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New York Unemployment

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GalacticGladiator

How does unemployment affect people mentally and financially - NYS Department of Labor experience

I've been on unemployment for about 6 months now after getting laid off from my marketing job, and I'm really struggling with how this whole experience affects every part of your life. The financial stress is obvious - even with NYS Department of Labor benefits I'm only getting about 60% of what I used to make, so I had to move back in with my parents at 28. But what I wasn't prepared for was the mental toll. The constant job searching, the weekly claims every Sunday, waiting for adjudication on issues that pop up randomly - it's exhausting. Some days I spend 8 hours applying to jobs and feel like I accomplished nothing. Has anyone else dealt with the psychological impact of being unemployed? How do you stay motivated when the whole process feels endless?

The financial stress ripples into everything - relationships, health, self-esteem. I started having panic attacks about money which I'd never experienced before unemployment. Had to learn budgeting skills I never needed when I had steady income.

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yeah unemployment definitely changes you as a person, not gonna lie. been through it twice now and both times it took months after getting a new job to feel 'normal' again. the constant uncertainty and rejection does something to your brain chemistry i think

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Jade Lopez

NYS Department of Labor federal unemployment tax rate - how much is being deducted?

I just got my first unemployment check from NYS Department of Labor and I'm confused about the federal tax deduction. The amount seems higher than I expected. Can someone explain how much the federal unemployment tax rate is and if there's a way to adjust it? I selected to have taxes withheld when I filed my claim but I want to make sure they're taking the right amount. I don't want to owe a bunch at tax time but I also don't want them taking too much.

I had such a hard time getting through to NYS Department of Labor to ask about this same question. Spent hours on hold and kept getting disconnected. Finally used a service called Claimyr that got me connected to an actual agent in like 15 minutes. You can check it out at claimyr.com - they have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Super helpful for getting answers about tax withholding and other claim questions.

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Never heard of that before but might be worth trying. The NYS Department of Labor phone system is absolutely terrible. Did they charge you anything for the connection?

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It's not free but honestly worth it when you need to actually talk to someone. Way less frustrating than the regular phone maze.

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Just FYI you can also have state taxes withheld too if you want. I think NY state withholding is optional as well. Might as well get both taken out if you're worried about owing at tax time.

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Fatima Al-Mazrouei

How to avoid unemployment claims - employer trying to prevent workers from filing with NYS Department of Labor

My boss just told our whole team that if we get laid off next month, we shouldn't file for unemployment because it 'hurts the company's rating.' He said he'd give us good references if we promise not to file claims with NYS Department of Labor. This doesn't sound right to me - isn't unemployment insurance something we've been paying into? Can an employer actually prevent us from filing? I'm really confused about what my rights are here.

Your boss sounds like a real piece of work. The whole point of unemployment insurance is to help workers when they lose their jobs. Don't let him intimidate you - file your claim if you get laid off and let NYS Department of Labor sort out whether it's valid or not.

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File anyway if it happens. I've been laid off twice and filed both times. First time my employer tried to fight it but I still got my benefits because the layoff wasn't my fault.

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Did it take long to get approved when your employer fought it?

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About 6 weeks total because it went to adjudication, but I eventually got all the back pay too.

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AaliyahAli

Why would I not get unemployment benefits from NYS Department of Labor - what disqualifies you?

I got laid off from my restaurant job two weeks ago and applied for unemployment through NYS Department of Labor but I'm worried I might not qualify. My manager said something about me being 'unreliable' in my final week which makes me nervous. I was only there for 8 months and before that I worked part-time at a grocery store for about 6 months. I'm 22 and this is my first time dealing with unemployment stuff. What are the main reasons people get denied? I keep reading about 'misconduct' and 'voluntary quit' but I definitely got fired, not quit. Should I be worried about something else I don't know about?

The NYS Department of Labor system is SO broken. They'll find any excuse to deny claims these days. I got denied initially because they said I 'abandoned my job' when I was actually laid off due to COVID cutbacks. Had to appeal and wait 3 months for a hearing. Even when you're clearly eligible they make it impossible.

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same here! they denied me for 'insufficient wages' even though I worked full time for 2 years straight

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Don't panic yet. If you were truly laid off and have 14 months of work history, you should be fine. The key things to watch for: make sure you file your weekly claims on time, keep detailed job search records (you need 3 employer contacts per week), and respond immediately to any requests for information. Most denials happen because people miss deadlines or don't provide required documentation.

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3 employer contacts per week seems like a lot! Do online applications count or do I need to actually talk to people?

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Online applications definitely count. You just need to keep records of company name, position, date applied, and method of contact. The NYS Department of Labor job search log makes it pretty easy to track.

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Ethan Scott

NYS Department of Labor denied unemployment claim - what are my next steps?

Got the determination letter yesterday saying my unemployment claim was denied. The reason they gave was 'voluntary quit without good cause' but I left my job because my manager was creating a hostile work environment and I documented everything. I worked there for 2 years and never had any issues until this new supervisor started last fall. I have emails and witness statements but apparently that wasn't enough for NYS Department of Labor. What can I do now? Can I appeal this decision or am I just stuck? Really need these benefits since I've been looking for work for 6 weeks with no luck.

If you're having trouble getting through to NYS Department of Labor to ask questions about the appeal process, I recently found this service called Claimyr that helped me reach an actual agent. They have a website at claimyr.com and there's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. I was getting nowhere trying to call on my own but this got me connected within a few hours. Might be worth checking out since time is important with the 30-day appeal deadline.

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sounds too good to be true honestly. how much does something like that cost?

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I was skeptical too but it actually worked. They don't charge anything upfront and the value is definitely worth it when you consider how impossible it is to reach anyone at NYS Department of Labor normally. The video explains everything.

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same boat here! was told i abandoned my job even tho i gave 2 weeks notice and everything. gonna appeal but man this whole process is exhausting. good luck with yours!

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