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ugh the whole unemployment system is such a mess. took me forever to figure out how to navigate their website and then my claim got stuck in adjudication for weeks with no explanation. hopefully you have better luck than i did
Good luck with your application! The initial process is pretty straightforward but be prepared for potential delays if they need to verify anything with your former employer.
same boat here!! my UI is like $280/week and my mortgage is $1800 😠this system is broken
Check with your mortgage company about forbearance options if you haven't already. Many lenders are still offering payment deferrals for unemployment situations.
Are you claiming the maximum amount you're eligible for? Sometimes people don't realize they can request a recalculation if their base period wages were higher than what NYS Department of Labor initially used. Worth double checking your monetary determination letter.
I went through this same confusion last year! The base period thing is really important to understand. For me, I filed in March 2024 so my base period was October 2022 through September 2023. My most recent job wasn't even counted because it was too recent. Make sure you have all your W-2s and pay stubs ready when you file because NYS Department of Labor will verify everything anyway.
ugh the whole unemployment system is such a nightmare!! i applied 2 months ago and STILL haven't gotten my first payment because they keep asking for more documentation. make sure you have EVERYTHING ready before you even start the application or you'll be waiting forever like me
Just a heads up that you'll need to do weekly certifications after your initial application is approved. Don't forget about those or you won't get paid for those weeks.
Ellie Lopez
The NYS unemployment system is SO confusing about this stuff. I've been unemployed since December and still don't understand half the rules. Why can't they just make it simple - if you work, you lose benefits. Instead we have all these calculations and formulas that nobody explains clearly.
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Justin Chang
•The earning allowance exists to encourage people to take part-time work while searching for full-time employment. It prevents the 'benefits cliff' where working a few hours would make you worse off financially.
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Chad Winthrope
Just keep filing your weekly claims and be honest about your earnings. The system will calculate everything automatically when you enter your gross wages. Don't overthink it too much.
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