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So I've been collecting unemployment for about 6 months now and today when I tried to file my weekly claim on my.ny.gov it says my benefits are 'exhausted.' I'm completely confused because I thought unemployment lasted longer than this? I still haven't found a job and really need these payments to continue. Does this mean I can't get any more money from NYS Department of Labor? Is there anything else I can apply for or am I just out of luck? Really stressed about this because I have rent due next week.
Got approved for benefits last Thursday and set up direct deposit through my.ny.gov. My bank account info shows as verified but I still haven't received anything. This is my first time on unemployment so I'm not sure what's normal. How long does it usually take for NYS Department of Labor to actually send the money once everything is approved? Really need to know when I can expect it to hit my account.
ugh the whole system is so confusing!! why cant they just send the money when they approve you like every other normal system. i've been waiting 5 days and still nothing
I had the exact same confusion when I first got approved! The approval just means you're eligible - you still have to do the weekly certification every Sunday through Wednesday to actually get paid. I'd log into my.ny.gov right now and check if there's a pending weekly claim waiting for you. Once you certify for your first week, the direct deposit should hit within 2-3 business days. The system is definitely not intuitive but once you get into the rhythm it becomes routine.
I'm 58 and was laid off from my job at a manufacturing company after 22 years. I started receiving my pension right away which is about $1,800 per month. Now I'm trying to file for unemployment but I'm not sure if my pension will affect my weekly benefit amount or if I can even get unemployment at all. The NYS Department of Labor website mentions something about pension deductions but it's confusing. Has anyone been in this situation? Will they reduce my UI benefits dollar for dollar or is there some other formula?
I'm dealing with something similar right now. Just turned 60 and got laid off after 25 years at my company. My pension is $1,650/month and I'm still waiting to hear back from NYS DOL about my claim status. From what I've researched, there might be some differences in how they treat pensions if you were involuntarily separated (like a layoff) versus voluntary retirement. Also, I've heard that if your pension is from a different employer than where you were laid off from, the rules might be different. Has anyone had experience with that scenario? It's so confusing trying to navigate all these regulations when you're already stressed about finding new work at our age.
@Lucas Kowalski This is incredibly helpful information! I had no idea about the different employer rule. My pension is actually from my current employer where I was just laid off, so it sounds like I m'in the same boat as @Natasha Kuznetsova. But knowing that involuntary separation might be treated differently gives me some hope. Did you have to provide specific documentation to prove it was a layoff versus voluntary? I m'worried they might question whether it was truly involuntary since I m'pension-eligible age. The whole process feels like you need a law degree just to understand your rights.
This is really helpful information! I had no idea about the different employer pension rule. My pension is actually from the same company I just got laid off from - I was eligible for early retirement at 58 but then they did the layoffs anyway. So it sounds like I'm probably stuck with the reduction. Lucas, when you say they're more lenient with layoffs, does that mean there might still be some wiggle room even if it's the same employer? I'm going to try that claimyr service Isabella mentioned to actually get through to someone at NYS DOL. Thanks everyone for sharing your experiences - at least now I know what to expect.
I'm in a very similar boat - 55 years old, laid off after 18 years, and getting a pension of about $1,400/month. What I learned from my experience is that you definitely need to report the pension upfront when filing your claim, but there are some nuances that might help your situation. First, make sure to clarify with NYS DOL whether your pension is considered "employer-contributory" - if you contributed your own money to it through payroll deductions, that portion might not count against your benefits. Second, if you're actively looking for work (which it sounds like you are), emphasize that you're available and able to work - this isn't a retirement situation. I'd also recommend documenting everything about your layoff and pension details before calling them, because you'll likely need to provide specific information about how the pension is funded and calculated. The system is definitely frustrating, but don't give up - there might be more options than the initial determination suggests.
@Chloe Delgado This is really helpful information! I hadn t'thought about the employer-contributory aspect - I definitely contributed through payroll deductions over the years, so that might make a difference. Do you know how they calculate what portion was employee vs employer contributions? Also, when you mentioned documenting everything about the layoff, what specific details did they ask for? I want to make sure I have everything ready before I try to get through to someone at NYS DOL. @Isabella Ferreira I might also look into that claimyr service you mentioned since getting through to an actual person seems to be the biggest challenge here.
