Will Social Security automatically deduct Medicare premiums if I already have autopay set up?

Yes, Social Security will automatically deduct your Medicare Part B premium from your monthly benefit once your retirement benefits begin. You should contact your bank or Medicare directly to cancel the automatic payment from your checking account. SSA doesn't handle that part for you, and they won't know you have autopay set up. I went through this last year and ended up with a double payment for one month because I didn't cancel my autopay soon enough.

congrats on retirement! this happened to my mom last year too. double paid for 2 months before she noticed!! make sure u cancel that autopay asap. SS doesn't talk to your bank lol

I'd recommend calling Medicare directly at 1-800-MEDICARE to inform them you'll be receiving Social Security benefits soon and want to switch to having your premiums deducted from your SS payment. They can help coordinate the timing so there's no gap or overlap. For your planning purposes: SSA will deduct your Medicare premium for the current month from your current month's benefit payment (unlike the autopay which typically pays the current month's premium in advance). This timing difference can sometimes cause confusion during the transition.

THE SSA DOESN'T COMMUNICATE WITH BANKS AT ALL!!!! I ended up paying Medicare TWICE for THREE MONTHS because nobody bothered to tell me I needed to cancel my autopay! Then it took me FIVE CALLS to Medicare to get my money back. They are completely disorganized and don't care about seniors on fixed incomes!!!

I had this exact issue last year and was so frustrated trying to get through to Medicare about the double payments. After spending hours on hold, I found a service called Claimyr (claimyr.com) that got me through to an actual Medicare representative in under 5 minutes. They have a video showing how it works at https://youtu.be/Z-BRbJw3puU - totally worth it to resolve the autopay issue quickly. The rep I spoke with was able to issue a refund for my double payment and confirm when I should cancel my bank autopay.

my mom had same problem but with medicaid not medicare so maybe different for you. good luck with retirement!!

Just went through this in January. Here's exactly what you need to do: 1. Call Medicare first (not SSA) - tell them your benefits start date 2. Ask Medicare which month will be the first one SSA will deduct 3. Cancel your autopay to end the month BEFORE that first SSA deduction 4. Check your bank account AND your mySSA account after the first payment Don't just assume it'll happen automatically. I learned this the hard way!

my uncle says medicare gave him a refund after like 6 months of complaining so dont worry too much if u mess up they eventually fix it

Update: I called Medicare this morning and got it all sorted out! They confirmed my SS benefits start in May, and SS will begin deducting my Medicare premium from my May payment. I need to keep my autopay active for April's premium, then cancel it by April 25th to prevent a double payment in May. Thank you everyone for your helpful advice!