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Maybe look into getting a secured credit card? You put down a deposit and that becomes your credit limit. Not ideal but might be better than predatory loans
This whole system is messed up! You need a car to find work but you can't get money to fix your car because you don't have work. It's like they want to keep people trapped in the unemployment cycle. I went through the same thing and ended up taking a payday loan that took me months to pay off. Such a scam.
If you're having trouble getting through to NYS Department of Labor to ask questions or need help with your application, I used a service called Claimyr (claimyr.com) that helped me connect with an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of trying to call and getting busy signals.
I had such a hard time getting through to NYS Department of Labor when I was laid off. Spent hours on hold just trying to ask basic questions about my claim status. If you run into that problem, I found this service called Claimyr that helped me actually reach a real person at the unemployment office. They have a website at claimyr.com and there's even a demo video showing how it works at https://youtu.be/qyftW-mnTNI. Made the whole process way less stressful when I could actually talk to someone.
The whole system is broken anyway. They want accurate numbers but their website crashes half the time when you try to file your weekly claim. How are we supposed to report accurately when their technology doesn't even work properly?? I've missed filing deadlines because of their technical issues and now they're questioning my claim status.
Wait, I'm confused about something. When they ask for work hours, do they mean just the hours I actually worked or also the hours I was scheduled but didn't work due to reduced shifts? My restaurant has been cutting everyone's hours and I'm not sure how to report this correctly on my weekly claims.
Andre Rousseau
Just wanted to say I understand how difficult this situation must be for you. Toxic work environments can really affect your mental health. Whatever you decide, make sure you're taking care of yourself too.
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Ethan Clark
•Thank you, I really appreciate that. It's been affecting my sleep and everything. I just need to figure out the smartest way to handle this financially.
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Jordan Walker
Before you quit, document EVERYTHING. Keep emails, take photos if there are safety issues, get witness statements if possible. Also check if your company has an HR department or employee assistance program you haven't tried yet. Sometimes exhausting internal remedies first strengthens your case for good cause if you do end up quitting.
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Alicia Stern
•That's really good advice about documentation. I haven't been keeping records but I should start immediately. HR hasn't been helpful so far but you're right that I should have a paper trail showing I tried.
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