Confused about Social Security WEP/GPO elimination verification email - how to respond?
I'm really confused about an email I just got from SSA about the WEP/GPO elimination under the Fairness Act. The email says I need to verify my mailing address and direct deposit info on the MySocialSecurity portal, but when I log in, there's no obvious place to do this verification they're talking about. They're also asking if there were any changes to my pension amount between January 2022 and December 2023, including dates and amounts of changes. Well, I got normal COLA increases during that period like everyone else - is that what they mean? And if so, where exactly am I supposed to submit this information? Through the message center? I retired from teaching after 26 years and also worked enough quarters in the private sector to qualify for SS, but I've been getting hit with both WEP and GPO reductions for years. This change would mean about $450 more per month for me, so I don't want to mess it up! Has anyone else received this email and figured out what we're supposed to do?
20 comments


Zoe Papadakis
wait is the wep/gpo really gone now???? i haven't gotten any email but i'm a retired firefighter getting hammered by both too. are you sure this isn't some kind of phishing scam?
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Andre Dupont
•OMG I didn't even consider that! Now I'm worried. The email looked official with the SSA logo and everything, but I guess that could be faked. It didn't ask me to click any weird links though - just told me to go to my SS account myself and verify my info.
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ThunderBolt7
This is almost certainly a scam email. The Social Security Fairness Act to repeal WEP/GPO has NOT been passed into law yet. While there has been progress, it's still working its way through Congress. SSA would never send mass emails asking for verification of direct deposit information this way. I strongly recommend you: 1. Do NOT click any links in that email 2. Do NOT provide any personal or financial information 3. Forward the email to the official SSA fraud reporting email: oig.dsc@ssa.gov 4. Change your MySocialSecurity password immediately if you entered it after clicking a link in that email The fact that they're promising a specific increase ($450) is another red flag - SSA wouldn't calculate this in advance before legislation passes.
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Andre Dupont
•Oh no... I didn't click any links in the email (I just went directly to ssa.gov myself), but now I feel stupid for falling for it. Thank you for clearing this up. I'll forward it to that fraud email right away and change my password. I should have known it was too good to be true about the Fairness Act finally passing.
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Jamal Edwards
I'VE BEEN GETTING THESE STUPID SCAM EMAILS TOO!!! They're getting smarter with how they target us. I got one last month saying they were adjusting my benefits due to "inflation protection legislation" - TOTAL GARBAGE!!!! SSA never emails about benefit changes - they send OFFICIAL LETTERS by MAIL!!! These scammers are targeting people who get hit by WEP/GPO because they know we're desperate for any relief. It's DISGUSTING how they prey on retired public servants!!!!
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Zoe Papadakis
•yeah they know exactly what to say to get our hopes up... pretty evil targeting retired teachers and firefighters like this
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Mei Chen
My husband got the exact same email last week! He's retired state police and gets both WEP and GPO reductions. I told him it was fishy right away because it mentioned a specific dollar amount increase.
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Liam O'Sullivan
For everyone's reference, here's how to verify if communications from SSA are legitimate: 1. SSA primarily communicates through mailed letters on official letterhead 2. SSA will never email or text asking you to update direct deposit information 3. SSA will never threaten you or promise specific benefit increases tied to pending legislation 4. Any legitimate SSA email would direct you to log into your account independently (not via an email link) 5. SSA representatives will always be able to reference specific letters mailed to you Regarding WEP/GPO reform specifically - while there are several bills in Congress (Social Security Fairness Act, etc.), none have been passed into law. When/if legislation does pass, SSA would likely take months to implement the changes and would communicate through official channels with specific timelines. If anyone is unsure about communications they receive, call SSA directly at 1-800-772-1213 (but expect very long wait times).
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Andre Dupont
•Thank you for this detailed explanation. I've been following the Fairness Act progress for years and should have known better than to think it suddenly passed without big news coverage. I'm going to share this with my retired teacher friends group because I bet the scammers are targeting all of us.
