Can I use Chime for NY unemployment direct deposits? Account verification issues

I use Chime with my NY unemployment without any issues now, but it was a mess at first. The verification system is super picky about how you enter your Chime account details. Make sure you're using the account/routing numbers from the 'Direct Deposit' section in your Chime app (not the ones you might see elsewhere). Also, double check that you're entering your name EXACTLY as it appears on your Chime account - even a missing middle initial can cause verification to fail.

chime works fine for me got my money since january no problems ever

I HAD THIS EXACT PROBLEM!!! The stupid system kept rejecting my Chime account for TWO WEEKS!! Every time I tried to update my banking info it would say "unable to verify account information" and I nearly lost my mind. Called like 50 times and never got through. The unemployment system is BROKEN and they don't care about us!!

Some online banks like Chime can have verification issues with government systems. This happens because the NY unemployment system uses a verification service that sometimes has trouble with newer online-only banks. Three suggestions: 1. Try entering your information during non-peak hours (very early morning) 2. Make sure your Chime account is properly activated and has been open for at least 30 days 3. Verify your address on file with Chime matches EXACTLY what's on your unemployment claim If none of that works, you might need to call and speak with someone who can manually verify your account. The wait times are unfortunately very long right now.

After trying for days to reach someone at unemployment about my direct deposit issues (not Chime but similar problem), I found this service called Claimyr that got me through to an actual person at NYSDOL in about 20 minutes instead of waiting for hours. It basically holds your place in line and calls you when an agent is available. Saved me so much time and frustration! They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE and their website is claimyr.com

my cousin had this problem too lol. he said he just kept trying different ways to type his address until it worked. like instead of "Avenue" he put "Ave" and it went through. weird system they got!

I was having the same issue but not with Chime - with Current. Turned out that I needed to verify my email first before the direct deposit would work. Have you checked if there are any pending verification steps in your NY.gov account? Sometimes there's a little notification you might miss that's holding everything up.

Quick update - in 2025, the NY unemployment system sometimes flags online banks for additional verification. There's a specific form (DD-285) you might need to submit if the online verification fails. You can find it in your documents section on the portal. That form lets you provide additional verification for online banks like Chime, Current, etc.

did anybody else notice they take FOREVER to process direct deposit changes now?? even after verification it took them 9 days to switch mine. they don't tell you that part!!

chime works good for everything else but government stuff is always complicated

UPDATE: Got it fixed! Ended up using that Claimyr service someone mentioned to get through to an agent. Turns out there was a mismatch between how my name was entered in the NYSDOL system and my Chime account (I had my middle initial on one but not the other). The agent manually approved my direct deposit and said it should be working for my next payment. Thanks everyone for your help!

Congrats on getting it sorted out! I had a similar name mismatch issue with my Capital One account last year. It's crazy how picky these government systems are about exact formatting. For anyone else reading this thread - definitely check that your name, address, and account details match EXACTLY between your bank and unemployment accounts. Even something as small as "Jr." vs "Junior" can cause problems. The verification systems have no flexibility at all.