wait so if I don't file one week I lose the money for that week forever?? that seems really harsh especially if you just forget or something comes up

One thing that helped me was setting up a weekly phone alarm for Sunday evenings to remind me to file my weekly certification. I also bookmarked the my.ny.gov portal on my phone so I could access it easily. The questions really are straightforward once you get into the routine - they mainly want to know if you worked any hours that week, what job search activities you did, and confirm you're still available for work. Just make sure you keep a simple log of where you applied for jobs each week since they ask for specific details about your job search efforts.

ugh the whole unemployment system is so confusing!! I remember when I first applied I kept second-guessing every answer and it took me like 3 hours to complete because I kept going back and changing things. Just stick with your first instinct and be honest about everything.

One more important tip - after you submit your initial application, you'll need to file weekly claims every week to continue receiving benefits. The system will prompt you to do this, but don't forget or you'll miss payments. Also, you'll need to register for work search activities through the NYS Department of Labor job search system.

One more thing to consider: If Monday is a holiday (like Memorial Day, Independence Day, etc.), your deposit would be delayed until Tuesday. Just checking that isn't the case for this coming Monday since you mentioned rent being due.

Just wanted to follow up and confirm what others have said - KeyBank definitely doesn't process on Saturdays. I've been on NY unemployment for 8 months now and have never once received a deposit on weekends. The timing is always: claim released Thursday = deposit appears Monday morning (usually between 6-8am in my experience). If you're really tight on rent, some landlords will accept a screenshot of your pending payment status as proof that money is coming. Mine did that once when I was in a similar bind. Also, pro tip: set up text alerts with KeyBank so you'll know the exact moment your deposit hits!

Most disqualifications can be appealed if you disagree with their decision. You typically have 30 days from the determination date to file an appeal. But first you need to find out exactly why they disqualified you - could be work search, separation issues, or availability problems.

I had a similar situation happen to me a few months ago - woke up to see "disqualified" with zero explanation. Turns out there was a glitch in their system that flagged my work search entries as incomplete even though I had submitted everything correctly. The frustrating part is they don't automatically send you the determination letter sometimes, so you have to really dig through your account or call multiple times. I'd suggest checking your "Messages" section thoroughly and maybe try logging out and back in - sometimes the correspondence shows up in weird places. Also document everything you've been doing for job searches just in case you need to prove compliance later.

been there! the whole process stressed me out too but its not as bad as it seems. just take it one step at a time and dont overthink it

I went through this exact same situation last year and I totally understand the panic! One thing that really helped me was calling the NYS Department of Labor customer service line (1-888-209-8124) early in the morning around 8am when they open - you're more likely to get through then. Also, don't stress if you can't remember exact dates - they understand that and you can provide approximate dates. The system will ask your former employer to verify the information anyway. Most importantly, try to stay calm - once you get the initial application submitted, the weekly certifications are much easier and become routine. You've got this!