40 hours and being honest about earnings.
One more thing - if you had any federal taxes withheld from your unemployment benefits, that will show up on your 1099-G too. So you'll get credit for whatever was already withheld when you file your return.
Bottom line: yes you pay federal taxes on unemployment benefits, no you don't pay state taxes in Washington, and you should set up withholding if you're still collecting. Plan to owe around 15-20% of your total benefits if you didn't have withholding.
If you're worried about making mistakes, the Washington ESD customer service staff are actually pretty helpful when you can reach them. They'd rather help you get it right the first time than deal with problems later.
Last piece of advice - don't wait to apply. Your claim is effective from the date you file, not from when you lost your job. So even if you're unsure about something, it's better to start the process and clarify details later than to wait too long.
Paolo Romano
Bottom line: file when you need to, don't overthink it. I've collected unemployment 5 times over 20 years and never had an issue. The system is there to help people between jobs, not to punish them for needing help multiple times.
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ThunderBolt7
•5 times! That really drives home the point that there's no limit. Thanks for sharing your experience.
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Paolo Romano
•No problem. I used to worry about it too until I realized I was stressing over nothing. Focus on finding your next job, not on whether you're 'allowed' to get help while you look.
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Amina Diop
This has been such a helpful discussion. I'm bookmarking this thread for future reference. Really appreciate everyone sharing their experiences and knowledge about the Washington unemployment system.
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Jamal Edwards
•That's what makes these forums valuable - real experiences and actual facts instead of rumors and misinformation.
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Amina Diop
•Exactly. Now I feel confident about the process instead of anxious about imaginary limits.
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