


Ask the community...
This is exactly why I hate dealing with unemployment. They use all these weird terms that aren't explained anywhere and then expect you to figure it out on your own. The whole system is designed to confuse people into giving up.
Don't get your hopes up about unemployment being easy money. The system is designed to make it as difficult as possible. You'll spend half your time dealing with their broken website and the other half trying to prove you deserve the pittance they give you. And God forbid you make one small mistake on your weekly claim because they'll cut you off faster than you can blink.
One important thing to remember is that you need to file your claim as soon as possible after losing your job. You can't get benefits for weeks before you file, so don't wait. Also make sure you have your recent pay stubs and employment information ready when you apply online through my.ny.gov. The whole process usually takes 2-3 weeks before you see your first payment if everything goes smoothly.
The tax bracket thing your friend mentioned isn't really how it works. Tax brackets are marginal, so only the income above each threshold gets taxed at the higher rate. Your unemployment benefits will just be added to whatever other income you have for the year. If you're worried about contacting NYS Department of Labor to set up withholding, I used a service called Claimyr (claimyr.com) that helped me get through to an actual agent quickly. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works.
How much does that service cost? I've been trying to call NYS Department of Labor for weeks about my withholding election.
I had trouble reaching NYS Department of Labor to ask similar questions about my claim funding. Kept getting busy signals for weeks. Finally used claimyr.com and their callback service got me through to an actual agent in like 20 minutes. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Really helpful for getting answers about how the system operates.
Xan Dae
Same boat here, lost my restaurant job 6 weeks ago. What helped me was making a strict weekly budget based on my UI payment amount. I use every free resource possible - library internet for job searching, food banks, even got help with my electric bill through HEAP. Also make sure you're claiming your benefits on time every week because missing even one certification can mess everything up.
0 coins
Kai Santiago
•Good point about the weekly certifications. I'm paranoid about missing one and losing benefits.
0 coins
Dananyl Lear
oh also if you have any skills like writing or graphic design, try picking up some freelance work but make sure to report it properly when you file your weekly claim. you can earn a little extra without losing all your benefits
0 coins