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Austin Leonard

If terminated can I get unemployment in Texas? TWC rules explained

Got let go from my job at a distribution warehouse last Tuesday after six years there. My supervisor said I was terminated for 'performance issues' but honestly the whole situation was confusing - my numbers were fine until they changed our quota system three months ago without any real training. Now I'm sitting here wondering if terminated can I get unemployment, or if that automatically disqualifies me. I filed online through UBS yesterday and it's just showing pending. I have a wife and two kids so this isn't a situation where I can just wait and see - I need to know if I have any shot at benefits before I start burning through savings. Anyone dealt with a firing and actually gotten approved?

Needed to get a straight answer from TWC about my termination claim last month because I kept getting busy signals every time I called. Used Claimyr - you go to claimyr.com and they basically sit on hold for you and connect you when an agent picks up. There's a video showing how it works at https://youtu.be/V-IMvH88P1U. The agent told me that being fired doesn't automatically disqualify you, TWC looks at the reason behind it. That call cleared up a lot for me.

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Week one of waiting here and this is exactly the info I needed. So TWC actually investigates the reason rather than just seeing 'terminated' and denying?

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That's what the agent walked me through - they contact your former employer too, so the full picture matters, not just what the termination paperwork says.

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Agreed, the reason behind the firing is everything with TWC. Performance quota situations can go either way depending on what your employer tells them.

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Six years at a job and they fire you over a quota change with no training? TWC is going to want your employer to explain what 'performance issues' actually means. If it boils down to you not hitting numbers on a system they changed without supporting you, that's very different from, say, showing up late every day or violating a company policy. Keep any emails or documentation you have from when the quota system changed.

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I actually do have some emails from the rollout where my manager acknowledged the transition was 'bumpy.' Didn't even think those might matter.

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Those could be genuinely useful. Keep everything - performance reviews, any warnings you got or didn't get, messages about the new quota system. If this goes to a hearing you'll want all of it.

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Documentation is huge in these situations. TWC will send your last employer a notice and give them 14 days to respond, so whatever they say will shape the initial decision.

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My first week after being let go I was totally convinced that any termination = automatic denial. Spent days panicking before I found out that's not how it actually works. TWC looks at whether the firing involved misconduct on your part - stuff like breaking company rules, neglecting the job on purpose, or doing something illegal. Not meeting a quota that was just changed on you without proper training doesn't obviously fit any of those.

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That's genuinely relieving to read. The word 'misconduct' keeps showing up when I research this and I wasn't sure if poor performance automatically counted as misconduct.

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Right, there's a difference between someone who could do the job but chose not to, versus someone set up to fail by a system change. TWC tries to figure out which one it was.

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To add to this - TWC sends separate determinations for each issue on a claim, so even if one part of your situation is complicated, you could still get approved overall. Check UBS regularly.

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Three days after my own termination I was completely lost about what 'performance issues' would mean to TWC. My situation was similar - fired after a process change at work. What ended up mattering was that I could show I was doing the job the same way I always had and the company changed the expectations without telling me clearly. Got approved after about four weeks.

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Four weeks feels like forever when bills are due but that's good to know it's possible. Did they ask you anything specific during adjudication?

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They sent me a questionnaire asking for my side of the story - when the performance issues supposedly started, whether I got any warnings, whether I was given a chance to improve. Answer everything honestly and in detail.

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The questionnaire step is important. If you get one, don't rush through it. Take your time and be specific about the timeline of the quota change versus when your performance supposedly declined.

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NOBODY tells you this when you get fired but you are supposed to file your claim right away - like, don't wait for your severance to run out or for a new job to come through. The benefit year starts from the week you file, and TWC literally cannot pay weeks before that date. I waited three weeks thinking I should wait until things were 'official' and lost those weeks entirely.

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Already filed the day after I found out, so hopefully that's covered. Did you end up getting benefits eventually?

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Yeah I did, just kicked myself for the lost weeks. If you filed right away you're in better shape than I was.

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This is a really common mistake. The claim starts on the Sunday of the week you apply - no way to backdate it. Filing immediately was the right call.

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My determination letter came about four weeks after I applied and by then I'd almost convinced myself it was going to be a denial. It said approved. The key thing that helped my case was that my employer couldn't point to a specific policy I had violated - they just said my numbers were down. That wasn't enough for TWC to call it misconduct.

