Social Security website showing $0 earnings for 2024 despite working all year - normal delay or problem?

This is completely normal! The Social Security Administration only updates earnings records once a year, usually after tax season ends. Your 2024 earnings won't appear until sometime in 2025 after your employer submits W-2 forms to the IRS, who then shares that data with SSA. As long as your previous years are correct, you shouldn't worry about 2024 showing zeros right now.

yep nothing to worry about! mine always shows $0 for current year too. they take FOREVER to update this stuff lol

Are you SURE your employer is actually submitting your contributions correctly?? My brother-in-law found out his company hadn't been reporting for TWO YEARS and he had to fight like crazy to get it fixed!!! The SSA website is actually supposed to update quarterly not yearly so I'd definitely call your HR department ASAP!!!

I had a similar concern last year and checked with my company's payroll department. They confirmed they report quarterly to the IRS (Form 941) but that doesn't immediately update your personal Social Security record. The SSA processes everything much later. If you're really concerned, just check your pay stubs to confirm the FICA tax withholding is happening - that's your proof the money is being collected.

Actually, the SSA usually updates your earnings record in the fall of the following year. So 2024 earnings typically won't show up until September-October 2025. This is because employers have until January 31, 2025 to provide W-2s for 2024, then the IRS processes that information and transmits it to SSA, who then updates everyone's records. As long as you can see your 2023 earnings, everything is likely fine.

I went through the EXACT same panic last year!!! I was CONVINCED my employer was scamming me out of SS contributions. But then everything updated in November for the previous year. The annoying thing is nowhere on the SS website does it clearly explain this! They should have a big note on the earnings page that says "CURRENT YEAR WILL SHOW $0 UNTIL NEXT YEAR" so people don't freak out.

If you want to be extra certain everything is on track, I would suggest checking your earnings statement again in early 2025. If your 2023 numbers are correct now, it's very likely the system is working as intended. What I do recommend is making a habit of checking your Social Security statement annually - it's good practice to ensure all your earnings are properly credited since these determine your future benefit amounts. If you ever do spot an error in a previous year, you have about 3 years to get it corrected.

I had to call the Social Security office last year about a different issue and it took DAYS of constant redialing to get through. When I finally did, they were super helpful but man what a frustrating process. If you ever do need to speak with someone at SSA directly, I found this service called Claimyr that helps you skip the phone waiting. You can see how it works here: https://youtu.be/Z-BRbJw3puU - saved me hours of frustration! Their website is claimyr.com if you're interested. Just sharing since dealing with SS phone lines is such a nightmare.

Wait so I just checked my account and my 2023 income is wrong!!! It's showing about $7000 less than what my W-2 said. What do I do??

Thanks everyone for the reassurance! It sounds like this is totally normal and I was worried for nothing. I'll check again early next year to make sure my 2024 earnings show up correctly. And I'll definitely be more diligent about reviewing my SS records annually going forward.