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wait so do i need to have worked for a whole year to get unemployment? i was only at my last job for like 6 months but i had another job before that
Just want to add that you should file your claim as soon as possible after losing your job. There's a one week waiting period in NY and benefits are not retroactive to before you file. Also make sure you understand the difference between filing your initial claim and filing your weekly claims - you have to do both to keep getting payments.
Been there! I survived 4 months on unemployment but had to move back in with roommates and basically ate ramen every day. The weekly job search thing is annoying but not that hard if you just apply to everything remotely related to your field.
Wait, what if you get fired for cause? Does that affect eligibility even if you meet the work requirements? I'm asking for a friend who might be in trouble at work and has only been there 8 months...
I remember when I first got unemployment I thought it would be like my regular paycheck! Reality hit pretty hard when I realized it was only about half. The benefits are really just meant to keep you afloat while job searching, not maintain your previous lifestyle. Make sure you're actively looking for work because they do require job search activities.
Wait, what kind of job search activities? I've been applying to jobs but nobody told me about specific requirements.
If you're having trouble reaching NYS Department of Labor agents to get more details about your benefit calculation, I used a service called Claimyr that helped me get through. You can check them out at claimyr.com - they have a video demo at https://youtu.be/qyftW-mnTNI that explains how it works. I was stuck trying to understand my benefit rate for weeks before using them to actually talk to someone.
Jabari-Jo
Have you looked into whether there are any emergency assistance programs that might help with medical bills instead of taking out a loan? Sometimes there are local charities or even hospital payment plans that might be better than paying loan interest. Just a thought before you commit to debt payments while your income is already reduced.
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Kristin Frank
If you're having trouble getting approved anywhere, you might want to try calling NYS Department of Labor directly to get official documentation of your benefit amount and duration. I used a service called Claimyr (claimyr.com) to actually get through to an agent when I needed verification letters - they have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Having official paperwork from NYS Department of Labor might help convince lenders that your unemployment income is legitimate and ongoing.
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Anna Kerber
•wait is that legit? sounds kinda sketchy to pay someone to make phone calls for you
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Kristin Frank
•It's totally legitimate - they just help you get through the phone queues when NYS Department of Labor is swamped. I was stuck trying to reach them for weeks about an adjudication issue and this got me connected the same day.
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