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Ava Thompson

What does unemployment compensation mean - confused about NYS Department of Labor benefits

I keep seeing the term 'unemployment compensation' everywhere but I'm honestly not sure what it actually means. Is this the same thing as unemployment benefits? My employer just laid me off last week and I'm trying to figure out what I'm eligible for through NYS Department of Labor. Someone told me to apply for UI but then I see forms talking about unemployment compensation and I don't know if these are different programs or the same thing. Can someone explain this in simple terms? I don't want to apply for the wrong thing and mess up my claim.

CyberSiren

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Unemployment compensation is just the official term for unemployment benefits - they're the same thing! When you file with NYS Department of Labor, you're applying for unemployment compensation (UC), which people also call unemployment insurance (UI) benefits. It's weekly payments to replace part of your lost wages while you're unemployed through no fault of your own. The compensation comes from a fund that employers pay into, so you've essentially earned this benefit through your previous work.

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Ava Thompson

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Thank you! That makes so much more sense. So when I go to my.ny.gov to file, I'm applying for unemployment compensation which is the same as UI benefits?

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Don't overthink the terminology - unemployment compensation, unemployment benefits, unemployment insurance, UI - they all refer to the same NYS Department of Labor program. The key thing is getting your initial claim filed within the first week of unemployment. You'll need your Social Security number, employment history for the last 18 months, and reason for separation from your job. The weekly benefit amount is calculated based on your earnings during your base period.

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Ava Thompson

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Got it, filing this week then. Do I need to wait for any paperwork from my employer or can I just file now?

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File now - don't wait for paperwork from your employer. NYS Department of Labor will verify your employment directly with them during the adjudication process.

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Zainab Yusuf

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yeah its all the same thing, just different ways of saying it. i was confused about this too when i got laid off in march. unemployment compensation sounds all official but its just the money you get each week while looking for work

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The formal definition of unemployment compensation under New York State law is temporary financial assistance for workers who become unemployed through no fault of their own and meet certain eligibility requirements. This includes being able and available for work, actively seeking employment, and meeting the job search requirements that NYS Department of Labor has in place. The compensation is funded through employer payroll taxes, not general tax revenue.

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Yara Khoury

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Wow that's really helpful background info! I didn't realize employers were paying into this fund specifically.

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Keisha Taylor

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I struggled with getting through to NYS Department of Labor when I had questions about my unemployment compensation claim status. The phone lines are always busy and I kept getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo showing how it works: https://youtu.be/qyftW-mnTNI. Made the whole process so much easier when I needed to check on my adjudication status.

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Ava Thompson

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That sounds useful - I'll keep that in mind if I run into issues getting through to someone at NYS Department of Labor.

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One thing that confused me at first was seeing different dollar amounts mentioned for unemployment compensation. The maximum weekly benefit changes each year, and your actual amount depends on what you earned in your base period. For 2025, I think the max is around $504 per week, but most people get less than that based on their previous wages.

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