If terminated can I get unemployment in Texas? TWC rules explained
Got let go from my job at a distribution warehouse last Tuesday after six years there. My supervisor said I was terminated for 'performance issues' but honestly the whole situation was confusing - my numbers were fine until they changed our quota system three months ago without any real training. Now I'm sitting here wondering if terminated can I get unemployment, or if that automatically disqualifies me. I filed online through UBS yesterday and it's just showing pending. I have a wife and two kids so this isn't a situation where I can just wait and see - I need to know if I have any shot at benefits before I start burning through savings. Anyone dealt with a firing and actually gotten approved?
83 comments

Anita George
Needed to get a straight answer from TWC about my termination claim last month because I kept getting busy signals every time I called. Used Claimyr - you go to claimyr.com and they basically sit on hold for you and connect you when an agent picks up. There's a video showing how it works at https://youtu.be/V-IMvH88P1U. The agent told me that being fired doesn't automatically disqualify you, TWC looks at the reason behind it. That call cleared up a lot for me.
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Austin Leonard
AuthorWeek one of waiting here and this is exactly the info I needed. So TWC actually investigates the reason rather than just seeing 'terminated' and denying?
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Anita George
That's what the agent walked me through - they contact your former employer too, so the full picture matters, not just what the termination paperwork says.
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Abigail Spencer
Agreed, the reason behind the firing is everything with TWC. Performance quota situations can go either way depending on what your employer tells them.
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Logan Chiang
Six years at a job and they fire you over a quota change with no training? TWC is going to want your employer to explain what 'performance issues' actually means. If it boils down to you not hitting numbers on a system they changed without supporting you, that's very different from, say, showing up late every day or violating a company policy. Keep any emails or documentation you have from when the quota system changed.
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Austin Leonard
AuthorI actually do have some emails from the rollout where my manager acknowledged the transition was 'bumpy.' Didn't even think those might matter.
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Logan Chiang
Those could be genuinely useful. Keep everything - performance reviews, any warnings you got or didn't get, messages about the new quota system. If this goes to a hearing you'll want all of it.
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Isla Fischer
Documentation is huge in these situations. TWC will send your last employer a notice and give them 14 days to respond, so whatever they say will shape the initial decision.
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Miles Hammonds
My first week after being let go I was totally convinced that any termination = automatic denial. Spent days panicking before I found out that's not how it actually works. TWC looks at whether the firing involved misconduct on your part - stuff like breaking company rules, neglecting the job on purpose, or doing something illegal. Not meeting a quota that was just changed on you without proper training doesn't obviously fit any of those.
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Austin Leonard
AuthorThat's genuinely relieving to read. The word 'misconduct' keeps showing up when I research this and I wasn't sure if poor performance automatically counted as misconduct.
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Miles Hammonds
Right, there's a difference between someone who could do the job but chose not to, versus someone set up to fail by a system change. TWC tries to figure out which one it was.
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Ruby Blake
To add to this - TWC sends separate determinations for each issue on a claim, so even if one part of your situation is complicated, you could still get approved overall. Check UBS regularly.
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Micah Franklin
Three days after my own termination I was completely lost about what 'performance issues' would mean to TWC. My situation was similar - fired after a process change at work. What ended up mattering was that I could show I was doing the job the same way I always had and the company changed the expectations without telling me clearly. Got approved after about four weeks.
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Austin Leonard
AuthorFour weeks feels like forever when bills are due but that's good to know it's possible. Did they ask you anything specific during adjudication?
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Micah Franklin
They sent me a questionnaire asking for my side of the story - when the performance issues supposedly started, whether I got any warnings, whether I was given a chance to improve. Answer everything honestly and in detail.
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Ella Harper
The questionnaire step is important. If you get one, don't rush through it. Take your time and be specific about the timeline of the quota change versus when your performance supposedly declined.
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PrinceJoe
NOBODY tells you this when you get fired but you are supposed to file your claim right away - like, don't wait for your severance to run out or for a new job to come through. The benefit year starts from the week you file, and TWC literally cannot pay weeks before that date. I waited three weeks thinking I should wait until things were 'official' and lost those weeks entirely.
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Austin Leonard
AuthorAlready filed the day after I found out, so hopefully that's covered. Did you end up getting benefits eventually?
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PrinceJoe
Yeah I did, just kicked myself for the lost weeks. If you filed right away you're in better shape than I was.
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Brooklyn Knight
This is a really common mistake. The claim starts on the Sunday of the week you apply - no way to backdate it. Filing immediately was the right call.
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Owen Devar
My determination letter came about four weeks after I applied and by then I'd almost convinced myself it was going to be a denial. It said approved. The key thing that helped my case was that my employer couldn't point to a specific policy I had violated - they just said my numbers were down. That wasn't enough for TWC to call it misconduct.
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Austin Leonard
AuthorThis is encouraging. My employer's paperwork just says 'performance' with no policy citation either. Fingers crossed that works in my favor.
