Surprise PA UC payment appeared in my bank account after years - should I be concerned?
I'm completely confused right now. I just checked my bank account yesterday and found a deposit from PA Unemployment. The weird thing is, I haven't filed for or received UC benefits since early 2021 during the COVID situation. The payment is around $640 and came with no explanation whatsoever. I tried calling the UC service center but after 2 hours of waiting, I got disconnected. My bank says they don't question deposits as long as they match my name and account info, but I'm really nervous about keeping money that isn't rightfully mine. Has anyone else suddenly received UC money out of nowhere? Should I be worried this is some kind of mistake that will cause problems later? What's the best way to figure out where this payment came from?
17 comments


Yuki Kobayashi
same thing happened 2 my sister last month!! she got like $580 randomly. turns out it was some kinda backpay from when her claim was under review years ago. they finally processed something and just sent $ without telling her why. check ur dashboard on the UC portal, might explain it there
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AstroAce
•Thanks for responding! I'll try logging into the portal, if I can even remember my PIN after all this time. Do you know if your sister had to report this money as income or anything? I'm worried about tax implications too.
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Carmen Vega
This is likely a retroactive payment from an unresolved issue on your previous claim. PA UC has been working through a backlog of claims with open issues from the COVID period, and sometimes they determine claimants were eligible for benefits they never received. Check your UC dashboard and also look for any mail from them explaining the adjustment. You absolutely want to verify where this came from, as it could affect your tax situation. If it's legitimate, you'll need to report it on next year's taxes.
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AstroAce
•I finally got into my UC account after resetting my PIN. There's a notice saying something about "determination on appeal" but I never filed an appeal that I remember? This is so confusing. Should I just wait for mail to arrive explaining it?
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Andre Rousseau
OMG DONT SPEND IT!!!! The UC office makes TONS of mistakes with payments. My cousin got extra $ and spent it, then 6 months later they demanded it ALL back plus interest!! They said she should have known it wasn't hers! If they made a mistake they will want that money back and they WILL find you trust me!!!
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Zoe Stavros
•While it's wise to be cautious, there's no need to panic. PA UC does occasionally issue retroactive payments when they resolve old determinations. The system tracks these payments meticulously, so if it's legitimate, it's properly recorded in your claim history. That said, it's always good practice to verify unexpected funds before spending them.
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Jamal Harris
I'd set that money aside and not touch it until you get official confirmation about what it's for. I once had something similar happen and it turned out they were adjusting my WBA after finding additional wages from a previous employer. But yeah don't spend it yet just to be safe.
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AstroAce
•That's what I'm thinking too. I've got it sitting in my account untouched. Just feels weird to suddenly get money from the government with no explanation after all this time.
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GalaxyGlider
If you're struggling to get through to PA UC on the phone (and who isn't?), I recently found a service called Claimyr that helped me get through to an actual agent without waiting for hours. They basically call UC for you and then connect you when they reach an agent. Saved me so much frustration! Their website is claimyr.com and they have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. This might help you get answers faster than waiting for mail to arrive.
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Mei Wong
•Does that actually work? I've been trying to call about my claim for 2 weeks straight with no luck!
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GalaxyGlider
•It worked great for me! I was skeptical too, but I got through to UC in about 45 minutes instead of spending days redialing. The agent I spoke with was able to explain everything about my claim status.
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Carmen Vega
Based on what you're saying about seeing a "determination on appeal" notice, this is most likely a legitimate payment. During COVID, many claims had issues that weren't resolved until much later. The PA UC system sometimes automatically files appeals on your behalf for certain types of determinations, especially if there was a question about your eligibility that was initially denied but later approved upon review. Since this happened years ago, the interest has probably accumulated as well, which explains the amount.
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AstroAce
•That makes sense. I do remember having some issues with my claim back then, but I thought everything was resolved. I finally got through to someone on the phone today (after using that Claimyr service someone mentioned - it actually worked!), and they confirmed it's a legitimate payment from a wage investigation that was just completed on my 2021 claim. Apparently they found additional wages that made my weekly benefit amount higher than what I received. The agent said I can keep the money and that I'll get a letter explaining everything for my tax records. Thanks everyone for the help!
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Yuki Kobayashi
cool! glad u got it figured out! UC is so confusing sometimes
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Statiia Aarssizan
Wow, what a relief that you got it sorted out! I was getting anxious just reading about your situation. It's crazy how long these wage investigations can take - over 3 years is insane. At least now you know it's legitimate money and you don't have to worry about them clawing it back later. Thanks for updating us with the resolution, it's really helpful for anyone else who might face something similar. And good tip about that Claimyr service, I'm definitely bookmarking that for future reference!
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Amara Okafor
•Totally agree! I was stressed out just reading through this whole saga too. It's wild that PA UC takes over 3 years to complete wage investigations - makes you wonder how many other people are out there with money sitting in limbo that they don't even know about. Really appreciate @AstroAce sharing the full resolution and that Claimyr tip. Stories like this are exactly why this community is so valuable for navigating the UC maze!
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Taylor To
This is such a great outcome! I've been following your story and I'm so glad you got it resolved. Three years for a wage investigation is absolutely ridiculous, but at least PA UC came through in the end. I had a similar situation last year where I got a random deposit, but mine was only about $200. I was too scared to call and just let it sit in my account for months until I finally worked up the courage. Turns out it was also legitimate backpay from an employer wage report that came in late. It's reassuring to know that these surprise payments are usually legit and not some system error that'll come back to haunt us later. Thanks for sharing your experience - it'll definitely help others who find themselves in the same confusing situation!
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