PA UC payment method confusion - Got Money Network card after switching to direct deposit, will this mess up my claim?
I'm super stressed about my PA unemployment payment situation! My claim has been 'under review' for about 3 weeks now, and today I received a Money Network debit card in the mail. Here's the thing - I changed my payment method to direct deposit two days ago through the PA UC portal. Now I'm confused and worried... should I still activate this card just in case? Or will activating it somehow override my direct deposit selection and mess up how I get paid once (if??) my claim gets approved? Has anyone dealt with this situation before? The timing is making me anxious since I'm already waiting on this review to complete. Thanks for any help!
18 comments


Noah Torres
Go ahead and activate the card. It won't affect your direct deposit selection at all. The PA UC system automatically sends these cards out early in the process regardless of your payment method. Your most recent payment method selection (direct deposit) will be what's used when your claim is approved. If your claim gets approved before the direct deposit info is fully processed, they might send your first payment to the card, but subsequent payments would go to direct deposit. Either way, having the card activated gives you a backup option.
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Natalie Wang
•Thank you!!! That's such a relief. I was worried activating it would somehow override my direct deposit selection. Do you know approximately how long the 'under review' status typically lasts? I'm getting really anxious about making my rent payment next month.
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Samantha Hall
I had the exact same thing happen last year! Got the card even tho I set up direct deposit. Didnt matter, my $ still went to my bank account when my claim finally got approved.
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Natalie Wang
•That's great to hear from someone who experienced the same thing! Did your claim take a long time to be approved?
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Ryan Young
activate it anyway. better 2 have options ya know? the PA system is so messed up sometimes they might put money on their even if you picked direct deposit
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Sophia Clark
•THIS!!! happened to me! Set up direct deposit but first payment went to card and rest to bank. UC system is held together with duct tape and prayers lol
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Katherine Harris
You should definitely activate the Money Network card regardless of selecting direct deposit. Here's why: PA UC's system processes these changes in batches, and sometimes there's a delay between when you select direct deposit and when it's fully implemented in their system. If your claim is approved during this transition period, they might send your first payment to the card while your direct deposit is still being set up. I've seen this happen to several claimants - they get their first payment on the card, then subsequent payments go to direct deposit. Regarding your claim being under review: this can take anywhere from 2-6 weeks depending on the specific issue they're reviewing. If you need to check on the status, you might want to try Claimyr (claimyr.com) to get through to a PA UC representative. They have a service that helps you bypass the busy signals and actually reach someone. There's a video demo at https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 that shows how it works. Getting actual info about your specific review reason can help set expectations about timeline.
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Natalie Wang
•Thank you for the detailed explanation! That makes a lot of sense about the transition period. I'll definitely activate the card just to be safe. 2-6 weeks sounds like forever when bills are due, but at least now I have a better idea of what to expect. I'll check out that Claimyr thing - at this point I'm desperate to talk to a real person about my claim.
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Madison Allen
Everybody gets the card automatically. Its just how they do it. Doesnt matter if you pick direct deposit. I actually ended up using my card for a while cuz my direct deposit info had a typo and I didnt realize it lol. Just activate it to be safe.
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Joshua Wood
•This is correct but incomplete information. While everyone does receive a Money Network card, your payment preference selection in the system determines where funds are deposited. The system takes approximately 2-3 business days to process direct deposit changes. If your claim is approved during this processing window, funds may be sent to the card instead. Additionally, some claim types (particularly if there's been an issue or special circumstance) may default to card payment for the first payment regardless of preferences selected. This is why maintaining both payment methods is advisable.
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Sophia Clark
THE REVIEW PROCESS IS THE REAL PROBLEM HERE! I've been waiting FIVE WEEKS with my claim "under review" and can't get a straight answer from anyone! The payment method won't matter if they keep your claim in limbo forever! Call them EVERY DAY until someone fixes it!!!
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Samantha Hall
•Same thing happened to my brother-in-law. His was under review for almost 2 months before it got approved. Calling didn't seem to speed anything up. System is totally broken.
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Joshua Wood
To directly answer your question: Yes, activate the Money Network card. This will not interfere with your direct deposit selection. The PA UC system issues these cards to all claimants as a standard procedure, regardless of payment method selection. Regarding your claim status: "Under review" typically indicates that there's a non-monetary issue that needs to be resolved before benefits can be paid. Common reasons include: 1. Employment verification needs 2. Separation reason investigation 3. Wage discrepancies 4. Work search compliance verification The average resolution time for reviews is currently running about 3-4 weeks in Pennsylvania, though some cases may take longer depending on complexity and current workload. If you haven't received any correspondence specifying what's being reviewed, check your dashboard for any "Open Issues" listed. You can also check if there are any action items in your correspondence section requiring additional documentation.
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Natalie Wang
•Thank you for the detailed information! I just checked my dashboard and there is an open issue listed as "employment separation - voluntary quit" which is frustrating because I was laid off, not quit. I think there must be some misunderstanding with my former employer. Is this something I need to address right away?
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Joshua Wood
Regarding your open issue of "employment separation - voluntary quit": This is critical to address immediately. This classification is likely why your claim is under review, as voluntary quits generally do not qualify for benefits unless they meet specific criteria. You should: 1. Gather documentation proving you were laid off (termination letter, severance documents, etc.) 2. Submit this information through your dashboard under the "Provide Additional Documentation" section 3. Call the UC service center to specifically address this misclassification This type of issue typically requires an interview with a claims examiner to resolve the discrepancy between your statement (laid off) and your employer's apparent statement (voluntary quit). These interviews are scheduled automatically, but reaching out proactively can sometimes expedite the process.
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Natalie Wang
•This explains everything! I had no idea there was this classification issue. I do have an email from my manager confirming the layoff, so I'll upload that right away. Thank you so much for pointing me in the right direction!
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Madison Allen
anyone tried using claimyr to get thru to unemployment? thinking of trying it since i cant get anyone on the phone and have been waiting 4 weeks with an issue on my claim
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Noah Torres
•Yes, I used Claimyr when I had an issue similar to the OP's. Was able to get through to a rep in about 30 minutes instead of spending days trying to call. They were able to see exactly why my claim was held up and gave me specific steps to resolve it. The video demo on their site (https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2) shows exactly how it works. Totally worth it to finally get answers instead of just waiting and wondering.
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