Confused about my ny unemployment benefits - claimed all 26 weeks but showing 88 effective days left?
I exhausted my regular unemployment benefits last month after claiming for 26 weeks. Got my last payment two weeks ago, but when I logged in today to check if I qualified for any extensions, my account is showing that I still have 88 effective days remaining. Does anyone know what this actually means? I thought once you hit 26 weeks, that was it? I tried calling the unemployment office but after waiting for 2 hours, the call disconnected. I'm really confused about whether I'm still eligible for more benefits or if this is just some weird glitch in the system. Has anyone else seen something similar on their account after their benefits ended?
38 comments
CosmicCaptain
The NY unemployment system is notoriously confusing with how they display information. Those 88 days probably don't mean what you think. The system often shows remaining 'effective days' even after your benefit year is over. It doesn't automatically mean you can claim them. Have you tried filing another weekly claim to see what happens?
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Emma Davis
•I tried filing yesterday and it let me complete the weekly certification, but no payment has shown up in my payment history yet. I'm really confused cus I thought I was done with my benefits.
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CosmicCaptain
•That's exactly what happened to me! I was able to certify but then nothing showed up for 2 weeks. When I finally got through to someone they told me my regular UI was exhausted and I needed to apply for something else.
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Malik Johnson
•the system is designed to be confusing on purpose i swear 🤦♂️
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Isabella Ferreira
After days of nonstop calling and getting nowhere, I tried this service called Claimyr (claimyr.com) and they got me connected to a real unemployment agent in like 45 minutes. No more waiting on hold for hours! The agent explained everything about my effective days situation and fixed my claim right away. Seriously, talking to an agent got my $ unlocked so fast I couldn't believe it. Here's a video showing how it works: https://youtu.be/Rdqa1gKtxuE
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Malik Johnson
•sounds like another sketchy service... does it actually work? i've wasted too much time on supposed 'solutions' already 🙄
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Isabella Ferreira
•I was super skeptical too but it actually worked for me! They just call the unemployment office for you and then connect you once they get through to a person. Saved me like 3 days of constant redials.
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Ravi Sharma
•wait hold up - does this actually work or is it just the usual BS? been trying to talk to someone at unemployment for 2 weeks now...
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Isabella Ferreira
•Yeah it worked for me! They just stay on hold so you don't have to. When they get someone they call you and connect the call. The agent I got was super helpful and fixed my claim issues in like 10 minutes.
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Freya Thomsen
•I gave up on trying to call NY unemployment myself after spending literally hours on hold... this sounds promising, might check it out
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Malik Johnson
Those effective days are basically how many days of benefits you have left in your BENEFIT YEAR, not just your regular UI. So even tho you used your 26 weeks of regular benefits, the system still shows those days because technically you could use them if you qualified for an extension program. The problem is getting someone on the phone to explain which extension you qualify for!
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Ravi Sharma
The 'effective days' thing confused me too. In NY they calculate in days not weeks (4 days = 1 week). So 88 effective days = 22 weeks of potential benefits. BUT the catch is you might not be eligible to use them unless you qualify for some kind of extension. You need to talk to a rep to find out what's available for your specific situation.
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Emma Davis
•Thanks for explaining! So does that mean I should keep certifying each week even though my regular benefits are done?
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Ravi Sharma
•Yes! Keep certifying even if you're not sure you'll get paid. It creates a record in the system that you're still looking for work and need benefits. If you stop certifying they might think you found a job.
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Freya Thomsen
I dealt with this EXACT same issue last month. The 88 days showing up is basically the system keeping track of how many days you COULD claim if there were active extension programs available. Right now there's no automatic extensions, but if you have certain circumstances you might qualify for additional benefits. You absolutely need to talk to someone at unemployment tho - the online system won't tell you what you qualify for.
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Emma Davis
•Did you eventually get more benefits after your regular UI ran out? I'm freaking out about how I'm gonna pay rent next month if this is really the end.
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Freya Thomsen
•I did! But only because I qualified for a specific program based on my work history. Call them and ask specifically about 'Extended Benefits' or if there are any other programs you might qualify for. Just be prepared to wait FOREVER to talk to someone. I literally called 47 times before getting through.
