Effective date issue on ny unemployment claim - receiving less benefits than expected
Hi everyone, I'm really confused about my NY unemployment claim effective date issue. I applied on January 3, 2025, but they somehow used January 17 as my effective date. This has resulted in my weekly benefit amount being $143 less than what I should be getting based on my wage history. I've been trying to call NY unemployment for THREE WEEKS straight with no luck getting through to a real person. The automated system just keeps telling me about pending claims and then hangs up! When I check my account online, everything looks 'processed' but with the wrong effective date. Has anyone dealt with something similar or know how to fix an effective date? This difference is costing me over $570 a month that I desperately need for rent.
20 comments
Vera Visnjic
This is a common issue, especially during busy claim periods. The effective date should be the Sunday of the week you filed your claim. When the system is overloaded, sometimes the wrong date gets assigned. You need to speak with a claims specialist to get this fixed - they can adjust your effective date which will recalculate your benefit amount. Try calling right when they open at 8am or just before they close at 4:30pm when call volume is typically lower. Have your wage documents ready to verify your correct benefit calculation.
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Mason Lopez
Thanks for the advice! I've tried calling at 8am SHARP every day this week but still get stuck in the endless queue. Do you know if there's an email address or online form specifically for effective date issues? The general contact form seems to go into a black hole.
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Jake Sinclair
same thing happened 2 me last month!!! they used wrong date and i got $164 less each wek. took me 6 days of calling b4 i got thru to fix it. keep trying!!
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Mason Lopez
6 days of calling non-stop? That's so frustrating! Did they backpay you for the weeks they underpaid you after they fixed it?
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Jake Sinclair
yea they did backpay but took almost 3 weeks to get the money. u gotta be super clear about wanting backpay when u finally reach someone
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Brielle Johnson
I was dealing with the EXACT same issue last month - wrong effective date and $115 less per week. After two weeks of not getting through on the phones, I tried Claimyr (claimyr.com) which got me connected to an agent in about 20 minutes. They have this video showing how it works: https://youtu.be/Rdqa1gKtxuE The agent was able to correct my effective date while I was on the phone, and my next payment was the correct amount. They also processed backpay for the previous weeks where I received the lower amount. Definitely worth trying if you're desperate to get this fixed.
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Honorah King
does this claimyr thing actually work? seems weird that something like that exists when the regular line never answers
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Mason Lopez
Thanks for the suggestion! I checked out the video and it seems like exactly what I need right now. After three weeks of trying, I'm willing to try anything that might actually get me through to a real person. Did they fix your issue during that first call or did you need multiple calls?
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Oliver Brown
THE WHOLE SYSTEM IS DESIGNED TO SHORTCHANGE US!!!! They DELIBERATELY use wrong dates, wrong wages, wrong everything to pay us less and hope we don't notice or give up fighting it. I had FIVE different issues with my claim and spent MONTHS getting it fixed. They owed me over $2,600 in backpay and I had to threaten to call my assemblyman before they finally processed it! DON'T GIVE UP! Document EVERYTHING - dates you call, who you speak to, what they say. The system is BROKEN ON PURPOSE!
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Mary Bates
While I understand your frustration, I need to clarify that these issues are typically due to system overload and processing errors, not deliberate attempts to underpay. The NYS DOL handles millions of claims, and during peak periods, mistakes happen. That said, you're absolutely right about documenting everything and being persistent.
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Mason Lopez
I hadn't thought about contacting my assembly member - that's a good backup plan if I can't get this resolved soon. Thanks for the suggestion about documentation too. I've been keeping notes of my calls but should probably be more detailed.
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Mary Bates
Effective date issues can definitely impact your benefit amount. Here's what you need to know: 1. By NY law, your effective date should be the Sunday of the week you first filed your claim 2. Your base period for wage calculation is determined by this effective date 3. If your highest earning quarters fall outside the incorrect base period, that explains your lower benefit amount When you reach a representative, specifically request: - A review of your effective date (provide your actual application date) - A recalculation of your base period using the correct effective date - Backpay for any underpaid weeks They can process this change while you're on the phone if you're persistent about staying on the line until it's fully resolved.
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Mason Lopez
This is SO helpful! I'm looking at my wage statement now and that's exactly what happened - my highest-earning quarter fell outside the base period with the January 17 date, but would be included with my actual filing date of January 3. I'll make sure to specifically request those three things when I finally get through.
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Clay blendedgen
my cousin works for unemployment (not in NY tho) and she says wrong effective dates happen when there's a backlog of applications. have u tried the online message center? sometimes u can get faster help there than calling
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Mason Lopez
I sent two messages through the online portal over the past three weeks but haven't gotten any response. Is there a specific subject line or wording that might get their attention faster?
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Clay blendedgen
try putting "URGENT: Incorrect Effective Date - Reduced Benefits" in the subject. my cousin says they sort by subject keywords sometimes when they're backed up. worth a shot!
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Honorah King
just wondering... even with the lower amount are u still getting paid regularly? cause I've been waiting 5 weeks with ZERO payments and would take ANY amount at this point lol
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Mason Lopez
Yes, I am getting paid the lower amount regularly. I'm grateful for that at least, but still stressed about missing out on $570+ per month that I should be receiving. I hope your payment issues get resolved soon!
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Vera Visnjic
Just wanted to follow up - were you able to get through to a representative? If not, besides the suggestions others have mentioned, you can also try contacting your state senator or assembly member's office. They often have direct contacts at NYSDOL and can escalate cases like yours. Many unemployment issues get resolved quickly once a legislative office inquires about them.
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Mason Lopez
I'm going to try Claimyr tomorrow morning - if that doesn't work, I'll definitely reach out to my assembly member by the end of the week. I'll update here once I get it resolved in case anyone else runs into this same issue. Thanks everyone for all the help and suggestions!
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