When will my 2024 SS earnings show up on my SSA account? Still showing $0

This is completely normal! Your 2024 earnings won't show up on your Social Security earnings record until sometime in 2025 after your employer submits your W-2 information and it's processed by the IRS and then transmitted to SSA. There's always about a one-year delay before current earnings appear. As long as your 2023 earnings are showing correctly, you don't need to worry about 2024 yet.

The SSA website is SO FRUSTRATING with how it displays things!! It had me panicking too when I saw zeros for this year. They should at least put a note explaining the delay instead of making people think their earnings aren't being recorded. I spent HOURS trying to figure out if something was wrong with my account!!

I actually had this exact same worry last year! The Social Security Administration only updates your earnings record once a year, after tax season when all the W-2s and tax returns are processed. Your 2024 earnings won't appear until sometime around September 2025. If you ever need to verify that SSA has the correct info or need to resolve issues with your earnings record, trying to reach them by phone can be a nightmare with the long wait times. I recently discovered Claimyr (claimyr.com) which helped me get through to a live agent without the endless waiting. Their service lets you skip the hold time when you need to call SSA. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. Saved me hours of frustration when I needed to fix an earnings discrepancy from a few years back.

Your current year earnings won't show up until after your employer submits W-2 forms and the IRS processes all tax returns. For 2024 earnings, they typically appear on your Social Security statement around September 2025. This is standard procedure. However, it's still good practice to check your earnings record annually to ensure previous years are accurate. If you find discrepancies in past years, you should report them to SSA, as your future benefit amount is calculated based on your highest 35 years of indexed earnings. Missing earnings could potentially lower your retirement benefits.

my earnings from last year didn't show up til october this year so don't worry about it

I work for a payroll company and can confirm this is normal. Employers file W-2s in January, IRS processes them and sends data to SSA, and SSA updates records typically in late summer or fall of the following year. Nothing to worry about!

Thanks everyone for the helpful responses! I feel much better knowing this is normal procedure. I'll check back in fall 2025 to make sure my 2024 earnings show up correctly. I appreciate all the information!

I had the same panic last year! It's such a relief to read all these responses confirming it's normal. The SSA website really should include a disclaimer about the delay - would save so many people unnecessary stress. I've been working two jobs this year and was worried one of my employers wasn't reporting correctly. Now I know to just be patient and check back next fall. Thanks everyone for sharing your experiences!

As someone who just joined this community, I want to thank everyone for this helpful discussion! I was literally about to call SSA tomorrow morning because I had the same concern about my 2024 earnings showing as $0. Reading through all these responses has saved me from what would have been a very long phone call. It's reassuring to know this is completely normal and that I just need to wait until fall 2025 for my current year earnings to appear. I'll definitely make it a habit to check my earnings record annually going forward to catch any issues early.

This thread has been incredibly helpful! I'm new to checking my SSA earnings record and was genuinely worried when I saw zeros for 2024. It's such a common concern that I'm surprised SSA doesn't address it more clearly on their website. Based on everyone's experiences here, it sounds like the September-October timeframe is when most people see their previous year's earnings finally appear. I'll definitely bookmark this thread and check back next fall. Thanks to everyone who shared their experiences - it's really reassuring to know this is completely normal!

As a newcomer to this community, I can't tell you how relieved I am to have found this discussion! I literally just created my SSA.gov account yesterday and when I saw $0 for 2024 earnings, I immediately thought there was some major error with my Social Security contributions. I was already mentally preparing to spend my entire day tomorrow on hold with SSA trying to figure out what went wrong. Reading through everyone's experiences here has been such a lifesaver - it's clear this is completely normal and I just need to be patient until next fall. It's incredible how many people have had this exact same worry! Thank you all for sharing your knowledge and saving me from unnecessary panic. I'll definitely be checking back annually now that I understand the timeline.

As someone who just discovered this community while frantically searching for answers about my SSA account, this thread has been absolutely invaluable! I just checked my earnings record for the first time in years and panicked when I saw $0 for 2024 - I was convinced there was some catastrophic error with my payroll or that I hadn't been paying into Social Security properly. I was already drafting an email to HR and preparing for what I imagined would be hours on hold with SSA. Reading through all of your experiences has been such a relief and really shows how common this concern is. It's honestly ridiculous that the SSA website doesn't include even a simple note explaining the delay - it would prevent so much unnecessary stress for people checking their records. Thank you all for sharing your knowledge and experiences. I'll definitely make this an annual check going forward and will know to expect the delay. This community seems like such a great resource for navigating these government systems!

Just joining this community and wow, what perfect timing! I literally just logged into my SSA account for the first time this morning and had a mini heart attack seeing $0 for 2024. I was already preparing to call my payroll department thinking they somehow forgot to withhold Social Security taxes all year. Reading through this entire thread has been such a huge relief - it's incredible how many of us have had this exact same panic! The consistency of everyone's experiences really drives home that this is completely normal. I'm actually shocked that SSA doesn't put a simple "Current year earnings will appear after tax season of the following year" note on that page. Would save so many people from unnecessary stress! Thank you all for sharing your experiences and knowledge. I'll definitely be bookmarking this thread and checking back next fall. This community seems like an amazing resource for navigating these confusing government systems!