I'm trying to figure out which type of unemployment benefits would give me the highest weekly payment amount through NYS Department of Labor. I was making $75,000 annually before getting laid off last month from my tech job in Manhattan. When I calculate my base period wages, it looks like I might qualify for different benefit amounts depending on how they process my claim. Has anyone dealt with maximizing their weekly benefit rate? I heard there might be differences between regular UI and other programs but I'm not sure what applies to my situation.
Just to confirm what others said - $504 is definitely the max weekly in NY right now. I got laid off from finance making $95k and that's exactly what I receive. There's no special high earner program or anything like that.
Just went through this myself after getting laid off from a marketing role in Brooklyn. With your $75k salary, you should definitely qualify for close to the maximum $504/week. One thing to watch out for - make sure you file your claim promptly because the base period calculation can shift if you wait too long. Also, if you had any bonus payments or commission during your highest earning quarter, those count toward your benefit calculation too. The NYS DOL website has a benefit calculator tool that can give you a rough estimate before you file, which might help ease some of the uncertainty while you're waiting for your official determination.
I'm really confused about something and need help understanding the rules. I've been collecting unemployment for about 6 weeks now, but last week I picked up some part-time work at a restaurant - just two shifts, made about $180. I reported it on my weekly claim like I'm supposed to, but now I'm worried I did something wrong. What exactly happens when you work while getting unemployment benefits? Will NYS Department of Labor reduce my payment or cut me off completely? I'm scared I messed up somehow even though I was honest about the earnings.
Just make sure you keep track of your hours and earnings! NYS Department of Labor cross-references with employer wage reports so they WILL find out if you don't report correctly. I've seen people get massive overpayment bills because they thought they could hide small jobs.
You're absolutely doing everything right by reporting your earnings! I've been in a similar situation and the anxiety is totally understandable. Just to add to what others have said - the NYS Department of Labor actually encourages part-time work while on unemployment because it helps people transition back to full employment. The partial benefit system is designed specifically for situations like yours. Keep detailed records of your work hours and pay stubs, and continue reporting honestly each week. You're not going to get in trouble for working part-time and reporting it correctly - that's exactly what you're supposed to do!
Dmitry Sokolov
Also make sure you're still doing your job search requirements even though benefits exhausted. I think you have to keep certifying that you're looking for work in case you do qualify for a new claim period. Don't want to mess up any future eligibility.
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Lucy Lam
I'm in a similar situation and just wanted to add that you should also check if there are any state or local assistance programs available while you're figuring out the unemployment situation. Many counties in NY have emergency rental assistance programs that can help with rent if you're facing eviction. Also, make sure to apply for SNAP benefits if you haven't already - the income limits are higher now and it can help stretch your budget while you're looking for work. The process for a new unemployment claim can take a few weeks even if you do qualify, so having other support in place is crucial. Hang in there, this system is really tough to navigate but there are other resources out there.
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Jamal Washington
For rental assistance, check your county's website - most have emergency rental assistance programs. In NYC it's the Emergency Rental Assistance Program (ERAP), but each county runs their own. You can also call 211 for local resources. For SNAP, apply online at mybenefits.ny.gov or go to your local Department of Social Services office. Don't worry - applying for these programs won't hurt your unemployment eligibility at all. They're completely separate systems and receiving SNAP or rental help doesn't disqualify you from filing a new UI claim if you meet the work requirements. The key is to apply for everything you might qualify for right now since the new unemployment claim process can take weeks.
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Noah Torres
@Destiny Bryant Applying for other assistance programs like SNAP or rental assistance won t'hurt your unemployment eligibility at all - they re'completely separate systems. For county programs, try searching [your "county name] emergency rental assistance or" call 211 which is a helpline that connects you to local resources. Many counties also have their websites list assistance programs under social services. Also check with local nonprofits and community organizations - they often know about programs that aren t'well advertised. Don t'wait on the rent situation, reach out today since these programs can sometimes provide immediate help while unemployment stuff gets sorted out.
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