Stuck in SSA phone limbo for 2+ days - phone number changed and can't get past two-factor authentication
Been trying to reach Social Security for literally TWO DAYS and SEVEN HOURS of actual hold time (yes, I've been keeping track). The phone system just keeps me in eternal hold music purgatory! I tried going the online route through mySocialSecurity, but I'm completely stuck at the two-factor authentication. My phone number changed recently, and the system wants to text a code to my OLD number which obviously won't work. There doesn't seem to be any way to update this without... talking to a human! It's a perfect catch-22. I'm about to lose my mind with frustration. Has anyone found a reliable way to actually get through to a real person at SSA? Any secret menu options or best times to call? I've tried mornings, afternoons, even right when they open. Nothing works and I really need to resolve some benefit questions before next month's payment.
22 comments
Michael Green
I feel your pain! I went through almost the exact same nightmare last month trying to fix an underpayment issue with my retirement benefits. After 3 days of calling that stupid 800 number and getting nowhere, I finally found this service called Claimyr (claimyr.com) that actually got me through to SSA in about 20 minutes. They basically wait on hold for you and call you back when they have an agent on the line. They have a video that shows how it works: https://youtu.be/Z-BRbJw3puU Honestly it was such a relief after all that frustration. I was skeptical at first but they actually delivered and I got my issues resolved that same day.
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Mateo Silva
•sounds 2 good 2 b true lol... SSA is NEVER that easy to reach no matter what u try
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Hannah White
•Thanks for the suggestion! I'm desperate enough to try anything at this point. Did you have any issues with giving them your information? I'm always a bit wary of third-party services.
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Michael Green
•No issues at all - it was super straightforward. You just tell them which SSA office you need, and they handle the waiting part. When they get someone on the line, they connect you directly. Saved my sanity for sure!
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Victoria Jones
Have you tried going to your local field office in person?? Sometimes thats the ONLY way to get anything done with these people. I spent 6 weeks trying to fix my husbands SSI payment after they somehow lost his paperwork and the ONLY thing that worked was showing up at 6:30am to wait in line when they opened at 9am!!!
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Hannah White
•I hadn't considered that! The nearest office is about 45 minutes away, but at this point, that's looking like a better use of time than endless hours on hold. Did you need an appointment or just showed up?
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Victoria Jones
•Just showed up!! But get there EARLY!! Like seriously before they open because the line gets crazy. Bring water and a folding chair if you can lol
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Cameron Black
The authentication issue is something I help people with regularly. Here's what you need to do: 1. For the my Social Security online account, there is an alternative verification option. When you're at the two-factor screen, look for "Can't access this phone?" or "Need another option" (usually at the bottom of the screen). 2. This will give you an option to receive a verification code by mail, which takes 5-10 days but will work. 3. If you need immediate help, you can try calling at exactly 8:00 AM Eastern time. The earlier in the morning and earlier in the week, the better your chances. 4. When calling, avoid the automated menu options about benefits or payments - instead select options related to "security," "online account access" or "technical issues" as these queues are typically shorter. 5. If you do visit a field office as someone suggested, Tuesdays-Thursdays tend to be less crowded than Mondays and Fridays. Hope this helps!
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Hannah White
•Thank you for such detailed advice! I completely missed the "Can't access this phone" option - will definitely look for that next time I try to log in. The mail verification would be slow but better than nothing. And good tip about which menu options to choose when calling!
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Jessica Nguyen
Having worked with Social Security beneficiaries for many years, I can tell you that your situation is unfortunately common. The two-factor authentication system doesn't accommodate phone number changes well. To update your phone number in the system, you have three options: 1. Send a secure message through your mySocialSecurity account (which you can't access) 2. Call the national number (which you're struggling with) 3. Visit a field office in person (which may be your best option) For the phone option, try calling exactly at 8:00am Eastern on Wednesday or Thursday. Select option 1 for English, then 3 for "other" issues, then 1 again. This sometimes bypasses the longest queues. If you visit in person, bring multiple forms of ID (driver's license, passport if you have one, birth certificate), proof of address, and your Social Security card if you have it. This will speed up the process of updating your information. Most importantly, once you get your account access restored, immediately set up alternative contact methods (email, backup phone, address) to prevent this problem in the future.
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Hannah White
•This is extremely helpful - thank you! I'll try that specific call menu path tomorrow morning at 8am sharp. If that fails, I'll head to the office next week with all my documents. Really appreciate the insider knowledge on the best days/times too.
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Isaiah Thompson
omg the ssa phone system is COMPLETELY BROKEN!!! i spent 9 HOURS on hold last month trying to fix my disability payment after they randomly cut it by $223 with NO EXPLANATION!!! the system hung up on me TWICE after 3+ hours on hold each time. this is how they treat disabled americans who literally need this money to survive??? absolutely disgusting. our government should be ashamed.
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Mateo Silva
•same thing happened to my cousin. they cut her SSDI by almost $300 and then made her prove her disability all over again even tho she's been on it for 7 years!!! system is rigged to make people give up
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Hannah White
•That's awful! Did you ever manage to get through to them? I'm worried about my benefits too - that's why I'm trying so hard to reach them.
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Ruby Garcia
Have you tried contacting your Congressional representative's office? Most people don't realize this, but they have staff dedicated to helping constituents with federal agency issues, including Social Security. When I had a similar authentication problem last year, I was getting nowhere for weeks until I called my Congressman's office. Their caseworker contacted SSA directly through their special channels, and my issue was resolved within 48 hours. Just Google "[your state] Congressional representative" to find your rep, then call their local district office (not the DC office). Explain that you need help with a Social Security issue. They'll ask you to fill out a privacy release form, and then they'll advocate on your behalf. It's literally their job to help with these situations!
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Victoria Jones
•THIS IS GREAT ADVICE!!! My sister did this when SSA kept denying her widow benefits even though she clearly qualified. The congressional office fixed it in like a week when she'd been fighting for months!!
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Hannah White
•I never would have thought of this approach. Thank you! I'll look up my representative right now. Did you need to provide any specific documentation when you contacted them?
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Ruby Garcia
•Yes - have your SS number, any reference numbers from letters or notices, and dates of any previous attempts to resolve the issue. They'll also have you sign a privacy release form (can be done by email usually) so they can legally inquire about your case. Good luck!
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Mateo Silva
try calling first thing tuesday morning thats when i always get thru... monday is always packed with weekend backlog and friday everyone calls before weekend... tues/wed/thurs way better
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Hannah White
•That makes a lot of sense - I've been trying Monday and Friday! I'll set my alarm for early Tuesday. Do you happen to know if there's a specific phone menu option that works better than others?
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Cameron Black
I wanted to follow up on your two-factor authentication issue specifically. If none of the other methods work quickly enough for you, there's one more option: SSA has a specific technical support line for my Social Security account issues: 1-800-772-1213, then select the option for "help with a personal Social Security matter" followed by "online account help" or similar wording. When you reach a representative, immediately explain that you need help with two-factor authentication due to a changed phone number. They should be able to verify your identity through alternative means and help update your contact information. Additionally, if you have any official correspondence from SSA with a specific claim number or reference number, have that ready - it can help them locate your records more quickly.
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Hannah White
•Thank you! I've been selecting the wrong menu options. I'll try this specific path. I do have a recent benefits letter with my claim number so I'll keep that handy. Really appreciate the follow-up!
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