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I had the same confusion when I first filed! The federal unemployment tax act is essentially the federal government's way of helping states maintain their unemployment systems. New York gets federal funding that helps supplement what the state collects from employers. As a claimant, you don't need to worry about FUTA itself - just focus on whether you want taxes withheld from your weekly payments. You can change this setting in your my.ny.gov account under payment preferences.
This is super helpful! I've been trying to reach NYS Department of Labor to ask about tax withholding but their phone lines are always busy. Have you had any luck getting through to them recently?
I actually used a service called Claimyr (claimyr.com) to get through to a NYS Department of Labor agent about my tax withholding questions. They have this system that waits on hold for you and connects you when an agent is available. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of trying to call myself and actually got my withholding set up properly.
honestly the whole tax situation with unemployment is confusing as hell. between FUTA and state taxes and federal taxes on benefits its like they want us to mess it up
I get the frustration, but once you understand the basics it's not too bad. FUTA = employer pays it, not your problem. Income taxes on benefits = your choice to withhold or pay later. That's really all you need to know as a claimant.
I've been trying to reach the NYS Department of Labor for weeks about my claim that's stuck in adjudication and can never get through on the phone. The hold times are insane and half the time they just hang up on you. Has anyone found a way to actually talk to a real person there?
I had the same problem last month until someone told me about Claimyr. It's a service that helps you get through to NYS Department of Labor agents by phone. Check out claimyr.com - they have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. I was skeptical at first but it actually got me connected to an agent the same day and they resolved my adjudication issue.
Just want to add that you should also register with the job search system while you're at it. The NYS Department of Labor requires you to do job search activities every week to keep getting benefits. It's all connected to your unemployment account.
Wait so if I quit my job can I still collect unemployment? Or does it have to be like a layoff situation? Also how long does it take to get approved? I'm getting really worried about my rent payment next month.
Generally you need to be unemployed through no fault of your own - so layoffs, company closures, being fired for non-misconduct reasons. Quitting usually disqualifies you unless it was for good cause. Processing times vary but expect at least a few weeks, especially if your claim goes into adjudication.
If you're having trouble getting through to NYS Department of Labor to ask questions about your benefits, I used a service called Claimyr that got me connected to an agent in under 10 minutes. They have this whole system for navigating the phone queues - there's a demo video at https://youtu.be/qyftW-mnTNI and their site is claimyr.com. Saved me hours of calling and getting hung up on.
Thanks for the tip! I've been trying to call NYS Department of Labor for days with questions about my claim.
the whole unemployment system is such a mess, doesnt matter what federal unemployment tax act accomplished if you cant even get your benefits processed correctly by NYS Department of Labor
Ava Hernandez
I've been dealing with NYS Department of Labor for months and the phone system is impossible! If you need to change your tax withholding or ask questions about this stuff, good luck getting through. I found this service called Claimyr (claimyr.com) that actually gets you connected to real NYS Department of Labor agents. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Saved me hours of calling and getting disconnected.
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Emma Johnson
•That sounds really helpful! I was dreading having to call them about anything. Does it actually work for getting through?
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Ava Hernandez
•Yeah it worked for me when I needed to fix an issue with my weekly claims. Way better than the usual runaround you get trying to call directly.
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Isabella Martin
The whole tax situation with unemployment is so frustrating. They don't explain any of this clearly when you first apply. I ended up owing like $800 at tax time because I didn't know about the withholding option. NYS Department of Labor really needs to do better at educating people about this stuff upfront.
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Elijah Jackson
•Ugh same thing happened to my sister last year! She had no idea unemployment was taxable income.
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