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Chloe Taylor

My NY unemployment maximum benefit rate suddenly increased - normal or mistake?

I just checked my NY unemployment account online and noticed my maximum benefit rate increased by $74 compared to last week. I didn't do anything different with my claims and haven't reported any new employment. Has anyone else experienced a random increase in their benefit amount? Should I be worried they made a mistake and will ask for this money back later? I'm happy about the extra money but don't want to get hit with an overpayment issue down the road.

ShadowHunter

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did u get any letter or notice in ur inbox? they usually dont just change benefit amounts for no reason

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Chloe Taylor

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Nothing in my inbox or messages. The payment just showed up higher than before. That's why I'm concerned.

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Diego Ramirez

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This actually happened to me last month! I freaked out thinking I was getting money I wasn't supposed to. Turns out the NYSDOL did their annual adjustment to benefit rates in January 2025. The max weekly benefit increased for everyone based on some calculation with the average weekly wage in NY. It's totally normal and you don't need to worry about paying it back.

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Chloe Taylor

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Oh wow, I had no idea they did annual adjustments! That's such a relief to hear. Thank you for explaining!

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The previous response is correct. New York adjusts its maximum benefit rate annually based on the state's average weekly wage. For 2025, the maximum weekly benefit rate increased from $625 to $699, which matches your $74 increase. This adjustment happens automatically in the system for qualified claimants, which is why you didn't receive any specific notification about it. This is standard procedure and nothing to worry about.

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Sean O'Connor

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wait they didnt even tell people???? typical government BS, they never communicate anything properly. but hey, more money is more money i guess lol

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Zara Ahmed

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I'm going through the same thing but in reverse! My benefit amount DECREASED by $53 last week with zero explanation. Has anyone dealt with a sudden decrease? Should I be calling them about this or is there some other adjustment going on that I'm missing? Feeling really stressed about this since I budget everything to the dollar.

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A decrease is different from an increase and should be investigated. This could be due to a recalculation of your base period wages, a partial benefit reduction if you reported earnings, or potentially an error. I recommend checking your payment history for any notes and contacting NYSDOL directly to inquire about the specific reason for your reduction.

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Luca Conti

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OMGGG trying to call NYSDOL to ask about benefit changes is IMPOSSIBLE!!!! I tried for THREE DAYS last week to get through about my claim issues. The automated system just hangs up when they're "too busy" which is ALWAYS. Anyone found a way to actually talk to a real person there???

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Nia Johnson

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I was in the same boat trying to reach NYSDOL about my benefit rate change. After getting nowhere for days, I tried this service called Claimyr that got me through to an agent in about 40 minutes. They basically call for you and then connect you when they reach someone. Saved me hours of redial hell. You can see how it works here: https://youtu.be/Rdqa1gKtxuE and their website is claimyr.com. It worked really well when I needed to ask about my benefit calculation.

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Sean O'Connor

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i'm pretty sure the increase happens every January. my friend who's been on unemployment longer said it's normal. they never send notices about good news lol only when they want money back.

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Chloe Taylor

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That makes sense. I guess I was just paranoid because of all the stories about overpayments. Thanks for confirming!

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Zara Ahmed

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Does anyone know if these rate adjustments affect everyone equally? Like do people at the maximum benefit rate get the same dollar increase as people at lower benefit rates? I'm trying to understand if the whole scale shifted or just the maximum.

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Great question. The adjustment primarily affects those receiving the maximum benefit rate. If your calculated benefit was already below the previous maximum, your rate typically wouldn't change. However, if your calculated benefit was capped at the old maximum but would have been higher, you might see an increase up to the new maximum. It's not a percentage increase across all benefit levels.

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Diego Ramirez

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By the way, I had a similar panic when I first saw my benefit increase. I literally took screenshots of everything just in case they tried to say I did something wrong later. The unemployment system makes us all so paranoid! But like others said, this annual adjustment is totally legit.

