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has anyone actually received increased benefits from this GPO change yet? my mom has a teacher pension and we applied in february but her check hasnt changed
The systems at SSA are still being updated to fully implement the GPO changes. Many people who applied early in the year are seeing delayed processing. If your mom applied in February, I recommend checking the status of her application online through her mySocialSecurity account or contacting SSA directly. Some payments may also include retroactive adjustments when they finally process.
Update: We submitted the application yesterday and put the current date as the start date. The claims specialist said they will determine if any retroactive benefits apply based on the new law. She also confirmed that his benefit will increase gradually over the next few years as the GPO phases out, starting with 20% this year. Thank you all for your helpful advice!
Glad it worked out! Let us know when he gets his first payment and how much it ends up being. Curious about the actual amounts with the new changes
so what did u decide to do? im in almost the exact situation (except im 65 and 2 months) and trying to figure out my best move
I'm still weighing options, but leaning toward filing in January. The 5.6% reduction isn't ideal, but I need the income. I figure if I do find work before FRA, I'll deal with the earnings test. Then once I hit FRA in November, I'll have the option to suspend if I'm working full-time. Basically buying myself flexibility while not completely draining savings.
Another strategy option: If you have any self-employment income or could do consulting work, be aware that only earned income counts for the earnings test. Investment income, pension, rental income, etc. don't count against you. So some people structure work arrangements specifically to minimize the earnings test impact.
just wondering, did your husband work for the government? my sister's husband did and she got almost nothing from spousal benefits because of something called WEP or GPO i think?
One last tip - when you do reach your FRA and apply for the spousal benefit, print out a copy of your husband's benefit verification letter showing his PIA amount, and bring your own as well. Having documentation of both benefit amounts will help ensure they calculate everything correctly. Also, if the online benefit verification letter doesn't show your exact start date, you can request your complete earnings record, which will show when benefits began. Log in to your my Social Security account, go to "Review Your Information" and then "View Earnings Record.
I think with SSDI u can get divorced spouse benefits at ANY age not just retirement age. Normal retirement people have to wait till 62 but SSDI is different rules I think???
Ashley Adams
good luck!! let us know what happens ok??
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Avery Flores
•I will definitely update once I get this resolved. Thank you all for your help!
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Zoe Gonzalez
One more thing - if you used the Claimyr service someone mentioned and managed to speak with SSA, make sure you get the name and direct extension of anyone who helps you correctly understand your case. That way, if you need follow-up, you can try to reach the same person who already understands your situation. Also get everything in writing if possible!
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Avery Flores
•Great tip! I actually tried Claimyr today and got a call back within 40 minutes! The representative agreed this sounds like an error and has scheduled me for an appointment with a Claims Specialist next week. I made sure to get her name and employee ID number just in case.
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