PA UC direct deposit to Varo Bank? Timing differences from ReliaCard payments?

I switched from ReliaCard to direct deposit with PNC about 6 months ago. The switch itself took about 2 weeks to fully process - that was one payment cycle where things were a bit weird. After that, my deposits hit my account Monday afternoons (usually around 2-3pm) when I file on Sunday. So definitely faster than the Tuesday morning ReliaCard loads. Can't speak specifically to Varo though.

I use Varo and my deposits hit around noon on Monday when I file Sunday!!! wayyy better than that stupid ReliaCard system that always had me waiting

The timing depends more on when PA UC releases the funds than on your specific bank. They typically process payments in batches Monday mornings for Sunday filers. Some banks post the pending ACH faster than others. As for switching from ReliaCard to direct deposit, it usually takes 1-2 payment cycles. When you update your payment method in your dashboard, you'll see a message saying when the change will take effect. Your payments won't stop, but there might be one awkward cycle where you're not 100% sure where the money will land. Make sure you don't close your ReliaCard account until you've successfully received a payment via direct deposit to your new bank.

i tried 2 switch mind 2 cashapp and it took 3 weeks and then they sent me a letter saying i had 2 call them to verify?? so annoying

I had major issues trying to switch my direct deposit info. The UC system kept giving me errors online, and I wasted HOURS trying to get through on the phone. Finally used a service called Claimyr (claimyr.com) that got me connected to a UC agent within 20 minutes instead of spending all day redialing. The agent was able to update my direct deposit info right away. They have a video showing how it works: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 As for Varo specifically, my roommate uses them and gets his UC payment around 1pm on Mondays after filing Sunday.

DONT DO IT!!!! I switched to direct deposit and it took FOREVER and then my payment got lost in the system for 3 WEEKS and I couldn't pay rent!!! The UC system is BROKEN and they don't care about us at all!!! At least with the ReliaCard you KNOW when it's coming!!!

I think I've seen people post about this before. I remember someone saying that online banks like Varo sometimes get the money faster because they post the ACH as soon as they get notification instead of waiting for actual settlement like traditional banks. Not sure if that's true but might explain why some people see it Monday and others Tuesday.

One important thing to know: when you switch, make sure you're entering your direct deposit information correctly in your dashboard. Double-check the routing and account numbers. I've seen several posts here where people transposed numbers by accident and then their payments got delayed while PA UC sorted it out. Also, keep enough money in both accounts during the transition period just to be safe.

btw once u switch to varo download their app it sends notifications the second money hits ur account its awesome

I've been using Varo for my PA UC direct deposits for about 8 months now and it's been great! I typically get my payments around 11am-12pm on Mondays after filing Sunday, which is way better than waiting until Tuesday morning with ReliaCard. The switch took about 10 days for me - I kept getting ReliaCard deposits until one week it just showed up in my Varo account instead. No issues at all during the transition. Just make sure you don't close your ReliaCard until you see that first direct deposit hit Varo successfully. The instant notifications through their app are a game changer too - you'll know the second your payment arrives!

I've been using Varo for my PA UC deposits for about 6 months now and it's been solid! Usually get my payments around 11:30am on Mondays after filing Sunday. The switch from ReliaCard took exactly 2 weeks for me - got one more payment on the card, then the next one went straight to Varo with no issues. One tip: screenshot your Varo routing/account numbers instead of typing them in manually when you update your payment info. I almost made a typo the first time but caught it. Also keep like $20 in your ReliaCard account during the switch just in case there's any weird timing with the last payment. The Varo app notifications are clutch - you'll get pinged the second your money hits!

I switched from ReliaCard to Varo about 4 months ago and it's been a game changer! My deposits hit around 12:30pm on Mondays consistently after filing on Sunday. The transition took about 2 weeks - I got nervous when my ReliaCard didn't load one Tuesday but then found the money in my Varo account that same afternoon. Pro tip: Log into your UC dashboard and update the direct deposit info on a Tuesday or Wednesday so you have time to double-check everything before your next filing. I also recommend taking a photo of your bank info screen in the Varo app so you can reference it while entering the routing/account numbers. The instant push notifications are amazing - no more obsessively checking the ReliaCard balance at 5am on Tuesdays!

I made the switch from ReliaCard to Varo about 3 months ago and it's been awesome! My deposits usually hit between 12-1pm on Mondays after I file on Sunday, which is so much better than waiting until Tuesday morning. The transition was smooth - took about 2 weeks total. I kept getting ReliaCard deposits for one more cycle, then it automatically switched to Varo. Just a heads up - make sure you have the correct routing number for Varo (it's 124303120) and double-check your account number. I almost entered it wrong the first time. Also don't cancel your ReliaCard right away, wait until you get at least one successful direct deposit to Varo first. The app notifications are great too - you'll know instantly when your money arrives instead of guessing!

I've been using Varo for my PA UC deposits for about a year now and can confirm everything people are saying here! My payments consistently hit around 11:30am-12:30pm on Mondays after filing Sunday, which is such a huge improvement over the Tuesday morning ReliaCard timing. The switch took exactly 2 weeks for me - got one final payment on ReliaCard, then boom, next payment was in my Varo account. No hiccups at all. Just make sure when you update your direct deposit info in the UC dashboard that you copy/paste or screenshot your account details from the Varo app to avoid any typos. I've seen people here mess that up and it causes delays. One thing I love about Varo is their customer service is actually decent if you ever need help, unlike trying to get through to PA UC on the phone. The instant notifications are clutch too - you'll get that sweet "money deposited" ping and know you're good to go. Definitely worth making the switch!

I've been using Varo for my PA UC direct deposits for about 5 months now and it's been great! My payments typically arrive around 12:15pm on Mondays after I file on Sunday, which is so much better than waiting until Tuesday morning with the ReliaCard. The transition took about 10-12 days for me. I updated my direct deposit info on a Wednesday, kept filing as normal, and got one more ReliaCard payment before it switched over to Varo automatically. No missed payments or weird issues during the switch. Just make sure you have your Varo routing number (124303120) and account number ready when you update your payment info. I took screenshots of both from my Varo app to make sure I didn't make any typos. Also definitely keep your ReliaCard active until you see at least one successful deposit in your Varo account - better safe than sorry! The instant notifications through the Varo app are amazing. You'll get pinged the second your money hits instead of constantly refreshing the ReliaCard site. Totally worth making the switch if you're already using Varo for your other banking!

I switched from ReliaCard to Varo about 2 months ago and it's been fantastic! My deposits hit around 11:45am on Mondays consistently after filing Sunday - such a relief compared to those stressful Tuesday morning waits with ReliaCard. The transition was smoother than I expected - took about 2 weeks total. I got one final ReliaCard payment, then the next one showed up in my Varo account right on schedule. No missed payments or confusion. My advice: Update your direct deposit info mid-week (Tuesday-Thursday) so you have time to double-check everything before your next filing. Copy your routing number (124303120) and account number directly from your Varo app - don't type them manually. And definitely keep some money in your ReliaCard account during the switch just as a safety net. The Varo app notifications are incredible - you get that instant ping when your money arrives instead of obsessively checking the ReliaCard balance. Plus Varo's customer service is way better than trying to get through to PA UC if you ever need help. Highly recommend making the switch if you're already using Varo for everything else!