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Chloe Taylor

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Taking screenshots is actually a really good idea regardless. I'm going to start doing that with all my claim information. Better safe than sorry!

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ShadowHunter

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so we all just got a raise without being told?? sweet! im buying pizza tonight lol

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Chloe Taylor

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Thanks everyone for the reassurance! I feel so much better knowing this is just a normal annual adjustment and not some mistake that's going to come back to haunt me. It's weird they don't send a notice about it, but I'll take the extra money without complaint!

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Diego Ramirez

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Yeah, the lack of communication is frustrating but pretty typical. Just be aware this might affect your total benefit amount/length. If you're on regular UI with a set maximum benefit amount, you might reach that limit a little faster with the higher weekly payments. Just something to keep in mind for budgeting!

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Ethan Brown

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I just want to add that if anyone is still worried about this, you can actually find documentation about the annual benefit rate adjustments on the NYSDOL website under their "News & Updates" section. They do publish the new rates there, just not great at proactively notifying individual claimants. I learned this after my own panic when my rate jumped up earlier this year. Also worth noting - if you're concerned about any changes to your benefits, you can always request a "monetary determination" review to get official documentation of how your benefit rate was calculated.

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Savannah Vin

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Thanks for mentioning the monetary determination review option! I didn't know you could request that. That's really helpful to know for future reference. It's good to have that official documentation available if needed, especially since the system can be so confusing sometimes.

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Zara Malik

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Just wanted to share my experience for anyone else who might be worried about this! I had the exact same thing happen - my benefit rate jumped from $625 to $699 overnight with no explanation. I was terrified they'd made a mistake and would demand the money back later. But after reading through all these responses and doing some digging, I found out this is totally normal. The state adjusts the maximum benefit rate every January based on wage data from the previous year. It's automatic for people who were already at or near the maximum rate. I wish they'd send some kind of notification about it though - would save us all the panic! But definitely keep taking those screenshots of everything just in case.

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This is so reassuring to read! I'm new to the unemployment system and seeing that sudden increase without any explanation was really nerve-wracking. It's crazy that they don't send any kind of heads up about these adjustments - even just a simple "Your benefit rate has been updated due to the annual state wage adjustment" message would prevent so much confusion and anxiety. But I'm definitely going to start taking screenshots of everything like you mentioned. Better to have documentation than be caught off guard later!

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Max Reyes

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This thread has been super helpful! I had the same $74 increase and was convinced I was going to get hit with an overpayment demand later. It's honestly ridiculous that NYSDOL doesn't send any kind of notification about these annual adjustments - a simple automated message explaining the rate change would save so many people from panicking. I spent way too much time last week worried I'd somehow double-claimed or made some other mistake. Thanks to everyone who explained this is just the normal January adjustment based on state wage data. Definitely going to start documenting everything with screenshots from now on!

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Arjun Kurti

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I'm so glad I found this thread! I literally had the same panic when I saw my benefit amount jump up without any explanation. The lack of communication from NYSDOL is honestly frustrating - like you said, just a simple automated message would prevent so much stress and confusion. I was convinced I was going to owe money back or something. It's really helpful to know this is just their standard annual adjustment process. Thanks to everyone who shared their experiences - it's made me feel so much better about the whole situation!

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Paolo Marino

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I'm dealing with this exact same situation right now! My benefit rate went from $625 to $699 seemingly overnight and I've been losing sleep over it thinking NYSDOL made some kind of error. Reading through all these responses has been such a huge relief - I had no idea about the annual wage adjustments that happen in January. It's honestly pretty frustrating that they don't send any kind of notification about this change. Even a simple message in our online accounts saying "Your benefit rate has been adjusted due to the 2025 annual wage review" would prevent so much anxiety. I was literally googling "unemployment overpayment penalties" at 2am last night! Thanks to everyone who shared their experiences - this community is so helpful for navigating all the confusing parts of the unemployment system.

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