< Back to Social Security Administration

Social Security showing zero 2024 income despite filing taxes - normal delay or should I contact SSA?

I checked my Social Security account online yesterday and noticed something weird - it shows $0 income for 2024 even though I've been working steadily at the same job since 2022. I earn about $68,500 annually and my employer definitely withholds Social Security taxes from every paycheck. I filed my 2023 taxes on January 29th (literally the first day possible), and those have already been processed by the IRS with my refund deposited last week. But my 2024 earnings still show as zero in the SS system. Is this normal? Does the SSA take longer to update their earnings records than the IRS does for tax processing? Or should I be calling them to make sure my 2024 earnings are being properly credited? I'm 52 and want to make sure every year counts toward my eventual retirement benefits.

ThunderBolt7

•

This is completely normal. The Social Security Administration only updates your earnings record once per year, after your employer files Form W-2 information. Your 2024 earnings won't appear in your Social Security record until early 2025, after your 2024 W-2 is processed. Your 2023 earnings should appear in the next few months as SSA processes all the W-2 data they received from employers in January/February 2024. SSA doesn't get real-time payroll information - they only get annual totals after the tax year ends.

0 coins

Zoe Papadakis

•

That's a huge relief! I was worried something was wrong with my account or that my employer wasn't properly reporting my income. Thank you for explaining - I had no idea there was such a long lag time between earning income and seeing it reflected in the SS system.

0 coins

Jamal Edwards

•

The SSA is ALWAYS behind on updating income records!! I went through the exact same panic last year when I checked in March and saw nothing for the previous year. Their systems are from the stone age. One time I had to wait until JUNE to see my previous year's income show up! As long as your W2 is correct and your employer is legitimate, you'll be fine. The govt agencies don't talk to each other AT ALL.

0 coins

Mei Chen

•

ya this is right my uncle works for SSA and says their computers are ancient lol. they batch process everything like once a month. nothing updates in realtime

0 coins

It's actually impossible for your 2024 income to show up yet because you're still in the middle of earning it! Social Security only records completed tax years after all the W-2s and tax forms are filed. Since we're only in the first quarter of 2024, there's nothing to report yet. What you should check is if your 2023 earnings are correct - those should update sometime in the late spring or summer.

0 coins

Zoe Papadakis

•

Thanks for clarifying! I guess I got confused because I thought filing my taxes would immediately update everything. My 2023 income isn't showing yet either, but based on what everyone's saying, that sounds normal too.

0 coins

Exactly. Your tax return filing and your Social Security earnings record are separate systems that update on different schedules. As long as your W-2 is accurate, your earnings will eventually be credited to your Social Security record. Just check back in a few months!

0 coins

Amara Okonkwo

•

When I had this exact issue last year, I spent WEEKS trying to get through to someone at Social Security. Their phone system is a nightmare - constant busy signals, disconnects after waiting 45+ minutes, and offices that are impossible to get appointments at. I finally found a service called Claimyr (claimyr.com) that got me connected to an actual SS representative in under 20 minutes. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU Turned out I didn't even need to worry - the rep explained that income records are always delayed and my earnings would show up eventually. But at least I got a definitive answer instead of stressing about it for months.

0 coins

is this a real thing? sounds too good to be true. the phone system at SSA is literally the worst ive ever dealt with

0 coins

Amara Okonkwo

•

Yep, it's legitimate. I was skeptical too but was desperate after trying for days to get through. They basically navigate the phone system for you and call you when they have an agent on the line. Saved me hours of frustration.

0 coins

Here's the technical explanation: The Social Security Administration uses a process called Annual Wage Reporting (AWR) to update earnings records. Employers have until January 31st to submit W-2s for the previous year. The SSA then processes these forms in batches over several months. Most earnings records are updated between April and July, though some can take longer if there are discrepancies that require manual review. The important thing to understand is that your Social Security earnings record has no connection to when you file your personal tax return. It's based entirely on employer reporting through the W-2 system. If by August you don't see your 2023 earnings reflected, that would be the appropriate time to contact SSA to ensure everything is correctly recorded.

0 coins

Mei Chen

•

wow thats super slow! no wonder theyre always behind on everything

0 coins

The system processes over 250 million wage reports annually, so while it seems slow from an individual perspective, it's handling an enormous volume of data with limited resources. But you're right that their technology infrastructure could use significant modernization.

0 coins

my ss account hasnt updated since 2022 lol i think theyre just super behind on everything. government efficiency at its finest 🙄

0 coins

Jamal Edwards

•

EXACTLY! And then they wonder why people get anxious about their benefits! They need to update their systems from 1982 technology and actually COMMUNICATE these delays to people instead of making us all panic!

0 coins

Zoe Papadakis

•

Thank you everyone for the helpful responses! I feel much better now knowing this is normal. I'll check back around July or August to make sure my 2023 earnings show up correctly. It's frustrating that there's such a long delay, but at least I know not to worry about it now.

0 coins

ThunderBolt7

•

That's a good plan. Just remember that your Social Security benefit calculation is based on your highest 35 years of indexed earnings, so an occasional reporting delay won't affect your eventual benefit amount as long as the information is ultimately correct.

0 coins

Mei Chen

•

my mom had this happen and it was fine. she called ssa and they said something about quarterly filing periods and batch processing. basicaly your 2024 work wont show up until like march 2025 lol. as long as u got your w2 and your taxes match youre good

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
7,147 users helped today