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This is encouraging. My employer's paperwork just says 'performance' with no policy citation either. Fingers crossed that works in my favor.

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Make sure you fill out any forms TWC sends thoroughly. They'll probably ask for dates, whether you were warned, that kind of thing.

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The specific policy question is key. TWC's misconduct examples are things like violating a company rule, breaking the law, or deliberately neglecting the work. Just underperforming after a system change doesn't obviously land in those categories.

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Something that caught me off guard - even while TWC is deciding on eligibility you're supposed to be submitting payment requests and doing your required work search activities every week. Don't sit on your hands waiting for the determination. If you're approved, they can only pay weeks you actually requested payment for.

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Wait - so I need to be doing work search activities NOW even before I know if I'm approved?

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Yes, every week. Your area's Workforce Development Board sets how many activities per week - TWC mails you a letter with your specific number. Keep a log of everything you do because TWC can ask for it anytime.

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Harris, Dallas, and a few other big counties require five work search activities per week. Smaller counties might be fewer. The letter TWC mails you will say exactly what your number is - that letter is what you go by.

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Don't forget about WorkInTexas.com - you have to register there as part of the process. It uses the same login as UBS which is handy. Some people skip registering there and then have issues with their claim.

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Already registered on WorkInTexas.com when I applied. The same login thing is a nice surprise, one less password to remember.

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Good. Some people miss that step and then wonder why their claim has a hold on it.

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Worth logging into UBS once a day to check for updates. TWC updates its systems overnight so checking daily means you catch anything new quickly.

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Okay so I have a question that might be dumb - does 'terminated' on the paperwork automatically mean TWC denies you? My cousin told me that if it says terminated anywhere you don't qualify. That doesn't match what people are saying here.

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Your cousin has it wrong - the word 'terminated' on paperwork doesn't decide anything. TWC looks at WHY you were fired, not just the fact that you were. Someone fired for reasons other than misconduct can absolutely be eligible.

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Oh that's a relief, he was so confident about it I almost didn't apply.

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Apply regardless of what anyone tells you secondhand. Let TWC make the actual determination. Tons of people assume termination = denial and never file when they should have.

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Five weeks into my own claim after a termination and I'm still waiting on adjudication. Reading this thread is at least making me feel less alone in the confusion. The waiting is genuinely brutal.

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Are you still submitting payment requests while you wait? Someone above mentioned you have to keep doing that even during adjudication.

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Yes, every two weeks like clockwork. No payments yet but keeping up with requests so I don't lose those weeks if I get approved.

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Hang in there. Adjudication timelines vary a lot - some people hear back in a few weeks, others wait longer. Keep checking UBS daily and make sure your contact info is current so you don't miss any letters.

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The waiting week is something a lot of people don't understand and then get confused when their first payment is smaller than expected. TWC holds your first payable week - you don't lose it, it's just held until you've been paid two times your weekly benefit amount AND you either go back to full-time work or use up all your benefits. Both conditions have to happen.

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So the first week I'm approved for doesn't just show up in the first payment?

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Not right away. It sits there until those two conditions are both met. It's not gone though - just delayed. Confused a lot of people including me when I first filed.

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If you end up returning to full-time work before benefits run out, you can request that waiting week through UBS or Tele-Serv. A lot of people don't know that and just leave it.

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My employer tried to claim I was fired for misconduct when really they were cutting costs and needed a reason to let me go. TWC sent me a questionnaire with specific questions about what happened. I answered in detail with dates and kept it factual. Got approved. The process works better when you're thorough.

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How detailed is the questionnaire? Like a paragraph or more of a full written statement?

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More than a paragraph for sure. I wrote out the whole timeline - when the issues started, what conversations I had with management, whether I was warned, what documentation existed. The more specific the better.

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Specific dates and actual quotes from emails or conversations you remember are really helpful. Vague answers don't give TWC much to work with.

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Weeks two through four after getting fired were honestly the hardest psychologically - no income, no certainty, just waiting. If your claim does go to adjudication, TWC is basically gathering info from both sides before deciding. It doesn't mean you're definitely getting denied, it just means they need more information.

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Mine already shows 'adjudication in progress' in UBS. Is that normal at this stage?

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Totally normal, especially with a termination claim. Almost every termination triggers some level of review. Keep doing your payment requests.

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Adjudication just means they haven't made a final call yet. It's not the same as an appeal - an appeal is what you file if you get a denial you disagree with. Two different things.

