When will my 2024 SS earnings show up on my SSA account? Still showing $0

This is completely normal! Your 2024 earnings won't show up on your Social Security earnings record until sometime in 2025 after your employer submits your W-2 information and it's processed by the IRS and then transmitted to SSA. There's always about a one-year delay before current earnings appear. As long as your 2023 earnings are showing correctly, you don't need to worry about 2024 yet.

The SSA website is SO FRUSTRATING with how it displays things!! It had me panicking too when I saw zeros for this year. They should at least put a note explaining the delay instead of making people think their earnings aren't being recorded. I spent HOURS trying to figure out if something was wrong with my account!!

I actually had this exact same worry last year! The Social Security Administration only updates your earnings record once a year, after tax season when all the W-2s and tax returns are processed. Your 2024 earnings won't appear until sometime around September 2025. If you ever need to verify that SSA has the correct info or need to resolve issues with your earnings record, trying to reach them by phone can be a nightmare with the long wait times. I recently discovered Claimyr (claimyr.com) which helped me get through to a live agent without the endless waiting. Their service lets you skip the hold time when you need to call SSA. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. Saved me hours of frustration when I needed to fix an earnings discrepancy from a few years back.

Your current year earnings won't show up until after your employer submits W-2 forms and the IRS processes all tax returns. For 2024 earnings, they typically appear on your Social Security statement around September 2025. This is standard procedure. However, it's still good practice to check your earnings record annually to ensure previous years are accurate. If you find discrepancies in past years, you should report them to SSA, as your future benefit amount is calculated based on your highest 35 years of indexed earnings. Missing earnings could potentially lower your retirement benefits.

my earnings from last year didn't show up til october this year so don't worry about it

I work for a payroll company and can confirm this is normal. Employers file W-2s in January, IRS processes them and sends data to SSA, and SSA updates records typically in late summer or fall of the following year. Nothing to worry about!

Thanks everyone for the helpful responses! I feel much better knowing this is normal procedure. I'll check back in fall 2025 to make sure my 2024 earnings show up correctly. I appreciate all the information!