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Liam Murphy

PA UC payment shows pay date 10/7/24 - when will funds actually hit my account?

So my unemployment portal is finally showing a pay date of 10/7/24 after waiting with an 'in progress' status for what felt like forever. I'm confused about when the money will actually be available on my Money Network card? Is it the same day as the pay date or do I need to wait another 2-3 business days? This is my first time on unemployment and I've got rent due on the 10th so I'm cutting it really close. Any help appreciated!

With PA UC, the pay date shown is when they process the payment, not when you'll actually receive it. Typically funds become available on your Money Network card 1-2 business days after the pay date. So if your pay date is 10/7 (which is a Monday), you'll likely see the deposit Tuesday or Wednesday at the latest.

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Thank you! That's cutting it close for my rent but at least I know what to expect now. Do weekends count in the 1-2 business days or does that push everything back?

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mines always in by midnight on the pay date honestly but somtimes it takes til next mornin

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NOT TRUE!!!! Mine NEVER posts same day as pay date!! Always at least next day and sometimes even 2 days after!!! Don't give false information - people are DEPENDING on this money!!!

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The timing depends on your payment method. If you have direct deposit to a bank account, it generally takes 1-2 business days after the pay date. For Money Network card payments, it's usually available by the evening of the pay date or first thing the next morning. Weekends don't count as business days, but the automated systems still work - they just might not fully process until the next business day. If you're worried about making rent, you can call your UC service center to ask for an exact timeframe, though getting through can be challenging. Just be prepared with your claim information when you call.

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Good luck getting through to the UC service center! I spent THREE DAYS trying to reach someone last month. Kept getting busy signals or disconnected after waiting for 2+ hours. Total nightmare. If you really need to talk to someone, try Claimyr (claimyr.com) - they got me through to a real person in about 20 minutes. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2. Saved me from having a complete breakdown when my payments suddenly stopped.

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Anyone else notice that the payment dates are super inconsistent lately? Last month I had a pay date of 8/12 but didn't see the money until 8/15! But then the next payment came the SAME DAY as the pay date. PA UC system is so random sometimes

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yeah it totally is random! my sister and me both file on the same day and sometimes she gets hers first sometimes i do. makes no sense at all!

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To directly answer your question about weekends - no, they don't count as business days. So if your pay date falls on a Friday, you might not see the money until Monday or Tuesday. The PA Treasury processes the payments in batches, and banking systems typically don't process on weekends. For future reference, you might want to file your biweekly claim as early as possible on your filing day (Sunday) to ensure you're in the earliest processing batch. That can sometimes shave off a day from the wait time.

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Thanks for the clarification! I'll definitely file early on Sundays from now on. For this current payment, I'm going to just assume Wednesday to be safe, and I'll call my landlord to give them a heads up. Appreciate everyone's help!

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my landlord was super cool about waiting when I showed him the UC portal with the pay date. might work for u 2

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For what it's worth, I've been on PA UC since July and my payments always hit my Money Network card by 6am the morning after the pay date. So if your pay date is 10/7, I'd expect to see it on 10/8 by early morning. The one time it took longer (3 days!), I called and found out there was an issue with my work search activities that wasn't showing in the portal. Calling is a pain, but sometimes necessary.

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That's actually really helpful to know! I'll check my card first thing on the 8th. Really hope it comes through by then. Did you have to call the main UC number when you had that issue?

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Yes, I had to call the main PA UC number (888-313-7284). It took forever to get through though. I started calling right when they opened at 8am and still waited on hold for over an hour. If you can't get through, definitely try the Claimyr service I mentioned. It's worth it when you're stressing about money not showing up.

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Just to add: the Money Network card also has its own customer service line (1-888-233-5916) that's often easier to reach than the UC service center. They can at least tell you if a payment has been posted to your card or is pending, even if they can't help with claim issues.

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I've been dealing with PA UC for about 6 months now and here's what I've learned about timing: The pay date is when they release the funds, but it doesn't mean instant availability. For Money Network cards specifically, I usually see mine post between 11pm-2am the night OF the pay date or by 8am the next morning. So for your 10/7 pay date, check your card balance late Monday night or first thing Tuesday morning. One tip - download the Money Network app if you haven't already. It sends push notifications when deposits hit, so you don't have to keep checking manually. Also, some ATMs (especially PNC) will show pending deposits before they're fully available, which can give you peace of mind that the money is coming. Good luck with your rent situation! Most landlords understand these delays if you communicate with them ahead of time.

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This is super helpful info! I didn't know about the Money Network app notifications - just downloaded it and set up alerts. That'll definitely save me from obsessively checking my balance every hour. The tip about PNC ATMs showing pending deposits is great too since there's one right by my apartment. Really appreciate you taking the time to share all these details!

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