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The timeline from application to first payment is usually around four weeks if everything goes smoothly - TWC mails your last employer a notice, they have 14 days to respond, then TWC makes a decision. If your claim has complications like a termination dispute it can take longer. Keep your phone accessible because sometimes they call.

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Should I expect a call from TWC or do they mostly communicate by mail?

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Both, honestly. Mail is the official channel but sometimes an adjudicator will call with questions. Make sure your phone number in UBS is current.

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Check your UBS inbox regularly too - there's a message center in there and some communications come that way. Don't just wait for physical mail.

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Payment comes on a U.S. Bank ReliaCard debit card unless you set up direct deposit. After the first payment hits, usually within two business days of a processed request going forward. The card itself takes up to 10 business days to arrive after that first payment, so set up direct deposit in UBS if you want things faster.

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Good to know ahead of time. I'll set up direct deposit now so it's ready.

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Smart. You can do it in UBS under your payment preferences. Have your bank account and routing number handy.

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Needed to ask TWC about a termination issue on my own claim two months ago - kept running into the same phone hold situation everyone here knows. Used claimyr.com and got through to a live agent the same day. They confirmed that my situation - fired after a policy change I hadn't been formally notified about - was being reviewed under the misconduct question specifically.

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Did they give you any timeline for when the review would wrap up?

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The agent said timelines vary, but suggested checking UBS daily since updates come overnight. Couldn't give an exact date but it was helpful knowing where in the process I was.

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Going to try that for my own situation - been waiting five weeks and just want to know what's actually happening with my file.

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My termination claim from earlier this year involved TWC calling my former employer and getting a very different story from what I'd been told. The employer said I violated a policy - I had no idea which one because nothing was ever in writing. I appealed the initial denial and won at the hearing. The whole process took months but the appeal system works if you document everything.

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So even a denial isn't necessarily the end of the road?

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Not at all. If you get denied, you have 14 calendar days from the date on the determination letter to file an appeal in writing. You can do it right in UBS. Keep requesting payment on schedule the whole time the appeal is going - that part is critical.

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The appeal is a telephone hearing with one Hearing Officer. You present your side, the employer presents theirs. No lawyer required, though you can have one. The key is having your documentation organized before that call.

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Benefits are taxable at the federal level - TWC mails a 1099-G each January and you can also find it in UBS. You can opt into 10% federal withholding voluntarily to avoid a tax surprise. Worth thinking about from the start rather than dealing with it later.

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Hadn't even thought about taxes yet. Can you set up withholding through UBS?

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Yes, there's an option in UBS to elect voluntary withholding. It reduces each payment by 10% but then you're not hit with a bill when you file your taxes.

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Definitely set that up if you can afford the slight reduction. Finding out you owe on benefits when you're already stretched is not a fun surprise.

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Two weeks before I finally got my determination letter I was absolutely convinced I'd been forgotten. Turns out the system just moves slowly, especially for termination cases where the employer and claimant tell different stories. Yours might take longer than the basic four-week estimate - don't read that as a bad sign.

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At week one it already feels long. Trying to stay patient.

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Keep yourself busy with the work search activities and document everything. Having a routine around the job search actually helped me mentally while I waited.

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The work search log requirement is easy to let slide when you're stressed but TWC can request it at any time. Keep it current.

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Just wanted to say - my brother got approved last month after being fired from a restaurant job. Employer claimed misconduct, he said the reason they gave him made no sense. TWC sided with him. The process is real and it does work, it's just slow and stressful while you're in it. Hang in there.

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That's good to hear from someone where the outcome was positive. Gives me some hope while I wait.

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He said the most important thing was answering TWC's questions completely and not exaggerating anything. Straightforward and factual won the day.

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That tracks with what I've seen. TWC adjudicators are going through a lot of claims - clear, factual responses are easier for them to work with than emotional ones.

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Tried calling TWC about my claim status this morning after a termination and the lines were completely jammed. Got disconnected twice. Used claimyr.com that someone in my local job seekers group mentioned and actually got through. Agent confirmed my employer submitted their response and my file is moving forward. Huge relief just knowing that.

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How long did it take to get connected through that?

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Shorter than I expected. The service handles the hold time and connects you when an agent picks up - I just went about my morning and got the call when someone was on the line.

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Going to try it for my five-week adjudication situation. Just need someone to actually tell me what's happening with my file.

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