Can't reach Social Security Administration? Claimyr connects you to a live SSA agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the SSA
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the SSA drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Thanks everyone for the advice! I'm going to gather all our documents and apply this week. I'll try calling again first to set up an appointment, but if I can't get through, I'll try that Claimyr service someone mentioned. I'll update once I hear back from SSA about my application!
Join the conversation
Something nobody mentioned - what about Medicare? Doesn't that start at 65 regardless of when you take SS? Make sure you're not confusing the two dates.
Good point! Medicare enrollment is separate from Social Security benefits. You should enroll in Medicare at 65 regardless of when you claim Social Security benefits, unless you have qualifying coverage through an employer. Missing your Medicare enrollment period can result in lifelong penalties.
I want to thank everybody for their opinions, they were helpful. I've decided to wait the two months. Should my wife survive me, it is more important to me that she get the absolute most benefit. We do not need the money now, so I think it better to wait.
That sounds like a well-thought-out decision. Prioritizing your wife's potential survivor benefits makes a lot of sense when you don't immediately need the money. Best wishes to both of you!
Join the conversation
My friend heard this too and panicked for nothing!! The whole system is BROKEN but at least they haven't messed with the FRA earnings rule YET. But watch out - they're always looking for ways to take away our benefits that WE PAID FOR all these years!!!! The real issue isn't people working after retirement - it's the government STEALING from the trust fund for decades!!!!
i dont think that's totally accurate about the government stealing from the trust fund they borrow from it but with treasury bonds that pay interest but your right that they need to fix things
Thank you everyone for your helpful responses! You've really put my mind at ease. I'll go ahead with my plans to start that new job next month when I hit 67. I appreciate all the clarification about the difference between benefit reductions (which won't happen) and potential tax implications (which I'm preparing for). And thanks for confirming this isn't changing anytime soon!
Join the conversation
One more thing to consider - if 2025 is your first year receiving benefits, you can use the monthly earnings test rather than the annual one. This special rule is designed for mid-year retirees. So you could start your benefits in November (when you stop working), and SS would only look at your monthly earnings from November and December, not your total 2025 earnings. This is what I did and it worked out perfectly - I got my full benefit amount for the months after I stopped working, even though I'd earned well over the annual limit already.
That sounds like exactly what I need to do. I'll wait until November to apply since I'm stopping work at the end of October. Thanks so much for explaining this clearly!
Did anyone mention that all this is TEMPORARY??? Once you hit full retirement age (66+), the earnings test GOES AWAY COMPLETELY. You can earn a million dollars and still get your full SS. The whole earnings limit thing only applies if you claim before your FRA.
Yes, but OP is turning 62 and wants to claim now, so they're 4-5 years away from FRA. The earnings test is very relevant to their situation right now.
Oliver Wagner
To give you the most precise answer: In the year you reach FRA, the earnings test changes in the month you reach FRA. For January through March 2025, you'll be subject to the standard test (approximately $2,000/month or $25,000/year in 2025), with $1 withheld for every $2 above the limit. However, this uses a MONTHLY test in your first year claiming benefits. So if your monthly income exceeds the limit in February and March, you might not receive benefits for those months. But starting in April (your FRA month), you'll receive your full benefit regardless of earnings. And as someone else mentioned, any benefits withheld aren't permanently lost - SSA recalculates your benefit when you reach FRA to account for months benefits were withheld.
0 coins
Paolo Conti
•This is SO helpful, thank you! I think I understand now. Since I'll definitely earn more than the monthly limit in Feb and March, I'll probably have those benefits withheld. But it sounds like waiting until April would be the simplest approach if I want to avoid the withholding completely.
0 coins
GalaxyGazer
Just curious why not just wait the extra 2 months til April? Seems like it would be easier than dealing with all this withholding stuff.
0 coins
Paolo Conti
•You know, after hearing all this, I'm leaning toward just waiting until April. I was hoping to start benefits a little earlier, but the complexity doesn't seem worth it for just two months. Thanks for the perspective!
0 coins