Social Security application confusion about reporting short marriages - what happens after saying 'yes' to prior marriages?
I'm helping my husband file for his retirement benefits (starting in Feb 2025), and we got confused about how to handle previous marriages in the online application. The paper form says something like "only report marriages that lasted more than 10 years," but the online process just asks "Have you been married previously?" with a yes/no option. If he answers yes (he was married once for about 6 years), does the system then ask about the length of that marriage? Will saying yes lead to a bunch of unnecessary questions about a short marriage that doesn't affect benefits? Or does it immediately filter out marriages under 10 years? Anyone gone through this recently? I'm trying to avoid him getting stuck in a loop of paperwork requirements for a marriage that shouldn't matter for SS purposes.
22 comments

Amina Bah
I filled out my application last month and remember this part. If you select "yes" to prior marriages, it asks for details about each one regardless of length. THEN after you enter the dates, if it calculates the marriage was less than 10 years, it basically ignores that data for benefit calculations but still keeps the information on file. You'll need to enter start/end dates of the marriage and how it ended (divorce/death). It's not too bad, just a few extra questions.
0 coins
Paolo Longo
AuthorThank you! That's exactly what I needed to know. So it sounds like we should be honest and say yes, then just provide the basic info. I was worried it would trigger a whole document request spiral for a marriage that doesn't affect benefits.
0 coins
Oliver Becker
When my husband applied last year, he answered YES to previous marriages and then had to provide documentation for ALL prior marriages, even the short one that lasted only 3 years!!! The local office made him bring in the divorce decree even though it didn't affect his benefit amount at all. Such a headache and delayed his application by almost a month while we dug up those old records. Maybe other offices handle it differently though?
0 coins
CosmicCowboy
That doesn't sound right... I only had to provide documentation for my 12-year marriage, not my brief 2-year one. Maybe your field office made a mistake? The 10-year rule is pretty clear on SSA's website.
0 coins
Oliver Becker
Maybe our local office was just being extra difficult? The claims specialist specifically told us they needed ALL marriage records regardless of length. So frustrating!
0 coins
Natasha Orlova
The online application process asks for ALL marriages initially, but only marriages lasting 10+ years affect benefit calculations (for ex-spouse benefits). Your husband should answer truthfully that yes, he was previously married. The system will then ask for details including dates. After entering this information, if the marriage lasted less than 10 years, the system notes this but doesn't require documentation typically. However, SSA reserves the right to verify any information on your application. In most cases, they don't request documentation for short marriages unless there's a specific reason for verification or if something seems inconsistent. Some field offices are more thorough than others. The important thing is to answer truthfully, as providing false information on a federal application can create problems down the road.
0 coins
Paolo Longo
AuthorThis makes a lot of sense! I definitely want him to be honest on the application. I was just trying to avoid unnecessary paperwork if possible. Sounds like we should just answer yes and be prepared to provide documentation if they ask for it, though they might not.
0 coins
Javier Cruz
just put NO if the marrage was less than 10 years... thats what I did. they dont care about short marraiges and it saves you from a ton of extra questions!! the SSA is so backed up they dont check that stuff anyway
0 coins
Natasha Orlova
I would strongly advise against providing false information on a federal application. While it's true that marriages under 10 years don't affect benefits, the question isn't asking "Do you have any marriages that lasted 10+ years?" - it's asking if you've been married previously. Providing incorrect information could potentially be considered misrepresentation on a federal form.
0 coins
Javier Cruz
whatever... my brother works for SSA and said they only care about the 10+ year marriages for benefits so the rest is just bureaucratic nonsense
0 coins
Emma Thompson
I went through this exact situation with my SS application in November. Here's what happened: I answered YES to previous marriages, and then for each marriage, it asked for start date, end date, and how it ended. I had one marriage that lasted 8 years, so after entering the dates, the system calculated it was less than 10 years. The system then gave me a message saying something like "This marriage doesn't meet the duration requirement for benefit considerations, but the information will be kept on record." I wasn't asked to upload any documentation for that marriage, but they did request docs for my other marriage that was over 10 years. I was able to finalize my application successfully that day. When I had my follow-up phone appointment, the agent didn't even mention the short marriage - only verified details about the longer one. Hope this helps with what to expect! Be truthful on the application and you'll be fine.
0 coins
Paolo Longo
AuthorThis is SUPER helpful! Thank you for the detailed explanation - knowing exactly what to expect makes a huge difference. We'll definitely answer yes and just provide the basic information as requested.
0 coins
Malik Jackson
I've been waiting on hold with Social Security for THREE HOURS trying to ask this exact question!!! Why is it so impossible to talk to a real person there??!?
0 coins
CosmicCowboy
Have you tried Claimyr? I was in the same situation last month - trying for days to reach SSA with no luck. I found this service at claimyr.com that got me through to a real person at Social Security in about 20 minutes. They have a video showing how it works at https://youtu.be/Z-BRbJw3puU - basically they navigate the phone system and call you when they have an agent. Saved me hours of frustration when I needed to ask questions about my application.
0 coins
Malik Jackson
OMG thank you!! I'll check this out right now - anything is better than listening to that hold music for another minute!
0 coins
Oliver Becker
On a related note - does anyone know if there's a spot on the application to explain special circumstances? My husband had a complicated divorce situation with his ex (they were separated for 3 years before legally divorcing) and I'm worried about how to explain that if it comes up.
0 coins
Amina Bah
There's a section toward the end of the online application where you can add "Remarks" - it's a free text field where you can explain any special circumstances. I used it to clarify a name discrepancy on my birth certificate.
0 coins
Paolo Longo
Thank you all for the helpful responses! We'll go ahead and answer truthfully about the prior marriage and just provide the basic information. Good to know that the system will recognize it's less than 10 years and probably not request documentation. I appreciate everyone sharing their experiences!
0 coins
Natasha Orlova
That's the right approach. And if you run into any unexpected issues during the application process, you can always call the SSA directly at 1-800-772-1213 or visit your local field office for clarification. Best of luck with the application!
0 coins
Lena Müller
Just wanted to add my experience from when I helped my mom with her application last year. The online system is actually pretty smart about the 10-year rule. When you answer "yes" to previous marriages, it walks you through each one with just basic info - marriage date, end date, spouse's name, and how it ended (divorce/death). Once you enter the dates, if it's under 10 years, the system basically says "noted but won't affect benefits" and moves on. The whole marriage section took maybe 5 extra minutes total. Much less complicated than I expected! The key is just being honest upfront rather than trying to game the system.
0 coins
Donna Wright
I am filing for social security online. I have 3 previous marriages - only one lasted past 10 years. The online application says to list all your marriages. When I add the 2 that were less than 10 years. I get a red error next to the end date and it says this marriage did not last 10 years. Yes, I know but you asked me to list all 3! If I leave those other 2 on the application, it does not let me proceed with reviewing, signing and submitting. There is a big red X next to the details. If I remove them, it will allow me to move forward with submitting. Anyone else experienced this?
1 coin
rose worthem
Thank you all for your help. I did hit yes for prior marriage and it just asked if it lasted 10 years or more. It didn't ask for dates nor a name, though, I did put that name for a prior name. I did finish it and it did state that they needed proof of your marriage, which one? They will contact me if they need any document of it. My husband did not need to provide anything on his, no since like me I thought it was one that lasted 10 years or more. He has never been contacted.
0 coins