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If you're having trouble getting through to NYS Department of Labor to ask questions about your benefits, I used a service called Claimyr that got me connected to an agent in under 10 minutes. They have this whole system for navigating the phone queues - there's a demo video at https://youtu.be/qyftW-mnTNI and their site is claimyr.com. Saved me hours of calling and getting hung up on.
I had the same confusion when I first filed! The federal unemployment tax act is essentially the federal government's way of helping states maintain their unemployment systems. New York gets federal funding that helps supplement what the state collects from employers. As a claimant, you don't need to worry about FUTA itself - just focus on whether you want taxes withheld from your weekly payments. You can change this setting in your my.ny.gov account under payment preferences.
This is super helpful! I've been trying to reach NYS Department of Labor to ask about tax withholding but their phone lines are always busy. Have you had any luck getting through to them recently?
I actually used a service called Claimyr (claimyr.com) to get through to a NYS Department of Labor agent about my tax withholding questions. They have this system that waits on hold for you and connects you when an agent is available. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of trying to call myself and actually got my withholding set up properly.
honestly the whole tax situation with unemployment is confusing as hell. between FUTA and state taxes and federal taxes on benefits its like they want us to mess it up
Have you looked into whether there are any emergency assistance programs that might help with medical bills instead of taking out a loan? Sometimes there are local charities or even hospital payment plans that might be better than paying loan interest. Just a thought before you commit to debt payments while your income is already reduced.
If you're having trouble getting approved anywhere, you might want to try calling NYS Department of Labor directly to get official documentation of your benefit amount and duration. I used a service called Claimyr (claimyr.com) to actually get through to an agent when I needed verification letters - they have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Having official paperwork from NYS Department of Labor might help convince lenders that your unemployment income is legitimate and ongoing.
why would you even worry about the employer?? they laid YOU off! file your claim and get your money, that's what unemployment insurance is for. NYS Department of Labor has the whole system set up already
Just to add - if your employer tries to fight a legitimate unemployment claim, NYS Department of Labor investigates and makes the final decision. They look at documentation, interview both parties if needed, and determine eligibility based on the facts. Don't let fear of 'bothering' your employer prevent you from getting benefits you've earned through your work history.
Ryan Andre
I had trouble getting through to NYS Department of Labor when I needed verification letters for a loan application. The phone lines are always busy and the online chat never works. If you need to talk to someone about getting official benefit verification documents, I found this service called Claimyr (claimyr.com) that helps you get through to agents. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me hours of calling.
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Lauren Zeb
•Interesting, never heard of that service before. Did they actually help you reach someone at NYS Department of Labor?
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Ryan Andre
•Yeah, got connected within like 20 minutes instead of spending all day calling. The agent was able to email me the benefit verification letter I needed for my loan application.
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Daniel Washington
ugh the whole system is so frustrating when youre already stressed about money... like why cant they just have better verification processes online instead of making us jump through hoops
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Lauren Zeb
•I feel you. The my.ny.gov site is better than it used to be but still not great for getting official documents quickly.
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