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Owen Devar
Make sure you fill out any forms TWC sends thoroughly. They'll probably ask for dates, whether you were warned, that kind of thing.
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Daniel Rivera
The specific policy question is key. TWC's misconduct examples are things like violating a company rule, breaking the law, or deliberately neglecting the work. Just underperforming after a system change doesn't obviously land in those categories.
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Sophie Footman
Something that caught me off guard - even while TWC is deciding on eligibility you're supposed to be submitting payment requests and doing your required work search activities every week. Don't sit on your hands waiting for the determination. If you're approved, they can only pay weeks you actually requested payment for.
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Austin Leonard
AuthorWait - so I need to be doing work search activities NOW even before I know if I'm approved?
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Sophie Footman
Yes, every week. Your area's Workforce Development Board sets how many activities per week - TWC mails you a letter with your specific number. Keep a log of everything you do because TWC can ask for it anytime.
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Connor Rupert
Harris, Dallas, and a few other big counties require five work search activities per week. Smaller counties might be fewer. The letter TWC mails you will say exactly what your number is - that letter is what you go by.
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Molly Hansen
Don't forget about WorkInTexas.com - you have to register there as part of the process. It uses the same login as UBS which is handy. Some people skip registering there and then have issues with their claim.
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Austin Leonard
AuthorAlready registered on WorkInTexas.com when I applied. The same login thing is a nice surprise, one less password to remember.
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Molly Hansen
Good. Some people miss that step and then wonder why their claim has a hold on it.
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Brady Clean
Worth logging into UBS once a day to check for updates. TWC updates its systems overnight so checking daily means you catch anything new quickly.
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Skylar Neal
Okay so I have a question that might be dumb - does 'terminated' on the paperwork automatically mean TWC denies you? My cousin told me that if it says terminated anywhere you don't qualify. That doesn't match what people are saying here.
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Daniel Rivera
Your cousin has it wrong - the word 'terminated' on paperwork doesn't decide anything. TWC looks at WHY you were fired, not just the fact that you were. Someone fired for reasons other than misconduct can absolutely be eligible.
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Skylar Neal
Oh that's a relief, he was so confident about it I almost didn't apply.
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Logan Chiang
Apply regardless of what anyone tells you secondhand. Let TWC make the actual determination. Tons of people assume termination = denial and never file when they should have.
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Vincent Bimbach
Five weeks into my own claim after a termination and I'm still waiting on adjudication. Reading this thread is at least making me feel less alone in the confusion. The waiting is genuinely brutal.
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Austin Leonard
AuthorAre you still submitting payment requests while you wait? Someone above mentioned you have to keep doing that even during adjudication.
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Vincent Bimbach
Yes, every two weeks like clockwork. No payments yet but keeping up with requests so I don't lose those weeks if I get approved.
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Kelsey Chin
Hang in there. Adjudication timelines vary a lot - some people hear back in a few weeks, others wait longer. Keep checking UBS daily and make sure your contact info is current so you don't miss any letters.
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Brooklyn Knight
The waiting week is something a lot of people don't understand and then get confused when their first payment is smaller than expected. TWC holds your first payable week - you don't lose it, it's just held until you've been paid two times your weekly benefit amount AND you either go back to full-time work or use up all your benefits. Both conditions have to happen.
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Austin Leonard
AuthorSo the first week I'm approved for doesn't just show up in the first payment?
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Brooklyn Knight
Not right away. It sits there until those two conditions are both met. It's not gone though - just delayed. Confused a lot of people including me when I first filed.
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Abigail Spencer
If you end up returning to full-time work before benefits run out, you can request that waiting week through UBS or Tele-Serv. A lot of people don't know that and just leave it.
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Isla Fischer
My employer tried to claim I was fired for misconduct when really they were cutting costs and needed a reason to let me go. TWC sent me a questionnaire with specific questions about what happened. I answered in detail with dates and kept it factual. Got approved. The process works better when you're thorough.
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Austin Leonard
AuthorHow detailed is the questionnaire? Like a paragraph or more of a full written statement?
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Isla Fischer
More than a paragraph for sure. I wrote out the whole timeline - when the issues started, what conversations I had with management, whether I was warned, what documentation existed. The more specific the better.
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Micah Franklin
Specific dates and actual quotes from emails or conversations you remember are really helpful. Vague answers don't give TWC much to work with.
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Kelsey Chin
Weeks two through four after getting fired were honestly the hardest psychologically - no income, no certainty, just waiting. If your claim does go to adjudication, TWC is basically gathering info from both sides before deciding. It doesn't mean you're definitely getting denied, it just means they need more information.
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Austin Leonard
AuthorMine already shows 'adjudication in progress' in UBS. Is that normal at this stage?
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Kelsey Chin
Totally normal, especially with a termination claim. Almost every termination triggers some level of review. Keep doing your payment requests.
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Owen Devar
Adjudication just means they haven't made a final call yet. It's not the same as an appeal - an appeal is what you file if you get a denial you disagree with. Two different things.
