Moving to another state - should I file TWC unemployment in Texas or my new state?
Hey everyone, I just moved from Houston to Oklahoma last week for family reasons, and I unexpectedly got laid off from my remote job yesterday. I worked for a Texas-based company for the past 18 months, but now I'm physically living in Oklahoma. Do I file for unemployment with TWC in Texas (where I earned all my wages) or do I file with Oklahoma (where I currently live)? The Oklahoma unemployment website confused me because it asked about out-of-state wages. Has anyone dealt with filing unemployment after moving to a different state? I'm stressing about making a mistake that could delay my benefits!
17 comments
Ella Harper
You should file your unemployment claim with Texas since that's where you earned your wages. The general rule is you file with the state where you worked, not where you currently live. Since all your work was performed for a Texas employer, TWC is the correct agency to handle your claim, even though you physically moved to Oklahoma.
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Micah Franklin
•Thank you! That makes sense, but I'm worried about the payment method. Will TWC still direct deposit to my bank account even though I have an Oklahoma address now? And do I need to do anything special when filling out the application since I'm not physically in Texas anymore?
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PrinceJoe
ive moved between states TWICE while on unemployment... total nightmare!!!! the first time I tried filing in the new state and they rejected me because all my wages were from the previous state. wasted 3 weeks trying to sort it out.
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Brooklyn Knight
•This is a common issue, but it's actually pretty straightforward once you understand the concept of the "liable state." The state where you earned your wages during your base period (typically the first 4 of the last 5 completed calendar quarters) is considered your liable state. In your case, Texas would be the liable state and that's where you need to file your claim. However, you do need to inform TWC of your move and new address. They'll still process your claim, but you'll be subject to Oklahoma's work search requirements, not Texas requirements. And yes, they can still direct deposit to your bank account regardless of what state you live in now.
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Owen Devar
i moved from texas to arizona last year and tried to apply in arizone first. big mistake!! they made me start all over with texas. wasted like 2 weeks of benefits
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Daniel Rivera
I had this exact situation in 2025. Here's what you need to know: 1. File with Texas TWC since that's where your wages were earned 2. When filling out the application, use your current Oklahoma address 3. You'll need to register with the Oklahoma unemployment office for work search purposes 4. You'll request payments through Texas TWC's system 5. You'll follow Oklahoma's work search requirements (which may differ from Texas) It's called an "interstate claim" - basically Texas pays your benefits but Oklahoma monitors your work search. The systems talk to each other (though sometimes not very efficiently). Make sure to check both states' work search requirements. Oklahoma might require more or different activities than Texas' standard 3 per week.
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Micah Franklin
•Thank you for breaking it down! This really helps. Do I need to call TWC to set this up as an interstate claim, or will that automatically happen when I put my Oklahoma address on the Texas application?
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Sophie Footman
I just went thru this!!! It will automatically be flagged as interstate when u enter ur out of state address. BUT good luck getting thru to TWC - I tried for 2 weeks straight and kept getting busy signals or disconnected. Super frustrating when you're trying to figure this interstate stuff out!!!
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Connor Rupert
•I had the same problem with the phones, but I found a service called Claimyr that got me through to a TWC agent in less than an hour. It was worth it because I had specific questions about my interstate claim that the website couldn't answer. They have a video showing how it works at https://youtu.be/V-IMvH88P1U?si=kNxmh025COIlIzKh and their website is claimyr.com. The agent I spoke with was actually really helpful about my interstate claim situation.
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Brooklyn Knight
One important thing that hasn't been mentioned: when you file with Texas but live in Oklahoma, you'll receive information about registering with Oklahoma's employment services for work search requirements. This is known as the "Interstate Connection Program" or ICP. After you file your initial claim with TWC and they determine you're eligible, you'll receive instructions to register with Oklahoma Employment Security Commission (OESC). You'll still request your payment benefits through TWC's system, but you'll need to meet Oklahoma's work search requirements and document them according to OESC rules. Also, be aware that your benefit amount will be calculated using Texas wages and Texas benefit formulas, not Oklahoma's. This is important because benefit amounts can vary significantly between states.
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Micah Franklin
•This is getting complicated! So I have to register with unemployment offices in BOTH states? Will I need to create online accounts for both Texas TWC and Oklahoma OESC?
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Brooklyn Knight
Yes, you'll need accounts with both agencies. You'll file your initial claim and request payments through your TWC account, but you'll also need an OESC account to register for work search and document your activities. Here's the typical process: 1. File initial claim with TWC using your Oklahoma address 2. TWC processes your claim (this can take 2-3 weeks) 3. If approved, TWC notifies Oklahoma that you have an interstate claim 4. You'll receive instructions to register with OESC 5. You request payments through TWC but follow Oklahoma work search rules It sounds complicated, but once it's set up, it's manageable. The most important thing is to follow the specific instructions you receive from both agencies.
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PrinceJoe
•This is EXACTLY what happened to me!!! but texas never told oklahoma about my claim and then my benefits got DELAYED for like a month bc of "work search non-compliance" even tho i was doing the work search every week!!!!! make sure u call and confirm they sent your info to oklahoma!!!
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Owen Devar
wait do you still have to pay texas income tax on the unemployment if you live in oklahoma now?????
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Daniel Rivera
•Good question about taxes. You'll pay income taxes based on your resident state (Oklahoma), not based on where the unemployment benefits come from. Texas doesn't have state income tax, but Oklahoma does. You'll need to report your unemployment income on your Oklahoma state tax return. Also, remember that unemployment benefits are subject to federal income tax regardless of which state pays them.
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Ella Harper
To summarize what everyone has said and add one important point: Yes, file with TWC, but be prepared for a slightly longer processing time for interstate claims. They typically take 3-4 weeks instead of the usual 2-3 weeks for regular claims. This is because TWC has to coordinate with OESC for the interstate aspects of your claim. Also, make sure you have documentation ready showing your move date, as they might request this to verify your situation. Keep records of all communications from both agencies. Lastly, once approved, don't forget to request your payment on your assigned day through the TWC system, not Oklahoma's system. Missing a payment request can cause significant delays.
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Micah Franklin
•This is great information, thank you! I do have my lease agreement and updated driver's license that show when I moved, so I'll have those ready. I appreciate everyone's help with this complicated situation!
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