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yeah unemployment is taxable learned that the hard way last year... definitely set aside money if you can afford to
This is so stressful! I thought unemployment was supposed to help people, not create more financial problems. Why don't they explain this better when you first apply? I've been getting benefits for 4 months and nobody told me about the tax implications. Now I'm going to owe thousands of dollars that I don't have!
unemployment is good because otherwise people would riot when the economy crashes lol. also gives companies more flexibility to lay people off during slow periods without completely screwing over workers
One thing to keep in mind is the monetary requirements - you need to have earned enough wages during your base period to qualify for benefits. For 2025, you generally need at least $2,600 in one quarter of your base period AND total base period wages of at least 1.5 times your highest quarter. If you don't meet the regular base period requirements, they might be able to use an alternate base period that includes more recent wages.
Don't forget you'll also need to be able to prove you're actively looking for work once you start collecting. The NYS Department of Labor requires you to make at least 3 job contacts per week and keep a record of your job search activities. They can ask to see your job search log at any time, so start keeping track from day one!
Wait so if I do any work at all I have to report it?? Even like helping my neighbor with their computer for $50? This system is so complicated UGH
Kristin Frank
The system is designed so you can't state shop for benefits. Your unemployment claim is tied to your work history and the state where you paid into the unemployment insurance fund. Even if you move, your weekly claims and job search requirements stay with your original state's Department of Labor. You can live anywhere in the US while collecting but you're still bound by your filing state's rules and benefit amounts.
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Micah Trail
Wait so if I move to Florida while collecting NYS Department of Labor benefits, do I still have to do the job search stuff for NY jobs or can I look for Florida jobs?? This is so confusing and I might need to move for family reasons soon.
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Anna Kerber
•You can search for jobs anywhere but you still have to meet NYS Department of Labor requirements for your weekly claims. You'd report your job search activities to NY even if you're looking in Florida.
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