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Connor Rupert
The timeline from application to first payment is usually around four weeks if everything goes smoothly - TWC mails your last employer a notice, they have 14 days to respond, then TWC makes a decision. If your claim has complications like a termination dispute it can take longer. Keep your phone accessible because sometimes they call.
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Austin Leonard
AuthorShould I expect a call from TWC or do they mostly communicate by mail?
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Connor Rupert
Both, honestly. Mail is the official channel but sometimes an adjudicator will call with questions. Make sure your phone number in UBS is current.
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Ella Harper
Check your UBS inbox regularly too - there's a message center in there and some communications come that way. Don't just wait for physical mail.
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Brady Clean
Payment comes on a U.S. Bank ReliaCard debit card unless you set up direct deposit. After the first payment hits, usually within two business days of a processed request going forward. The card itself takes up to 10 business days to arrive after that first payment, so set up direct deposit in UBS if you want things faster.
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Austin Leonard
AuthorGood to know ahead of time. I'll set up direct deposit now so it's ready.
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Brady Clean
Smart. You can do it in UBS under your payment preferences. Have your bank account and routing number handy.
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Daniel Rivera
Needed to ask TWC about a termination issue on my own claim two months ago - kept running into the same phone hold situation everyone here knows. Used claimyr.com and got through to a live agent the same day. They confirmed that my situation - fired after a policy change I hadn't been formally notified about - was being reviewed under the misconduct question specifically.
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Austin Leonard
AuthorDid they give you any timeline for when the review would wrap up?
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Daniel Rivera
The agent said timelines vary, but suggested checking UBS daily since updates come overnight. Couldn't give an exact date but it was helpful knowing where in the process I was.
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Vincent Bimbach
Going to try that for my own situation - been waiting five weeks and just want to know what's actually happening with my file.
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Ruby Blake
My termination claim from earlier this year involved TWC calling my former employer and getting a very different story from what I'd been told. The employer said I violated a policy - I had no idea which one because nothing was ever in writing. I appealed the initial denial and won at the hearing. The whole process took months but the appeal system works if you document everything.
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Austin Leonard
AuthorSo even a denial isn't necessarily the end of the road?
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Ruby Blake
Not at all. If you get denied, you have 14 calendar days from the date on the determination letter to file an appeal in writing. You can do it right in UBS. Keep requesting payment on schedule the whole time the appeal is going - that part is critical.
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Logan Chiang
The appeal is a telephone hearing with one Hearing Officer. You present your side, the employer presents theirs. No lawyer required, though you can have one. The key is having your documentation organized before that call.
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Abigail Spencer
Benefits are taxable at the federal level - TWC mails a 1099-G each January and you can also find it in UBS. You can opt into 10% federal withholding voluntarily to avoid a tax surprise. Worth thinking about from the start rather than dealing with it later.
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Austin Leonard
AuthorHadn't even thought about taxes yet. Can you set up withholding through UBS?
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Abigail Spencer
Yes, there's an option in UBS to elect voluntary withholding. It reduces each payment by 10% but then you're not hit with a bill when you file your taxes.
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Miles Hammonds
Definitely set that up if you can afford the slight reduction. Finding out you owe on benefits when you're already stretched is not a fun surprise.
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Ella Harper
Two weeks before I finally got my determination letter I was absolutely convinced I'd been forgotten. Turns out the system just moves slowly, especially for termination cases where the employer and claimant tell different stories. Yours might take longer than the basic four-week estimate - don't read that as a bad sign.
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Austin Leonard
AuthorAt week one it already feels long. Trying to stay patient.
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Ella Harper
Keep yourself busy with the work search activities and document everything. Having a routine around the job search actually helped me mentally while I waited.
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Kelsey Chin
The work search log requirement is easy to let slide when you're stressed but TWC can request it at any time. Keep it current.
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Norah Quay
Just wanted to say - my brother got approved last month after being fired from a restaurant job. Employer claimed misconduct, he said the reason they gave him made no sense. TWC sided with him. The process is real and it does work, it's just slow and stressful while you're in it. Hang in there.
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Austin Leonard
AuthorThat's good to hear from someone where the outcome was positive. Gives me some hope while I wait.
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Norah Quay
He said the most important thing was answering TWC's questions completely and not exaggerating anything. Straightforward and factual won the day.
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Owen Devar
That tracks with what I've seen. TWC adjudicators are going through a lot of claims - clear, factual responses are easier for them to work with than emotional ones.
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Leo McDonald
Tried calling TWC about my claim status this morning after a termination and the lines were completely jammed. Got disconnected twice. Used claimyr.com that someone in my local job seekers group mentioned and actually got through. Agent confirmed my employer submitted their response and my file is moving forward. Huge relief just knowing that.
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Austin Leonard
AuthorHow long did it take to get connected through that?
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Leo McDonald
Shorter than I expected. The service handles the hold time and connects you when an agent picks up - I just went about my morning and got the call when someone was on the line.
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Vincent Bimbach
Going to try it for my five-week adjudication situation. Just need someone to actually tell me what's happening with my file.
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