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Isabella Ferreira
•Or just use claimyr.com and stop wasting your time on endless calling 💯 That's what finally worked for me after days of frustration
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Omar Zaki
Here's what's actually happening with the NY unemployment system and effective days: The system calculates benefits in DAYS not WEEKS (this is a weird NY thing). You get 4 effective days per week, for a maximum of 26 weeks = 104 effective days total. When you exhaust your regular UI benefits (the 26 weeks), the system still shows the remaining effective days you COULD be eligible for under the right circumstances. Having days showing doesn't automatically mean you can claim them. What you need to do: - Keep certifying weekly even if you're not sure you'll get paid - Contact an agent to see if you qualify for any extensions - Check if you're eligible for Extended Benefits (this changes based on the state unemployment rate) - Ask specifically about the 88 days showing in your account The fastest way to get answers is talking to an actual agent. After trying for weeks to get through the phone lines, I used claimyr.com and got connected to an agent within an hour. They explained my situation and got my additional benefits activated immediately. Don't trust what you see online - the NY unemployment system requires talking to someone to sort these things out!
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Emma Davis
•Thank you so much for this detailed explanation! This makes way more sense now. I'll definitely check out that service if I can't get through on my own tomorrow.
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AstroAce
•This is the most helpful explanation of effective days I've seen anywhere. The system is so unnecessarily complicated!
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AstroAce
lmao welcome to the wonderful world of ny unemployment where nothing makes sense and the rules change every other day 🤡 Took me 3 months to figure out my benefits situation last year
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Chloe Martin
•fr tho 💀 I literally had to make a spreadsheet to keep track of all the different answers I got from different agents
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Chloe Martin
The 88 effective days is such a tease. It shows up for everyone but it doesn't mean you can actually get those days paid unless there's an active extension program you qualify for. I spent WEEKS thinking I had more benefits coming only to find out I didn't qualify for any extensions. Don't get your hopes up until you talk to someone official.
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Diego Rojas
effective days vs benefit weeks is the most confusing part of NY unemployment I swear. I thought I was going crazy when I saw days remaining after my benefits ended. Turns out those effective days are just theoretical unless you qualify for an extension.
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Anastasia Sokolov
If you can't get anyone on the phone (which lets be real is basically impossible), try contacting your state representative's office! They have special channels to unemployment and can often get answers faster than we can. I was stuck in limbo for 6 weeks until my assembly member's office intervened.
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Sean O'Donnell
•This is actually good advice. My cousin works for a state senator and they have direct lines to unemployment office supervisors.
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Emma Davis
•I never thought of trying that! Do I just google my local representative and call their office?
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Anastasia Sokolov
•Yep! Just google your address + state assembly member or state senator. Their websites usually have a 'constituent services' section where they specifically mention helping with unemployment issues. They can't promise anything but they can often get answers when we can't.
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Sean O'Donnell
When I exhausted my regular benefits, I had a similar situation with days showing up in my account. I found out it was because I potentially qualified for Trade Adjustment Assistance benefits because my job was outsourced. You might qualify for something specific based on your work situation or industry. But you HAVE to talk to someone to find out - the online system won't tell you.
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Zara Ahmed
those 88 days are a glitch in the matrix 😂 jk but seriously the ny unemployment system is held together with duct tape and prayers at this point
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StarStrider
•for real! their computer system was built in the 1980s and they never bothered to update it properly 🤦♀️
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AstroAce
•My friend works in IT at a state agency (not unemployment) and she says the whole state government runs on systems from like 40 years ago. Not surprised everything is always broken.
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StarStrider
I waited 3 weeks for someone to call me back after leaving multiple messages. Ended up using claimyr.com after seeing it recommended here. Got through to an agent same day and they explained my benefits situation and processed my extension right away. Trust me when I say it's worth trying if you're desperate for answers.
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Luca Esposito
The way NY unemployment calculates benefits is so weird. 4 days = 1 week, and you get 26 weeks max for regular UI. So that's 104 effective days total. If you've used 26 weeks and see 88 days remaining, that means you've actually used more than just regular UI already. You might have been on some other program without realizing it.
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Emma Davis
•Wait this is making me even more confused. I thought I was just on regular unemployment this whole time. How would I know if I was on a different program?
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Luca Esposito
•Check your payment history. It might show different program codes next to different payments. But honestly, this is exactly why you need to speak with an agent directly - the online system is terrible at showing what program you're actually on.
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Nia Thompson
I went through this whole mess last year. Here's what I learned: Sometimes you exhaust regular UI but automatically qualify for other programs based on your situation. The system is terrible at communicating this though. When I finally got through to an agent (took forever), they told me I was eligible for an extension I didn't even know existed. Those 88 days might actually be usable!
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