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Amara Okonkwo
Hey, I had a similar issue trying to contact SSA last month about my WEP reduction calculation. After getting disconnected three times and waiting on hold for hours, I found this service called Claimyr that got me through to an actual SSA agent in about 20 minutes. You might want to check out their demo video at https://youtu.be/Z-BRbJw3puU - it shows how it works. I used their service at claimyr.com and it saved me so much frustration. The agent I spoke with confirmed that any WEP/GPO changes would come through official mail correspondence, not email.
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Jamal Edwards
•Does this actually work??? I've been trying to reach someone at SSA for WEEKS about my WEP calculation and keep getting disconnected!
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Amara Okonkwo
•Yes, it worked for me. I was skeptical too but was desperate after multiple 2+ hour holds that ended in disconnection. The service basically navigates the phone system and waits on hold for you, then calls you when an agent is actually on the line.
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Giovanni Marino
As someone who worked for SSA for over 20 years before retiring, I can confirm what others have said - this is 100% a phishing scam. The Social Security Fairness Act (H.R.82) to repeal WEP/GPO has not been enacted yet. When dealing with WEP/GPO issues, it's important to understand a few key facts: 1. WEP affects your own retirement benefits if you receive a pension from non-covered work (where you didn't pay SS taxes) 2. GPO affects spousal or survivor benefits if you receive a government pension from non-covered work 3. Any changes to these provisions would require an act of Congress and be widely publicized 4. SSA implementation of any major law change typically takes 6-12 months minimum If you ever need to verify the status of WEP/GPO legislation, check congress.gov or ssa.gov directly - never trust emails or calls. And please report this phishing attempt to protect others.
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Andre Dupont
•Thank you for this information. Can I ask you a quick follow-up question since you worked at SSA? If the Fairness Act ever does pass, would we need to contact SSA or would they automatically recalculate our benefits? I'm worried because my pension information might not be up to date in their system.
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Giovanni Marino
•Great question. If the Fairness Act passes in its current form, SSA would implement the changes systematically. They already have records of who is affected by WEP/GPO. You likely wouldn't need to do anything, but they would send official correspondence by mail with any instructions. Just make sure your mailing address is current in your MySocialSecurity account.
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Zoe Papadakis
has anybody heard anything NEW about the fairness act? i heard it had like 300+ co-sponsors in the house but then nothing happened with it?
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ThunderBolt7
•The Social Security Fairness Act (H.R.82) has wide bipartisan support with over 300 cosponsors in the House, but it's stalled mainly due to cost concerns. The estimated cost of full repeal is approximately $150 billion over 10 years, which requires identifying funding sources or offsets. There's also a companion bill in the Senate (S.1302). The latest movement was a discharge petition in the House to force a floor vote, but it hasn't gained enough signatures yet. Some legislators are working on compromise bills that would phase in changes or modify rather than fully repeal WEP/GPO. If you want to support the legislation, contact your representatives in Congress.
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Mei Chen
My sister works for our state retirement system and she said they're getting flooded with calls from retirees who got similar scam emails. The scammers are really targeting public pensioners right now!
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Jayden Reed
Just wanted to add my experience - I'm a retired postal worker and got hit with the same scam email about 2 weeks ago. What really bothered me was how detailed it was - they knew I was affected by WEP and even mentioned my approximate benefit reduction amount. I called SSA directly (waited 3 hours but finally got through) and the agent confirmed it was a scam. She said they've had a huge uptick in these targeted phishing attempts against public service retirees in the last few months. The scammers are definitely doing their homework to make these emails look legitimate. The agent also told me that when ANY major legislation affecting WEP/GPO passes, SSA will send multiple official paper notices by mail before any changes take effect. They would never rely on email for something this significant. Stay vigilant everyone!
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Liam O'Sullivan
•This is really helpful information - thank you for sharing your experience and for actually calling SSA to verify! It's scary how much detail these scammers have about our situations. I'm definitely going to be more careful about any emails claiming to be from SSA, especially ones that seem to know specific details about my benefits. The 3-hour wait time you mentioned is exactly why these scams work so well - we're all desperate to avoid those endless hold times!
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