How to find Medicare premium and tax withholding deductions on my Social Security statement online?

Yes, all of this information will be visible in your MySocialSecurity account once your benefits begin. After your first payment posts in April, you'll be able to see a benefit verification letter that shows your gross amount, all deductions (Medicare Part B premium, any tax withholding you requested), and your net benefit amount. You can access this by logging into MySocialSecurity and selecting "Get a Benefit Verification Letter" from your dashboard. The letter will show all current deductions. You can also view your payment history which will display similar information for each payment received.

mine doesnt show up right sometimes. the website is glitchy. sometimes i have to call them to find out the right amounts. good luck getting through tho!!!

I went through this exact process last year. Here's what will happen: 1. Your benefit verification letter will show all deductions, but it doesn't update immediately when payments start. There can be a delay of 1-2 weeks after your first payment posts. 2. If you set up direct deposit, check your bank statement - it will show the NET amount after all deductions. 3. For a complete breakdown, SSA sends a notice called "Your New Benefit Amount" (usually in December for the following year) that itemizes everything: gross benefit, Medicare Part B premium ($174.70 standard amount for 2025 unless you're in an IRMAA bracket), any Part D IRMAA if applicable, tax withholding percentage, and net benefit. 4. The most reliable place to see this monthly is the payment history section in MySocialSecurity after payments begin. If you need this information before payments start (for budgeting), call SSA directly and they can provide estimates of the deductions.

The payment history section is right on your dashboard when you log in. It's pretty easy to find. Regarding Medicare premium amounts - the statement will show your ACTUAL premium, including any IRMAA (Income-Related Monthly Adjustment Amount) if you're in a higher income bracket. So if you're paying more than the standard $174.70 based on your 2023 tax return income, that higher amount will be reflected. If you filed taxes jointly with income over $206,000 or individually over $103,000 (2025 thresholds), you'll likely see IRMAA adjustments. These change annually based on your most recent tax return the IRS has provided to SSA.

If you have trouble accessing your information online (which happens A LOT with the SSA website), I recommend using Claimyr to get through to a Social Security representative by phone. I was struggling with similar questions about my deductions and spent days trying to get through the regular SSA phone line with no luck. Claimyr helped me connect with an agent in about 15 minutes. They have a service that navigates the SSA phone system for you and calls you back when an agent is on the line. Saved me hours of frustration. Their website is claimyr.com and they have a demo video at https://youtu.be/Z-BRbJw3puU showing how it works. Worth it when you need specific information about your benefits that you can't find online.

ANOTHER THING TO KNOW - even after ur payments start, the online system sometimes doesn't update for 2-3 months! When I started collecting last year, my online account was saying I wasn't getting benefits AT ALL even though the money was coming to my bank account!! Drove me CRAZY! Called SSA and they said "oh yeah the system takes time to update" WHY DIDN'T ANYONE TELL ME THAT??? So don't panic if the online info doesn't look right at first.

One more important thing to note: If you ever need to change your withholding amount (federal or state taxes), you can do that online through MySocialSecurity or by submitting form W-4V. Changes typically take 1-2 processing cycles to appear. Also, at the end of January each year, you'll receive a SSA-1099 tax form that summarizes all your benefits and deductions from the previous year. This is what you'll use for tax filing purposes. This form is also available electronically in your MySocialSecurity account, usually by late January.

my brother just started getting ss too and he had to wait till the SECOND payment to see everything right. the first month was kind of a mystery lol. but now he can see it all fine

I've been getting Social Security for 3 years and I STILL get confused about where to find this info sometimes!!! The website is not user friendly AT ALL. For me, the easiest thing is to look at my bank statement and then look at the letters they send in the mail. I gave up on trying to navigate their website. Also - be prepared that sometimes the Medicare premium changes and they don't really warn you!!! Mine went up $23 this year and the only notification was buried in a letter with a bunch of other information. Aging in America, what a joy!!!