Just joined this community after stumbling across this thread while frantically googling "SSA earnings showing zero 2024" - and what a relief to find all these responses! I had the exact same panic this morning when I checked my account for the first time in ages. I was absolutely convinced my employer had somehow messed up my Social Security withholdings or that there was a glitch in the system. I was literally about to march into HR first thing Monday morning demanding answers! Reading through everyone's experiences has been so reassuring - it's amazing how universal this concern seems to be. The fact that SSA doesn't include even a basic explanation about the delay on their website is honestly pretty frustrating. A simple "Current year earnings will be updated after tax season" note would save so many people from unnecessary stress. Thank you all for sharing your knowledge and experiences - this community already seems like such a valuable resource for navigating these confusing government systems!

New member here! I just found this thread after having the exact same panic attack when I logged into my SSA account this afternoon. Seeing those zeros for 2024 had me convinced something had gone terribly wrong with my payroll or that I somehow hadn't been contributing to Social Security all year. I was already planning to spend my entire weekend calling SSA and grilling my HR department! Reading through all these responses has been such a relief - it's clear this is a super common experience that catches everyone off guard. The consistency of the September/October timeline that everyone mentions is really helpful to know. Like so many others have said, it's honestly baffling that SSA doesn't include even the most basic explanation about the delay on their website. A simple disclaimer would save thousands of people from unnecessary stress every year! Thank you all for sharing your experiences - this community seems like an incredible resource for navigating these confusing government systems. I'll definitely be checking back next fall and will spread the word to friends who might have the same concern.

Just joined this community and this thread has been a lifesaver! I literally just created my SSA account this morning and nearly had a panic attack when I saw $0 for 2024 earnings. I was convinced my employer had somehow failed to report my earnings or that there was a major glitch in the system. I was already mentally preparing to spend hours on hold with SSA and interrogating my HR department about whether they'd been doing their job properly all year. Reading through everyone's experiences here has been such a huge relief - it's incredible how many people have had this exact same worry! The consistency of the September/October timeline that everyone mentions is really reassuring to know. Like everyone else has said, it's honestly mind-boggling that SSA doesn't include even the most basic explanation about the delay on their website. A simple "Current year earnings will appear after the following year's tax season" note would prevent so much unnecessary stress for people checking their records for the first time. Thank you all for sharing your knowledge and experiences - this community already seems like such a valuable resource for understanding these confusing government processes!

As a newcomer to this community, I can't thank everyone enough for this incredibly helpful discussion! I just checked my SSA account for the first time today and had the exact same panic when I saw $0 for my 2024 earnings. I was absolutely convinced something had gone wrong - either my employer wasn't withholding Social Security taxes properly or there was some major system error. I was already planning to call both SSA and my HR department first thing Monday morning! Reading through all of these responses has been such a relief. It's really reassuring to see how consistent everyone's experiences have been with the September/October timeline for when previous year earnings finally appear. Like so many others have mentioned, it's honestly frustrating that the SSA website doesn't include even a basic disclaimer explaining this delay - it would save countless people from unnecessary worry. This community seems like such a fantastic resource for getting real answers about these government processes that can be so confusing to navigate. I'll definitely be checking back next fall and will make sure to share this knowledge with friends who might have the same concern!

Just joined this community today and stumbled upon this thread at the perfect time! I literally spent the last hour staring at my SSA account in complete confusion, seeing $0 for my 2024 earnings and wondering if I somehow wasn't paying into Social Security properly all year. I was getting ready to call my payroll company tomorrow morning convinced they'd made some catastrophic error with my withholdings. Reading through everyone's experiences here has been such a relief - it's amazing how many people have gone through this exact same panic! The consistent September/October timeline that everyone mentions is really helpful to know. Like everyone else has said, it's honestly ridiculous that SSA doesn't put even the simplest explanation on their website about this delay. Would literally take them one sentence to prevent thousands of people from freaking out unnecessarily! Thank you all for sharing your experiences and knowledge - this community is already proving to be an invaluable resource for navigating these confusing government systems. I'll definitely bookmark this thread and check back next fall!

New community member here! I just found this thread after having the exact same moment of panic when I checked my SSA account for the first time this week. Seeing those zeros for 2024 had me convinced my employer had somehow been failing to withhold Social Security taxes all year, or that there was some major system glitch. I was literally drafting an urgent email to my HR department and preparing for what I imagined would be hours on hold with SSA trying to figure out what went wrong! Reading through all of these responses has been such a huge relief - it's incredible to see how universal this concern is and how consistent everyone's experiences have been with the timing. The September/October timeline that keeps getting mentioned is really helpful to know. Like so many others have said, it's honestly baffling that SSA doesn't include even the most basic explanation about this delay on their website - a simple one-sentence disclaimer would prevent so much unnecessary anxiety for people checking their records for the first time. Thank you all for sharing your knowledge and experiences! This community already seems like such a valuable resource for understanding these confusing government processes. I'll definitely be checking back next fall and will make sure to pass this information along to friends who might have the same worry.