When does Social Security start deducting Medicare Part B premiums from SS benefits?

Social Security will deduct your Part B premium from the benefit payment for the same month your Medicare coverage starts. So if your Medicare starts April 1, they'll take the premium from your April benefit (which you receive in May). You should get a letter from SSA explaining the deduction before it happens, but sometimes those letters arrive late. You can check your MySocialSecurity account online which will show your next scheduled payment amount with the deduction already calculated.

they took mine out right away no warning just saw my check was less

Don't they prorate it if you start in the middle of the month? Like if coverage starts on the 15th you only pay for half the month? I'm so confused about this whole Medicare thing and I'm turning 65 next year!!!

I went through this last year. Medicare Part B deductions start from the benefit payment for the month your Medicare coverage begins. So for you, they'll start taking $217.80 from your April benefit (which you receive in May). Two important things to know: 1. Sometimes the notification letter arrives AFTER the deduction happens 2. If you have any back-premiums owed (like if you delayed enrollment), they might take those all at once The best thing to do is call SSA directly to confirm exactly what will happen in your specific case. I tried for days to get through on the 800 number before I found a service called Claimyr (claimyr.com) that got me connected to an agent in about 15 minutes instead of waiting on hold for hours. They have a video showing how it works here: https://youtu.be/Z-BRbJw3puU Once you talk to an agent, ask them to explain exactly when the deduction starts and the exact amount. I found the agents super helpful once I actually got through to one.

Quick question - is that $217.80 the standard Part B premium for 2025? I thought it was less? I'm turning 65 in July and trying to budget.

just wait till they mess it up and take it out twice happened to me took 3 months to fix it SMH

If you're concerned about budgeting, you should know that your Part B premium can change yearly. The $217.80 you're paying now (which indicates you're in one of the IRMAA brackets) will likely change next January when rates are adjusted. Also, if your income drops significantly, you can file Form SSA-44 for a reduction in your IRMAA amount due to a life-changing event.

check ur mySocialSecurity acct online it usually shows ur next payment amount