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Don't forget about the regional differences too. Upstate NY has different unemployment challenges than NYC - rural areas need different solutions than urban areas. The NYS Department of Labor tailors programs accordingly. Like in Buffalo they focus more on manufacturing retraining while in the city it's more about tech and finance skills.
Just remember that if you were fired for misconduct or quit without good cause, you might not qualify. Also don't lie about anything because they check everything and fraud penalties are no joke.
Good luck! I remember being just as confused when I first filed. Once you get the hang of the weekly claims it becomes routine. Just stay on top of it and don't miss any weeks.
Just remember the weekly amount is before taxes if you choose to have them withheld. You can elect 10% federal tax withholding when you file your weekly claims. Also don't forget you have to do job search activities and report any work/earnings when you certify each week.
The whole system is so confusing honestly. I wish they would just tell you upfront what you're gonna get instead of all these calculations and base periods and stuff.
I agree it's complicated, but the calculation method is designed to be fair based on your actual work history. Once you get your first payment, you'll know exactly what to expect each week as long as you're eligible.
THE WHOLE SYSTEM IS BROKEN! They make it impossible to get help when you need it most. I've been fighting with NYS Department of Labor for months over an overpayment notice that makes NO SENSE. Good luck getting any real answers from them.
Xan Dae
omg same thing happened to my boyfriend except his boss tried to say he was drunk when he fell off the ladder!! total bs, he doesnt even drink. some employers are just terrible about this stuff. definitely file workers comp and dont let them scare you
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Noah huntAce420
Just to be crystal clear about the money differences - NYS unemployment maxes out at $504/week but workers' comp pays 2/3 of your actual wages with no weekly cap. So if you were making $1200/week, workers' comp would pay you $800/week while unemployment would only pay $504. Plus workers' comp covers all your medical bills which unemployment obviously doesn't do.
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