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Social Security name change and ex-spouse benefits - impossible to get an appointment!

I've been trying for TWO WEEKS to make an appointment with Social Security and I'm about ready to lose my mind! Every time I call, that stupid automated system tells me they're 'experiencing high call volume' and then just hangs up on me! Not even an option to wait! I've also tried making an appointment online, but keep getting stuck in this endless loop where it tells me I need to sign in or create an account, but then won't let me proceed. I need to handle two things that I'm pretty sure require an in-person visit: changing my name after my divorce and figuring out if I qualify for benefits on my ex-husband's record (we were married 12 years). I'm 64 and trying to plan my retirement, but can't even get basic questions answered. Has anyone managed to actually get through to SSA lately? Any tricks or specific times to call that might work better? I'm desperate at this point!

Alice Coleman

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Same here!!!! I've been trying to reach them for over a MONTH about my SSDI application status. The phone system is completely BROKEN! It either disconnects or puts me on hold for 2+ hours and then disconnects anyway. The online system is a JOKE too - half the time it's down for "maintenance" and the other half it gives error messages. I've driven to my local office TWICE only to be turned away because they're "appointment only" - but HOW are we supposed to make appointments when no one answers the phones?!?! It's a ridiculous catch-22 that feels INTENTIONAL to prevent people from getting help.

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Sofia Price

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Exactly! It feels like they're deliberately making it impossible. Did you ever find any solution? I'm willing to try anything at this point.

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Owen Jenkins

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I've helped several clients with this exact problem. Here's what works best: 1. Call right when they open (exactly 8:00 AM local time) 2. If using a cell phone, try using a landline instead (their system sometimes blocks cell numbers they think are robocalls) 3. When prompted by the automated system, press '1' for English then '0' repeated times until it transfers you 4. Have all your information ready: SSN, birth date, marriage/divorce dates, and your ex's SSN if possible For your specific situation: Since you need both a name change and to explore ex-spouse benefits, you definitely need a personal appointment. For ex-spouse benefits, you'll need to have been married at least 10 years (which you were), be at least 62 (which you are at 64), and be currently unmarried. You can receive up to 50% of your ex's benefit amount if that's higher than your own benefit.

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Sofia Price

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Thank you for these tips! I'll try the 8am call tomorrow and the zero trick. I do have all my documents ready - my divorce was finalized 3 years ago but I just haven't gotten around to changing my SS card yet. I appreciate the confirmation about the ex-spouse benefits too - that's exactly what I need to figure out, whether half of his would be better than my full amount.

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Lilah Brooks

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just go to the office super early and wait in line, thats what i did. got there at 6am with a chair and coffee. they opened at 9 but started giving out appointment tickets at 8. got one and saw someone that day. the phone system is useless lol

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Sofia Price

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That's an idea I hadn't considered! Which office did you go to that gave out same-day tickets? Mine has a sign saying "appointment only" but maybe they do this too and just don't advertise it?

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Jackson Carter

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I was exactly in your shoes last month! After trying for weeks to get an appointment, I finally found a service called Claimyr that got me through to a real SSA agent in about 20 minutes. Their system basically navigates the SSA phone tree and waits on hold for you, then calls you when they've got an agent on the line. I was super skeptical but desperate, and it actually worked! I made my appointment and just had my name change processed last week. You can check out how it works at claimyr.com or watch their demo at https://youtu.be/Z-BRbJw3puU so you can see exactly what they do. For name changes and benefits questions, getting that direct line to an agent is really the fastest way. Regarding your ex-spouse benefits question - when you do get your appointment, bring your divorce decree and marriage certificate. Since you were married more than 10 years, you definitely qualify to at least explore those benefits. The agent can run calculations to show whether your own record or half of your ex's would give you more.

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Kolton Murphy

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does this claimyr thing really work? seems weird to need a service just to talk to the government lol

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Jackson Carter

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I was skeptical too, but it did work for me. I spent three weeks trying on my own before giving up and trying it. Got through to someone who actually helped me schedule my in-person appointment for the name change. Definitely beats sitting on hold for hours or getting hung up on repeatedly.

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Evelyn Rivera

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Hi there! I worked at SSA for 22 years before retiring last year, so I might be able to offer some insight. The phone systems have been overwhelmed since the pandemic, unfortunately. Here's my advice: 1. For online accounts, are you getting a specific error message? Sometimes there's an identity verification issue that needs resolving. 2. For name changes, you absolutely need a new SS card, which requires either an in-person or mail application with your divorce decree and ID. 3. For ex-spouse benefits (technically called "divorced spouse benefits"), since you're 64, you have options. You can file for reduced benefits now or wait until your Full Retirement Age for the full 50% of his Primary Insurance Amount. One thing many people don't realize is that you can actually mail in your application for a name change - Form SS-5 with certified copies of your documents. It takes longer but avoids the appointment struggle.

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Sofia Price

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Thank you so much for this detailed information! I had no idea I could mail in the name change application - that would solve at least part of my problem. For the online account, it keeps saying "we cannot verify your information" when I try to create one, which is frustrating. Is there any downside to applying for the ex-spouse benefits before reaching my Full Retirement Age? I'll be 66 and 8 months FRA according to their website.

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Julia Hall

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my cousin had the same problem but she went to her congressmans office and they have special liaisons that can contact ssa directly. she got her appointment in 2 days after trying for weeks by herself. worth a shot!

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Sofia Price

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That's brilliant! I hadn't thought of contacting my representative. I'll try the other suggestions first but will keep this as a backup plan if nothing else works. Thank you!

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Kolton Murphy

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i had to change my name with them last year after my divorce and i just mailed in the form with my divorce papers. took like 3 weeks to get my new card but saved me the headache of an appointment. for the benefits question tho youll probably need to talk to someone

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Evelyn Rivera

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This is correct. Name changes can be handled by mail, but benefit calculations and applications generally require speaking with a claims specialist, especially when comparing benefits on your own record versus an ex-spouse's record. There can be strategic filing considerations depending on your specific situation.

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Lilah Brooks

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did u try calling right at 8am? thats what my neighbor said worked for her but i just did the wait in line thing

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Alice Coleman

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I tried the 8am thing FIVE times!!! Still got the "high call volume" message and disconnected. The entire system is BROKEN by design!

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Sofia Price

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Update: I finally got through! Used a combination of the advice here - called at exactly 8:00am and kept pressing 0 when the automated system started talking. Was on hold for 45 minutes but actually spoke to a person! Have an appointment for next Tuesday for both the name change and benefits consultation. For anyone else struggling with this issue - persistence and early morning calls seem to be key. I'll update again after my appointment to let you know how it goes with the ex-spouse benefits questions. Thanks everyone for your help!

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Owen Jenkins

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Great news! For your appointment, make sure to bring: - Current photo ID - Birth certificate - Divorce decree showing date of divorce - Marriage certificate showing you were married 10+ years - Recent W-2s or tax returns (last 2 years) This will give the claims specialist everything needed to process both requests efficiently.

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Evelyn Rivera

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Excellent! One extra tip for your appointment: Ask them to run a "What If Divorced Spouse" calculation that shows you the exact benefit amounts for claiming at different ages. This will help you make an informed decision about whether to take reduced benefits now or wait until your FRA for the maximum divorced spouse amount.

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