Question what time does your unemployment benefit get direct deposited to your account? Is it in the am or pm or does it totally depend on your bank? This will be my first payment since I finally got my approval letter. It shows on my unemployment claim details that my payment date for all my back payments is 10/14/2025 but I figured with the bank holiday it would not happen today.

Congrats on getting your approval! In my experience, unemployment deposits usually hit between 2-4 AM, but it definitely depends on your bank. Some banks process ACH transfers overnight while others wait until business hours. Since today is Columbus Day (federal holiday), many banks aren't processing until tomorrow anyway, so you'll likely see it Tuesday morning. The state usually sends the payment on the date shown, but banks hold it until they process ACH batches. Hope this helps ease the waiting!