Did anyone get a $0 test deposit from NY unemployment before real funds arrived?

Yeah I had that happen! The $0 deposit showed up on a Tuesday and then two days later my actual payment came through. It's just them verifying your account info is correct before sending the real money. Hang in there!

I found a way to get someone on the phone after dealing with the same issue! Used this service called Claimyr that waited on hold for me and then connected me to an actual agent when they picked up. Totally worth it because they confirmed my payment was being processed and fixed something in the system that was causing the delay. My funds hit my account the next day! Check it out: https://youtu.be/Rdqa1gKtxuE - talking to a human was the only thing that got my money moving.

I got that $0 deposit too but didn't get any real money for another 2 weeks 😤 Had to keep calling and finally got someone who told me there was an "issue" with my claim that needed manual review. So annoying.

It's the government's way of saying "we see you but we ain't paying you" 🤡

OK so here's whats actually happening - the $0 deposit is part of their verification process. The unemployment system uses what's called a "pre-note" or "pre-notification" to verify your account details before sending actual funds. This is standard ACH (Automated Clearing House) procedure for many financial institutions. If you've received this, it means: 1) Your banking info has been entered correctly in their system 2) They've initiated the payment process 3) The actual funds are typically processed within 2-5 business days after the test deposit However, if your claim is still showing as "pending" in the system, that's a separate issue. The $0 deposit just means your banking details are confirmed. I recommend: - Continue certifying weekly without fail - Check your message inbox on the portal daily - If no payment arrives within 5 business days, you need to contact them directly The fastest way to get this resolved is speaking to an actual agent. After multiple failed attempts calling directly, I used claimyr.com which got me connected to a real person who could look at my specific case. They identified a flag on my account that was holding up payments that I couldn't see on my end. Hang in there - the system is frustrating but persistence pays off.

I've been on unemployment for 4 months now and never saw a $0 deposit, just got my regular payments. Maybe its something new theyre doing?

This happened to me back in December. The zero dollar deposit showed up and then nothing for a week. I was FREAKING OUT. Turns out there was an identity verification issue that I had no idea about. Had to upload my ID again even though I already did that when I applied. NY unemployment system is a complete disaster.

i work at a bank (not in NY but general banking rules apply) and the $0 deposit is standard procedure for setting up new direct deposits. its called a pre-notification or test transaction to verify the account exists and is active before sending actual money. good sign that your payments should start soon.

I swear the NY unemployment system is designed to be confusing on purpose so people just give up. Took me 9 weeks to get my first payment and that was only after I reached a supervisor who could actually see what was wrong with my claim. Keep pushing!

my sister had the same thing happen she got a 0$ deposit then 3 days later all her backpay hit at once! like $3400! dont loose hope

Don't want to be that guy, but I'm coming up on month 2 of trying to get my benefits. The $0 deposit showed up TWO MONTHS AGO and still nothing. Called hundreds of times. Starting to think I'm just never going to see that money 😞

check your online account for any messages or "action required" notifications. sometimes they need additional info and dont tell you except in the portal. the $0 deposit usually means youre in the system but something is still holding up the actual payment.

Im in the same situation right now actually. Got the zero dollar deposit yesterday and was confused AF. Glad to know im not the only one! Hoping the real money follows soon 🤞

If you've been certifying but status says pending for 3 weeks, theres definitely an issue they need to fix manually. You need to talk to someone ASAP. Try calling right when they open at 8am, or use that claimyr service others mentioned - my cousin used it last week and said it worked.

Maybe unpopular opinion but has anyone else noticed how the ny unemployment system seems to work perfectly fine when they're TAKING money back for overpayments but mysteriously breaks down when they need to pay US? 🤔

the $0 deposit happens to verify ur bank details r correct. don't panic! but also don't just sit back and wait. keep certifying weekly, check ur messages in the portal daily, and try to get a human on the phone to check if theres any issues with ur claim. it took me calling 37 times before i got through last month.

I'm dealing with the exact same thing right now! Got the $0 deposit yesterday and my status has been stuck on pending for 2 weeks. Reading through all these comments is both reassuring and terrifying at the same time 😅 Some people got their money in 2-3 days, others are still waiting months. I think the key takeaway is that the $0 deposit is normal - it's just testing your bank info - but if you're stuck on pending for weeks like us, there's probably some kind of flag or issue that needs manual review. I'm going to check my messages in the portal daily and if nothing changes by Friday I'll try that claimyr service everyone keeps mentioning. Thanks for posting this question, at least now I know I'm not alone in this frustrating situation!

I'm going through the exact same thing right now! Got my $0 deposit this morning and have been stuck on pending for almost a month. It's reassuring to see I'm not the only one dealing with this mess. Based on what everyone's saying, it sounds like the $0 deposit is actually a good sign - means they're verifying my bank info before sending real money. But the fact that some people are still waiting months after getting it is pretty scary. I've been certifying every week religiously and checking my account obsessively. Going to start checking my portal messages daily too since multiple people mentioned important stuff gets buried there. If I don't see movement by early next week I think I'll have to bite the bullet and try that claimyr service. This whole system is such a nightmare but at least this thread gives me some hope that the money will eventually come through. Thanks for asking this question OP!

Same exact situation here! Got the $0 deposit this morning and I've been stuck on pending for 2.5 weeks now. Filed in late January after my restaurant closed down unexpectedly. Reading through all these experiences is both comforting and nerve-wracking - sounds like the $0 deposit is definitely their way of testing bank info before sending real payments, but the timeline seems to vary wildly. Some folks got paid in 2-3 days while others are still waiting months. I'm going to take everyone's advice and check my portal messages religiously since it seems like they hide important requests there without email notifications. Also planning to keep calling first thing at 8am when they open. If nothing happens by early next week I might have to try that claimyr service that multiple people mentioned. This whole process is so stressful when you're counting every dollar! Fingers crossed we all see our payments soon 🤞

This thread is so helpful! I'm dealing with the exact same thing - got a $0 deposit yesterday and my claim has been pending for about 2 weeks now. Filed back in January after my company did layoffs. Reading everyone's experiences here gives me some hope that this is actually normal and means they're verifying my bank info before sending real payments. The timeline seems all over the place though - some people got paid in a few days while others are still waiting months! I'm definitely going to start checking my portal messages daily since multiple people mentioned important notifications hiding there. Also going to try calling right when they open at 8am. If nothing happens by next week I might have to try that claimyr service everyone keeps mentioning. This whole unemployment system is such a mess but at least now I know the $0 deposit is a good sign and I'm not alone in this! Thanks for posting this question OP - really needed to see other people going through the same thing right now.

I'm in literally the EXACT same situation right now! Got my $0 deposit this morning and I've been stuck on pending for almost 4 weeks. Filed in late December after my retail store closed permanently. This thread is honestly a godsend - I was starting to think my claim was completely messed up but now I understand the $0 deposit is just their way of verifying bank info before sending actual payments. The timeline differences are wild though - some people get paid in 2-3 days while others wait months! I've been certifying religiously every week but clearly something is holding up my payments. Going to start checking my portal messages obsessively since so many people mentioned critical notifications get buried there with no email alerts. Also planning to call right at 8am starting tomorrow. If I don't see any movement by Friday I'm definitely going to try that claimyr service - seems like actually speaking to a human is the only way to identify what's causing these pending delays. Thanks for posting this OP, knowing I'm not alone in this nightmare makes me feel slightly less crazy! 🙏