Missing $550.79 NY unemployment tax refund from July 2021 - help understanding my IRS transcript

Looks like they already sent it out back in July. That $550.79 line is your refund from the amended return (the $547 tax reduction plus $3.79 interest). The IRS probably mailed you a check instead of direct deposit. Check with USPS or see if you can request a payment trace from the IRS. Good luck!

After months of trying to reach someone at the IRS about my missing refund, I found this service called Claimyr (claimyr.com) that helped me get through to a live agent. They basically wait on hold for you then call you when someone picks up. Talking to an agent got my $ unlocked so fast! Here's a vid explaining how it works: https://youtu.be/Rdqa1gKtxuE

When the IRS sends amended return refunds, they almost always mail paper checks even if your original refund was direct deposit. I'd bet that check either went to your old address or got lost in the mail. You need to call them and request a payment trace.

The ny unemployment tax break was such a mess last year. I think EVERYONE had issues with it. My refund went to pay off some old student loans I didn't even know I still had!! Make sure to check if they offset your refund for any past debts.

The 846 code with $550.79 means they sent your refund on 7/14/21. BUT this doesn't mean you actually received it. I had the same issue - my check was apparently 'delivered' but I never got it. Call the IRS at 1-800-829-1040 but be prepared to wait FOREVER. I finally got through using claimyr.com after trying for weeks on my own.

Same exact thing happened to me! Filed my taxes in Feb 2020, got my original refund, then had the unemployment tax break thing. IRS sent me a letter saying I'd get money but nothing came. When I FINALLY got thru to someone, they said they mailed a check that was returned as undeliverable. Check your address on file with the IRS!! Might not match what you think.

🔥🔥🔥 FOR ANYONE DEALING WITH TAX TRANSCRIPT ISSUES: 🔥🔥🔥 Let me break this down for you as someone who worked for the IRS for 7 years: 1) The code 846 with $550.79 means they issued a refund on 07-14-2021. The $547 is the tax they removed based on your amended return, and the $3.79 is interest they paid you for the delay. 2) Amended return refunds are ALWAYS issued as paper checks, even if your original refund was direct deposit. This is IRS policy and catches many people off guard. 3) If you moved and didn't file a change of address with USPS or the IRS, your check likely went to your old address. After a certain period, it would be returned to the IRS as undeliverable. 4) At this point (9+ months later), you need to call the IRS and request a payment trace. They can verify if the check was cashed or returned and issue a replacement. 5) Getting through to the IRS is notoriously difficult. The best times to call are early morning (7am EST) or late afternoon (5-7pm EST). Alternatively, use a service like claimyr.com which will wait on hold for you and connect you when an agent picks up. 6) Once you get through, explain that you never received your amended return refund despite the transcript showing it was issued. They'll start a payment trace and either reissue the check or investigate further. Good luck! The unemployment tax break situation from 2020 was a nightmare for millions of people, so you're definitely not alone in this struggle.

In the same boat. Got the letter from IRS, never got the money. Transcript shows they issued it. Had to do a payment trace. Apparently the check was mail but never cashed. Been waiting for reissue for 4 months now! 🤦‍♂️

The IRS is such a joke with this stuff. They have all our bank info for direct deposit but still send paper checks for amended returns IN 2021! AND they don't automatically update your address with USPS change of address forms. So frustrating. I've been dealing with ny unemployment AND irs nonsense all year.

went through this exact thing. Call the IRS, do a payment trace, and you'll probably find out they mailed the check to an old address. they can reissue it once they confirm the original was never cashed. but the hold times are brutal so I'd recommend using a service like claimyr to get thru to someone.

have u checked unclaimed funds? sometimes if checks arent cashed they end up in the state unclaimed property office. worth a look since its been so long

For what its worth, I had EXACTLY the same issue with my NY unemployment tax refund. Check was mailed to wrong address even tho I had direct deposit set up. Took 3 months and 20+ calls to finally get it sorted. The IRS is completely overwhelmed still.

I've dealt with this disaster too 😤 Not sure if anyone mentioned, but you can also contact your local Taxpayer Advocate Service office for help if you're having financial hardship due to not receiving your refund. They can sometimes move things along faster than regular IRS channels.